{"id":292,"date":"2026-04-14T00:00:00","date_gmt":"2026-04-13T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/entreprise\/2017\/06\/30\/le-mandat-ad-hoc\/"},"modified":"2026-04-29T11:03:43","modified_gmt":"2026-04-29T09:03:43","slug":"le-mandat-ad-hoc","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/entreprise\/le-mandat-ad-hoc\/","title":{"rendered":"Le mandat ad hoc : une solution amiable pour surmonter les difficult\u00e9s de mon entreprise"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">Votre entreprise traverse des difficult\u00e9s \u00e9conomiques, financi\u00e8res ou juridiques ? Vous pouvez recourir \u00e0 une proc\u00e9dure amiable, le mandat ad hoc, pour \u00e9viter le d\u00e9p\u00f4t de bilan. Cette proc\u00e9dure de pr\u00e9vention, souple et confidentielle, permet au tribunal comp\u00e9tent (tribunal de commerce, judiciaire ou TAE) de d\u00e9signer un mandataire pour vous accompagner dans la recherche de solutions avec vos cr\u00e9anciers.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Qu'est-ce qu'un mandat ad hoc ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le mandat ad hoc est une <strong>proc\u00e9dure amiable<\/strong> <strong>confidentielle <\/strong>(c'est-\u00e0-dire non publi\u00e9e)<strong> \u00e0 votre seule initiative. <\/strong>Son objectif est de vous accompagner dans les&nbsp;<strong>n\u00e9gociations<\/strong> avec vos partenaires et cr\u00e9anciers, concernant par exemple des :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u00e9ch\u00e9ances impay\u00e9es de pr\u00eat aupr\u00e8s de votre banque ;<\/li><li>cr\u00e9ances dues \u00e0 un ou plusieurs de vos fournisseurs ;<\/li><li>imp\u00f4ts dus \u00e0 l'administration fiscale ;<\/li><li>loyers impay\u00e9s risquant d\u2019entra\u00eener une d\u00e9nonciation de bail par votre propri\u00e9taire.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Au cours de ces n\u00e9gociations, le <strong>mandataire ad hoc<\/strong> pourra proposer, \u00e0 vos cr\u00e9anciers et partenaires, une :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>remise ou un r\u00e9\u00e9chelonnement des <strong>dettes<\/strong> ;<\/li><li>ren\u00e9gociation des contrats\u2026<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Qui peut b\u00e9n\u00e9ficier d'un mandat ad hoc ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Toutes les entreprises, personnes morales ou personnes physiques agissant pour des besoins professionnels, quelle que soit leur statut (entrepreneurs individuels sous r\u00e9gime micro entrepreneur compris) ou leur taille ou leur chiffre d'affaires, peuvent recourir \u00e0 cette proc\u00e9dure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Votre entreprise ne doit toutefois pas \u00eatre en situation de&nbsp;<a href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/la-cessation-de-paiements\/\"><strong>cessation des paiements<\/strong><\/a>. Elle doit ainsi \u00eatre encore capable de payer ses <strong>dettes<\/strong> et donc disposer de liquidit\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez avoir recours au <strong>mandat ad hoc <\/strong>dans le cadre de difficult\u00e9s :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>financi\u00e8res (non-paiement par un client, r\u00e9am\u00e9nagement ou \u00e9chelonnement de dettes, ren\u00e9gociation de contrats\u2026) ;<\/li><li>sociales ou juridiques (conflit entre associ\u00e9s, r\u00e9organisation interne\u2026) ;<\/li><li>ou \u00e9conomiques (perte de march\u00e9\u2026).<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comment b\u00e9n\u00e9ficier de cette proc\u00e9dure ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vous devez d\u00e9poser votre demande par courrier aupr\u00e8s du pr\u00e9sident du Tribunal du lieu du si\u00e8ge de votre entreprise. Il peut s\u2019agir du :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Tribunal de commerce,<\/strong>&nbsp;si vous \u00eates commer\u00e7ant ou artisan ;<\/li><li><strong>Tribunal judiciaire<\/strong>, si vous exercez une activit\u00e9 lib\u00e9rale.