{"id":347,"date":"2025-01-19T00:00:00","date_gmt":"2025-01-18T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/entreprise\/2017\/06\/20\/utilite-et-montant-de-lapport-personnel\/"},"modified":"2025-04-07T12:07:39","modified_gmt":"2025-04-07T10:07:39","slug":"apport-personnel-creation-reprise","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/","title":{"rendered":"Quel apport personnel dans le cadre d'une cr\u00e9ation ou reprise d'entreprise ?"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">Vous souhaitez cr\u00e9er ou reprendre une entreprise et vous recherchez un financement ? Pour d\u00e9montrer votre implication et faciliter l'acc\u00e8s \u00e0 un pr\u00eat bancaire, pr\u00e9voyez un apport personnel. Quel montant pr\u00e9voir ? Comment constituer un apport personnel ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A quoi sert l'apport personnel ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L'<strong>apport personnel<\/strong> est souvent utilis\u00e9 pour couvrir les d\u00e9penses initiales de l'entreprise, comme l'achat de mat\u00e9riel, le paiement des premiers salaires,ou les frais de d\u00e9marrage. Cet argent peut provenir de vos \u00e9conomies personnelles, de pr\u00eats familiaux ou d'autres sources de financement personnel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Par ailleurs, un apport personnel&nbsp;est essentiel pour mener \u00e0 bien votre projet de cr\u00e9ation ou de&nbsp;<a href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/le-financement-dune-reprise-dentreprise\/\">reprise d'entreprise. <\/a>Il permet de :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>d\u00e9montrer votre engagement personnel par votre engagement financier dans votre projet professionnel ;<\/li><li>cr\u00e9dibiliser votre <a href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/etablir-plan-de-financement\/\" target=\"_blank\" rel=\"noreferrer noopener\">plan de financement <\/a>;<\/li><li>r\u00e9duire l'endettement global de votre entreprise en r\u00e9duisant le recours \u00e0 l'emprunt.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quels sont les avantages de l'apport personnel ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Outre le fait de renforcer votre cr\u00e9dibilit\u00e9 aupr\u00e8s des pr\u00eateurs, pr\u00e9senter un apport personnel peut vous aider \u00e0 am\u00e9liorer les conditions de votre pr\u00eat. En effet, votre apport prouve votre s\u00e9rieux, votre capacit\u00e9 \u00e0 \u00e9pargner, ce qui encourage la banque \u00e0 vous faire confiance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ainis, plus votre apport personnel est \u00e9lev\u00e9, plus vous serez en position de force pour obtenir par exemple :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>un <strong>taux d'int\u00e9r\u00eat<\/strong> plus attractif ;<\/li><li>une r\u00e9duction de la <strong>dur\u00e9e de remboursement<\/strong> ;<\/li><li>des <strong>mensualit\u00e9s<\/strong> all\u00e9g\u00e9es ;<\/li><li>des <strong>frais bancaires<\/strong> moins \u00e9lev\u00e9s.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quels sont les types d'apport personnel ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez envisager plusieurs types d'apport personnel pour cr\u00e9er ou reprendre une entreprise. Il existe les apports financiers :&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>en num\u00e9raire<\/strong> : Il s'agit de l'argent que vous investissez directement dans l'entreprise. C'est le type d'apport le plus courant et le plus simple \u00e0 \u00e9valuer ;<\/li><li><strong>en compte courant d'associ\u00e9<\/strong> : c'est une avance de tr\u00e9sorerie que vous faites \u00e0 l'entreprise. Cet apport est remboursable et peut \u00eatre utilis\u00e9 pour financer les besoins \u00e0 court terme de l'entreprise.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Mais, vous pouvez aussi effectuer des apports en :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>nature<\/strong> : avec des biens mat\u00e9riels ou immat\u00e9riels que vous apportez \u00e0 l'entreprise. Cela peut inclure des \u00e9quipements, des machines, des v\u00e9hicules, des brevets, des logiciels, ou m\u00eame des locaux.<\/li><li><strong>industrie<\/strong> : Il s'agit de la mise \u00e0 disposition de vos comp\u00e9tences, de votre savoir-faire ou de votre travail. Cet apport ne contribue pas au capital social mais peut \u00eatre valoris\u00e9 dans les statuts de l'entreprise.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quel montant d'apport est n\u00e9cessaire pour cr\u00e9er ou reprendre une entreprise ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Il n'existe pas de normes \u00e9crites en mati\u00e8re d'apport personnel dans un projet de cr\u00e9ation ou de reprise d'entreprise. Cependant, un apport est g\u00e9n\u00e9ralement attendu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour un projet solide dans une activit\u00e9 courante, l'apport recommand\u00e9 correspond en g\u00e9n\u00e9ral \u00e0 au moins 30% du budget total. Mais tout d\u00e9pend du type de projet que vous souhaitez mener.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u00e9anmoins, si vous avez moins de 30% d'apport, ne vous d\u00e9couragez pas. Vous pouvez tenter de pr\u00e9senter votre projet en l'\u00e9tat ou de compenser votre manque d'apport par une garantie compl\u00e9mentaire.