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A noter : les tribunaux judiciaires et les tribunaux de commerce de 12 villes sont remplac\u00e9s par des <strong>tribunaux des activit\u00e9s \u00e9conomiques (TAE)<\/strong> pour le traitement des proc\u00e9dures de mandat ad hoc, de conciliation et <em>les proc\u00e9dures collectives<\/em>. Les tribunaux des villes suivantes sont concern\u00e9s : Avignon, Auxerre, Le Havre, Le Mans, Limoges, Lyon, Marseille, Nancy, Nanterre, Paris, Saint-Brieuc et Versailles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Exposez la situation \u00e9conomique, sociale et financi\u00e8re de votre entreprise, les <strong>difficult\u00e9s rencontr\u00e9es<\/strong> et les mesures d\u00e9j\u00e0 prises. La liste des documents et justificatifs demand\u00e9s peut varier mais en g\u00e9n\u00e9ral, on vous demandera les suivants :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>extrait K ou Kbis, extrait du r\u00e9pertoire des m\u00e9tiers, copie de d\u00e9claration de l'inscription au registre national des entreprsies (RNE) ;<\/li><li>\u00e9tat des actifs et passifs, des s\u00fbret\u00e9s et des engagements hors bilan ;<\/li><li>\u00e9tat des cr\u00e9ances et des dettes, accompagn\u00e9 d\u2019un \u00e9ch\u00e9ancier et de la liste des principaux cr\u00e9anciers ;<\/li><li>comptes annuels ;<\/li><li>attestation sur l\u2019honneur certifiant que votre entreprise n\u2019est pas en cessation des paiements ;<\/li><li>ou encore l\u2019\u00e9tat de votre tr\u00e9sorerie\u2026<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Apr\u00e8s examen de votre dossier, le pr\u00e9sident du Tribunal vous convoquera \u00e0 un <strong>entretien<\/strong> individuel et confidentiel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si votre demande est accept\u00e9e, vous recevrez une <strong>ordonnance<\/strong> pr\u00e9cisant alors :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>l\u2019objet de la mission ;<\/li><li>la <strong>dur\u00e9e du mandat<\/strong>, (3 mois en g\u00e9n\u00e9ral, renouvelable) ;<\/li><li>l\u2019identit\u00e9 du mandataire ad hoc et sa r\u00e9mun\u00e9ration.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A noter : il n\u2019existe pas de limitation l\u00e9gale de dur\u00e9e, cependant en r\u00e8gle g\u00e9n\u00e9rale, la mission du mandataire ad hoc dure 3 mois et peut \u00eatre renouvel\u00e9e plusieurs fois.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quelles sont les cons\u00e9quences du mandat ad hoc pour mon entreprise ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Un <strong>mandataire ad hoc<\/strong> est d\u00e9sign\u00e9 par le Tribunal. Il peut s\u2019agir d\u2019un magistrat honoraire, d\u2019un administrateur judiciaire ou encore d\u2019une personne dont les comp\u00e9tences sont av\u00e9r\u00e9es en la mati\u00e8re. Vous pouvez aussi proposer votre propre mandataire au pr\u00e9sident du Tribunal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sa r\u00e9mun\u00e9ration, fix\u00e9e par le pr\u00e9sident en accord avec vous, est \u00e0 votre charge.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette proc\u00e9dure ne fait pas l\u2019objet d\u2019une publication dans un support d'annonces l\u00e9gales. Elle reste ainsi confidentielle et pr\u00e9serve votre r\u00e9putation. Seul votre commissaire aux comptes sera inform\u00e9 de la d\u00e9signation du mandataire ad hoc. Vous n'avez pas besoin d'en informer le comit\u00e9 social et \u00e9conomique de votre entreprise, s'il existe, ni les d\u00e9l\u00e9gu\u00e9s du personnel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le mandataire vous assistera dans <strong>l'examen de la situation<\/strong> de votre entreprise, la mise en place de solutions et l'aide dans la n\u00e9gociation amiable avec vos cr\u00e9anciers. Pendant la dur\u00e9e du mandat, vous conservez toutes vos facult\u00e9s de gestion. Vous restez ma\u00eetre de votre activit\u00e9 et de votre entreprise.