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comment avoir un apport personnel rapidement ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour vous constituer un apport personnel rapidement, vous pouvez :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>mobiliser votre<strong> \u00e9pargne personnelle<\/strong> : livrets d'\u00e9pargne ; assurance vie ;&nbsp;<\/li><li>d\u00e9bloquer par anticipation votre <strong>\u00e9pargne salariale<\/strong> si vous disposez d'un Plan d'Epargne Entreprise (PEE) ou Interentreprises (PEI) ;<\/li><li>solliciter vos proches pour obtenir des <strong>dons <\/strong>ou des prises de <strong>participation au capital<\/strong> de votre entreprise.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A savoir : le donateur sera exon\u00e9r\u00e9 de droits de mutation dans le cas d'un don et il pourra b\u00e9n\u00e9ficer d'une r\u00e9duction d'imp\u00f4t sur le revenu s'il participe au capital.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comment renforcer mon apport personnel ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour renforcer vos <a href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/augmenter-fonds-propres\/\" target=\"_blank\" rel=\"noreferrer noopener\">fonds propres<\/a> et faciliter l'obtention d'un <strong>financement bancaire<\/strong>, vous pouvez recourir \u00e0 des financements externes comme des :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong><a href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/les-prets-dhonneur-et-les-prets-solidaires\/\">pr\u00eats d'honneur<\/a><\/strong> : ces pr\u00eats sont g\u00e9n\u00e9ralement accord\u00e9s \u00e0 titre personnel, sans garantie, et avec un taux d'int\u00e9r\u00eat souvent nul. Ils sont distribu\u00e9s par des organismes sp\u00e9cialis\u00e9s comme<strong> France Initiative ou R\u00e9seau Entreprendre.&nbsp;<\/strong><\/li><li>aides financi\u00e8res : si vous \u00eates demandeur d'emploi indemnis\u00e9 vous pouvez vous rapprocher de France Travail pour faire une demande d'Aide \u00e0 la Reprise et \u00e0 la Cr\u00e9ation d'Entreprise - <a href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/le-versement-des-allocations-chomage-en-capital\/\">ARCE<\/a>)<\/li><li>plateformes de&nbsp;<a href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/le-crowdfunding-ou-finance-participative\/\">crowdfunding<\/a> ;<\/li><li>investisseurs priv\u00e9s : business angels, crowdequity, fonds d'investissements.<\/li><\/ul>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A noter : dans certains montages de plans de financement, incluant des pr\u00eats sp\u00e9cifiques ou l'intervention d'un organisme de garantie mutuelle par exemple, un apport personnel peut \u00eatre impos\u00e9.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Est-il possible de cr\u00e9er une entreprise sans apport personnel ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Oui, il est possible de cr\u00e9er une entreprise <strong>sans apport personnel<\/strong> mais cela d\u00e9pend de la structure juridique que vous aurez choisie et de votre projet en question.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cependant, cr\u00e9er une entreprise sans apport personnel peut limiter les capacit\u00e9s d'investissement initial et affecter la cr\u00e9dibilit\u00e9 de votre projet aupr\u00e8s des partenaires financiers et commerciaux.<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A noter : il est important de garder une \u00e9pargne personnelle, de fa\u00e7on \u00e0 conserver une marge de s\u00e9curit\u00e9 en cas d'impr\u00e9vus dans la vie future de votre entreprise.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">En compl\u00e9ment de l'article : Quel apport personnel dans le cadre d'une cr\u00e9ation ou reprise d'entreprise ?<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/entreprendre.service-public.fr\/vosdroits\/F35930\">Recherche de financements pour cr\u00e9er ou reprendre une entreprise | Entreprendre.Service-Public.fr<\/a><\/li><\/ul>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:129,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/entreprise\/etablir-son-plan-de-financement\/&quot;,&quot;title&quot;:&quot;Etablir son plan de financement&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:48}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"129\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/etablir-son-plan-de-financement\/\"\n         data-title=\"Etablir son plan de financement\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/etablir-son-plan-de-financement\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Guides bancaires<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Etablir son plan de financement<\/span>\n                <\/h3>\n                                <p class=\"card__article\">Vous souhaitez cr\u00e9er ou reprendre une entreprise ? Vous allez d\u00e9velopper votre activit\u00e9 ? Etablir son plan de financement vous aide \u00e0 d\u00e9terminer si votre projet est financi\u00e8rement (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:137,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/entreprise\/microcredit-professionnel\/&quot;,&quot;title&quot;:&quot;Le microcr\u00e9dit professionnel : quelles caract\u00e9ristiques, comment l\\u0027obtenir ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/micro-credit-_BD-150x150.jpg&quot;,&quot;likes&quot;:565}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"137\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/microcredit-professionnel\/\"\n         data-title=\"Le microcr\u00e9dit professionnel : quelles caract\u00e9ristiques, comment l&#039;obtenir ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/microcredit-professionnel\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/micro-credit-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/micro-credit-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/micro-credit-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/micro-credit-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Les