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous restez aux commandes de l'entreprise : le mandataire ad hoc conseille et aide \u00e0 n\u00e9gocier mais ne g\u00e8re pas l\u2019entreprise \u00e0 votre place.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A savoir : Le mandat ad hoc n'emporte <strong>aucune suspension provisoire des poursuites<\/strong> de la part de vos cr\u00e9anciers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Que se passe-t-il \u00e0 l'issue de la proc\u00e9dure ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A l'issue de la mission du mandataire, 2 situations sont possibles, soit :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>vous \u00eates parvenu \u00e0 r\u00e9soudre vos difficult\u00e9s par la signature d'un accord de <strong>r\u00e8glement amiable<\/strong> avec vos cr\u00e9anciers et\/ou partenaires, sous l'\u00e9gide du mandataire ou avalis\u00e9 par le pr\u00e9sident du Tribunal ;<\/li><li>aucun accord amiable n'a pu \u00eatre trouv\u00e9 et dans ce cas, le mandataire rend compte de l'\u00e9chec au pr\u00e9sident du Tribunal. Vous pouvez alors effectuer une demande de conciliation ou de proc\u00e9dure collective (en fonction de la situation de votre entreprise).<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A savoir : vous pouvez demander au pr\u00e9sident du Tribunal de mettre fin sans d\u00e9lai \u00e0 la mission du mandataire d\u00e8s que vous le souhaitez.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quelle est la diff\u00e9rence entre mandat ad hoc et conciliation ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le mandat ad hoc et la conciliation ont le m\u00eame objectif : vous aider \u00e0 n\u00e9gocier confidentiellement avec vos cr\u00e9anciers pour trouver des solutions \u00e0 vos difficult\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La diff\u00e9rence principale est que le mandat ad hoc est plus souple et peut \u00eatre demand\u00e9 d\u00e8s les premi\u00e8res difficult\u00e9s, sans limite de dur\u00e9e stricte, alors que la conciliation est plus encadr\u00e9e, r\u00e9serv\u00e9e \u00e0 des difficult\u00e9s (juridiques, \u00e9conomiques ou financi\u00e8res) av\u00e9r\u00e9es ou pr\u00e9visibles (hors situation de cessation des paiements ou depuis moins de 45 jours), et limit\u00e9e dans le temps (environ 4 \u00e0 5 mois maximum), avec la possibilit\u00e9 d\u2019aboutir \u00e0 un accord formalis\u00e9 et homologu\u00e9 par le tribunal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ainsi, le mandat ad'hoc peut valablement pr\u00e9c\u00e9der la proc\u00e9dure de conciliation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Questions fr\u00e9quentes sur le mandat ad hoc<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">Que signifie ad hoc ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cad hoc\u201d signifie sp\u00e9cifique et adapt\u00e9 \u00e0 un besoin pr\u00e9cis, de sorte qu\u2019un mandat ad hoc correspond \u00e0 une mission personnalis\u00e9e destin\u00e9e \u00e0 r\u00e9soudre un probl\u00e8me donn\u00e9.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Combien co\u00fbte un mandat ad hoc ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Le co\u00fbt d\u2019un mandat ad hoc n\u2019est pas fix\u00e9 par la loi : les honoraires du mandataire ad hoc sont librement n\u00e9goci\u00e9s entre vous (le dirigeant) et le mandataire, puis valid\u00e9s par le pr\u00e9sident du tribunal avant la nomination du mandataire et consign\u00e9s par \u00e9crit dans la convention d\u2019honoraires annex\u00e9e \u00e0 l\u2019ordonnance de d\u00e9signation.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Quelle est la diff\u00e9rence entre mandat ad hoc et sauvegarde ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Le mandat ad hoc est une proc\u00e9dure amiable, souple et confidentielle, utilis\u00e9e d\u00e8s les premi\u00e8res difficult\u00e9s de l'entreprise dans laquelle le dirigeant reste totalement libre dans la gestion de son entreprise. La sauvegarde, elle, est une proc\u00e9dure collective judiciaire plus encadr\u00e9e, ouverte en cas de difficult\u00e9s graves (sans cessation de paiement). Son ouverture suspend les poursuites des cr\u00e9anciers et aboutit g\u00e9n\u00e9ralement \u00e0 un plan de sauvegarde vot\u00e9 par les cr\u00e9anciers et approuv\u00e9 par le tribunal.