pr\u00eats et aides financi\u00e8res<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Le microcr\u00e9dit professionnel : quelles caract\u00e9ristiques, comment l&#039;obtenir ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:695,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/entreprise\/les-prets-classiques-creation-dentreprise\/&quot;,&quot;title&quot;:&quot;Les pr\u00eats classiques cr\u00e9ation d\\u0027entreprise&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/prets-classiques-_BD-150x150.jpg&quot;,&quot;likes&quot;:2}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"695\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/les-prets-classiques-creation-dentreprise\/\"\n         data-title=\"Les pr\u00eats classiques cr\u00e9ation d&#039;entreprise\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/les-prets-classiques-creation-dentreprise\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/prets-classiques-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/prets-classiques-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/prets-classiques-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/prets-classiques-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Les pr\u00eats et aides financi\u00e8res<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Les pr\u00eats classiques cr\u00e9ation d&#039;entreprise<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Vous souhaitez cr\u00e9er ou reprendre une entreprise et vous recherchez un financement ? Pour d\u00e9montrer votre implication et faciliter l'acc\u00e8s \u00e0 un pr\u00eat bancaire, pr\u00e9voyez un apport personnel. Quel montant pr\u00e9voir ? Comment constituer un apport personnel ? A quoi sert l'apport personnel ? L'apport personnel est souvent utilis\u00e9 pour couvrir les d\u00e9penses initiales de [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":2107,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":529,"views":12931,"viewed_at":"1778492142","newsletter":"0","_yoast_wpseo_primary_category":138,"footnotes":""},"categories":[59,138,60],"tags":[],"class_list":["post-347","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-creation-reprise","category-lapport-personnel","category-le-financement"],"yoast_head":"<title>Quel apport personnel dans le cadre d&#039;une cr\u00e9ation ou reprise d&#039;entreprise ? - L&#039;apport personnel - Les cl\u00e9s de la banque - Entreprise<\/title>\n<meta name=\"description\" content=\"L&#039;apport personnel, c&#039;est l&#039;ensemble des capitaux que vous apportez (et ceux de vos associ\u00e9s) par opposition aux capitaux que vous empruntez.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quel apport personnel dans le cadre d&#039;une cr\u00e9ation ou reprise d&#039;entreprise ? - L&#039;apport personnel - Les cl\u00e9s de la banque - Entreprise\" \/>\n<meta property=\"og:description\" content=\"L&#039;apport personnel, c&#039;est l&#039;ensemble des capitaux que vous apportez (et ceux de vos associ\u00e9s) par opposition aux capitaux que vous empruntez.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/\" \/>\n<meta property=\"og:site_name\" content=\"Les cl\u00e9s de la banque - Entreprise\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-18T22:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-07T10:07:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/apport-personnel-_BD.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"959\" \/>\n\t<meta property=\"og:image:height\" content=\"638\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"bdurand\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bdurand\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/\"},\"author\":{\"name\":\"bdurand\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\"},\"headline\":\"Quel apport personnel dans le cadre d'une cr\u00e9ation ou reprise d'entreprise ?\",\"datePublished\":\"2025-01-18T22:00:00+00:00\",\"dateModified\":\"2025-04-07T10:07:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/\"},\"wordCount\":945,\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/05\\\/apport-personnel-_BD.jpg\",\"articleSection\":[\"Cr\u00e9ation reprise\",\"L'apport personnel\",\"Le financement\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/\",\"name\":\"Quel apport personnel dans le cadre d'une cr\u00e9ation ou reprise d'entreprise ? - L'apport personnel - Les cl\u00e9s de la banque - Entreprise\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/05\\\/apport-personnel-_BD.jpg\",\"datePublished\":\"2025-01-18T22:00:00+00:00\",\"dateModified\":\"2025-04-07T10:07:39+00:00\",\"description\":\"L'apport personnel, c'est l'ensemble des capitaux que vous apportez (et ceux de vos associ\u00e9s) par opposition aux capitaux que vous empruntez.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/05\\\/apport-personnel-_BD.jpg\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/05\\\/apport-personnel-_BD.jpg\",\"width\":959,\"height\":638},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/apport-personnel-creation-reprise\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Quel apport personnel dans le cadre d'une cr\u00e9ation ou reprise d'entreprise ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#website\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/\",\"name\":\"Les cl\u00e9s de la banque - Entreprise\",\"description\":\"Les cl\u00e9s de la banque - Entreprise\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#organization\",\"name\":\"Les cl\u00e9s de la banque - Entreprise\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2-1.png\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2-1.png\",\"width\":150,\"height\":100,\"caption\":\"Les cl\u00e9s de la banque - Entreprise\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\",\"name\":\"bdurand\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"caption\":\"bdurand\"}}]}<\/script>","yoast_head_json":{"title":"Quel apport personnel dans le cadre d'une cr\u00e9ation ou reprise d'entreprise ? - L'apport personnel - Les cl\u00e9s de la banque - Entreprise","description":"L'apport personnel, c'est l'ensemble des capitaux que vous apportez (et ceux de vos associ\u00e9s) par opposition aux capitaux que vous empruntez.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/","og_locale":"fr_FR","og_type":"article","og_title":"Quel apport personnel dans le cadre d'une cr\u00e9ation ou reprise d'entreprise ? - L'apport personnel - Les cl\u00e9s de la banque - Entreprise","og_description":"L'apport personnel, c'est l'ensemble des capitaux que vous apportez (et ceux de vos associ\u00e9s) par opposition aux capitaux que vous empruntez.","og_url":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/","og_site_name":"Les cl\u00e9s de la banque - Entreprise","article_published_time":"2025-01-18T22:00:00+00:00","article_modified_time":"2025-04-07T10:07:39+00:00","og_image":[{"width":959,"height":638,"url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/apport-personnel-_BD.jpg","type":"image\/jpeg"}],"author":"bdurand","twitter_card":"summary_large_image","twitter_misc":{"Written by":"bdurand","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/#article","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/"},"author":{"name":"bdurand","@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/#\/schema\/person\/11d94f4884ca2132a01990794f242bfa"},"headline":"Quel apport personnel dans le cadre d'une cr\u00e9ation ou reprise d'entreprise ?","datePublished":"2025-01-18T22:00:00+00:00","dateModified":"2025-04-07T10:07:39+00:00","mainEntityOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/"},"wordCount":945,"publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/#organization"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/apport-personnel-_BD.jpg","articleSection":["Cr\u00e9ation reprise","L'apport personnel","Le financement"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/","url":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/","name":"Quel apport personnel dans le cadre d'une cr\u00e9ation ou reprise d'entreprise ? - L'apport personnel - Les cl\u00e9s de la banque - Entreprise","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/#primaryimage"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/apport-personnel-_BD.jpg","datePublished":"2025-01-18T22:00:00+00:00","dateModified":"2025-04-07T10:07:39+00:00","description":"L'apport personnel, c'est l'ensemble des capitaux que vous apportez (et ceux de vos associ\u00e9s) par opposition aux capitaux que vous empruntez.","breadcrumb":{"@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/#primaryimage","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/apport-personnel-_BD.jpg","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/apport-personnel-_BD.jpg","width":959,"height":638},{"@type":"BreadcrumbList","@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/apport-personnel-creation-reprise\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lesclesdelabanque.com\/entreprise\/"},{"@type":"ListItem","position":2,"name":"Quel apport personnel dans le cadre d'une cr\u00e9ation ou reprise d'entreprise ?"}]},{"@type":"WebSite","@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/#website","url":"https:\/\/www.lesclesdelabanque.com\/entreprise\/","name":"Les cl\u00e9s de la banque - Entreprise","description":"Les cl\u00e9s de la banque - Entreprise","publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lesclesdelabanque.com\/entreprise\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/#organization","name":"Les cl\u00e9s de la banque - Entreprise","url":"https:\/\/www.lesclesdelabanque.com\/entreprise\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/#\/schema\/logo\/image\/","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2-1.png","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2-1.png","width":150,"height":100,"caption":"Les cl\u00e9s de la banque - Entreprise"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.lesclesdelabanque.com\/entreprise\/#\/schema\/person\/11d94f4884ca2132a01990794f242bfa","name":"bdurand","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","caption":"bdurand"}}]}},"_links":{"self":[{"href":"https:\/\/www.lesclesdelabanque.com\/entreprise\/wp-json\/wp\/v2\/posts\/347","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lesclesdelabanque.com\/entreprise\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lesclesdelabanque.com\/entreprise\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/entreprise\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/entreprise\/wp-json\/wp\/v2\/comments?post=347"}],"version-history":[{"count":0,"href":"https:\/\/www.lesclesdelabanque.com\/entreprise\/wp-json\/wp\/v2\/posts\/347\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/entreprise\/wp-json\/wp\/v2\/media\/2107"}],"wp:attachment":[{"href":"https:\/\/www.lesclesdelabanque.com\/entreprise\/wp-json\/wp\/v2\/media?parent=347"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/entreprise\/wp-json\/wp\/v2\/categories?post=347"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/entreprise\/wp-json\/wp\/v2\/tags?post=347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}