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Quelle est la dur\u00e9e d'un mandat ad hoc ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">La dur\u00e9e d\u2019un mandat ad hoc n\u2019est pas fix\u00e9e par la loi. En pratique, le mandataire est souvent nomm\u00e9 pour environ trois mois, mais la mission peut \u00eatre renouvel\u00e9e autant de fois que n\u00e9cessaire. Elle s\u2019adapte donc \u00e0 la situation de l\u2019entreprise et \u00e0 l\u2019avancement des n\u00e9gociations.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">En compl\u00e9ment de l'article : \"Le mandat ad hoc : une solution amiable pour surmonter les difficult\u00e9s de mon entreprise\"<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"http:\/\/www.legifrance.gouv.fr\/affichCode.do;jsessionid=044F91D1F2BF3664BCF816C232FE7BD9.tpdjo03v_3?idSectionTA=LEGISCTA000006146095&amp;cidTexte=LEGITEXT000005634379&amp;dateTexte=20081113\">Le mandat ad hoc aux articles L 611-1 et s. c. com sur Legifrance<\/a><\/li><li><a href=\"http:\/\/www.legifrance.gouv.fr\/affichTexte.do;jsessionid=?cidTexte=JORFTEXT000020246953&amp;dateTexte=&amp;oldAction=rechJO&amp;categorieLien=id\">D\u00e9cret n\u00b02009-160 du 12 f\u00e9vrier 2009<\/a><a href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/le-mandat-ad-hoc\/#_msocom_1\">[BD1]<\/a><\/li><li><a href=\"http:\/\/www.entreprises.cci-paris-idf.fr\/web\/reglementation\/entreprises-en-difficulte\/mandat-ad-hoc\">La proc\u00e9dure ad-hoc sur le site de la CCI de Paris<\/a><\/li><li><a href=\"https:\/\/entreprendre.service-public.fr\/vosdroits\/F22290\">Mandat ad hoc sur entreprendre.service-public<\/a><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave 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href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/la-liquidation-judiciaire\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/06\/liquidation-judiciaire-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/06\/liquidation-judiciaire-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/06\/liquidation-judiciaire-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/06\/liquidation-judiciaire.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                    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Vous pouvez recourir \u00e0 une proc\u00e9dure amiable, le mandat ad hoc, pour \u00e9viter le d\u00e9p\u00f4t de bilan. Cette proc\u00e9dure de pr\u00e9vention, souple et confidentielle, permet au tribunal comp\u00e9tent (tribunal de commerce, judiciaire ou TAE) de d\u00e9signer un mandataire pour vous accompagner dans la recherche de [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":12702,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":4,"views":7117,"viewed_at":"1778491505","newsletter":"0","_yoast_wpseo_primary_category":126,"footnotes":""},"categories":[113,126,90],"tags":[],"class_list":["post-292","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-les-difficultes-dans-lentreprise","category-les-procedures-amiables","category-vie-de-lentreprise"],"yoast_head":"<title>Le mandat ad hoc : une solution amiable pour surmonter les difficult\u00e9s de mon entreprise - Les proc\u00e9dures amiables - Les cl\u00e9s de la banque - Entreprise<\/title>\n<meta name=\"description\" content=\"Le mandat ad hoc est une proc\u00e9dure pr\u00e9ventive qui peut vous aider \u00e0 r\u00e9soudre vos difficult\u00e9s avant que celles-ci ne s&#039;aggravent.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/le-mandat-ad-hoc\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le mandat ad hoc : une solution amiable pour surmonter les difficult\u00e9s de mon entreprise - 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