{"id":463,"date":"2017-05-31T00:00:00","date_gmt":"2017-05-31T00:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/entreprise\/2017\/05\/31\/la-lettre-de-change-et-la-lcr\/"},"modified":"2022-08-25T15:40:48","modified_gmt":"2022-08-25T13:40:48","slug":"la-lettre-de-change-et-la-lcr","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/entreprise\/la-lettre-de-change-et-la-lcr\/","title":{"rendered":"La lettre de change et la LCR"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Une lettre de change est un document \u00e9mis avec la facture par votre fournisseur. En la reconnaissant et en la lui renvoyant, cette lettre de change va permettre le d\u00e9bit de votre compte et le paiement \u00e0 l'\u00e9ch\u00e9ance convenue.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><br>Qu'est-ce qu'une lettre de change ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Une lettre de change est un document \u00e9crit sur lequel une personne, appel\u00e9e le tireur (le fournisseur), donne \u00e0 son d\u00e9biteur, appel\u00e9 le tir\u00e9 (le client), l'ordre de lui payer une somme d'argent d\u00e9termin\u00e9e, \u00e0 une date d\u00e9termin\u00e9e (l'\u00e9ch\u00e9ance).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C'est donc vous, en tant que client d\u00e9biteur (tir\u00e9) qui allez recevoir la lettre de change accompagn\u00e9e de la facture, la signer et la retourner au fournisseur envers lequel vous \u00eates redevable (le tireur).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A l'\u00e9ch\u00e9ance, votre compte bancaire (indiqu\u00e9 sur la lettre de change) sera d\u00e9bit\u00e9 le jour de l'\u00e9ch\u00e9ance pr\u00e9vue sur cette lettre de change.<\/p>\n\n\n\n<p class=\"has-background wp-block-paragraph\" style=\"background-color:#d6d8da\"><strong>A savoir :<\/strong> Avec la normalisation de sa pr\u00e9sentation, la lettre de change est devenue la Lettre de Change Relev\u00e9 ou LCR.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quelles sont les mentions obligatoires ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Une lettre de change doit comporter un certain nombre de mentions obligatoires, comme :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>celles relatives au paiement (la date de cr\u00e9ation et le lieu d'\u00e9mission, ainsi que la somme due),<\/li><li>celles relatives aux diff\u00e9rentes parties (le nom, l'adresse et les coordonn\u00e9es bancaires du tir\u00e9; le nom, l'adresse et la signature du tireur),<\/li><li>la signature du tir\u00e9 est facultative, mais reste vivement recommand\u00e9e, puisqu'elle sert de reconnaissance de la somme due,<br>une date d'\u00e9ch\u00e9ance.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-background wp-block-paragraph\" style=\"background-color:#d6d8da\"><strong>A noter :<\/strong> Les lettres de change peuvent \u00e9galement \u00eatre d\u00e9mat\u00e9rialis\u00e9es<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:125,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/entreprise\/la-lettre-de-change\/&quot;,&quot;title&quot;:&quot;La lettre de change&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:15}\"\n     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Elle peut \u00e9ventuellement permettre \u00e0 un (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:334,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/entreprise\/se-faire-payer-par-lettre-de-change\/&quot;,&quot;title&quot;:&quot;Se faire payer par lettre de change&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/se-faire-payer-lettre-change-_BD-150x150.jpg&quot;,&quot;likes&quot;:7}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" 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<picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/se-faire-payer-lettre-change-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/se-faire-payer-lettre-change-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/se-faire-payer-lettre-change-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/se-faire-payer-lettre-change-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Se faire payer par ch\u00e8que ou lettre...<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Se faire payer par lettre de change<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:582,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/entreprise\/billet-a-ordre\/&quot;,&quot;title&quot;:&quot;Le billet \u00e0 ordre : d\u00e9finition, fonctionnement&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2026\/11\/Billet-ordre-150x150.jpg&quot;,&quot;likes&quot;:0}\"\n     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<\/div>\n<\/div>\n                        <p class=\"card__time\">5 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/billet-a-ordre\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2026\/11\/Billet-ordre-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2026\/11\/Billet-ordre-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2026\/11\/Billet-ordre-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2026\/11\/Billet-ordre.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n     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article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/les-especes\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/especes-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/especes-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/especes-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/especes-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Les esp\u00e8ces et les effets de commerce<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Les esp\u00e8ces<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Une lettre de change est un document \u00e9mis avec la facture par votre fournisseur. En la reconnaissant et en la lui renvoyant, cette lettre de change va permettre le d\u00e9bit de votre compte et le paiement \u00e0 l'\u00e9ch\u00e9ance convenue. Qu'est-ce qu'une lettre de change ? Une lettre de change est un document \u00e9crit sur lequel [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":3544,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":0,"views":13994,"viewed_at":"1778485394","newsletter":"0","_yoast_wpseo_primary_category":162,"footnotes":""},"categories":[104,162,158],"tags":[],"class_list":["post-463","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-au-quotidien","category-les-especes-et-les-effets-de-commerce","category-les-moyens-de-paiement"],"yoast_head":"<title>La lettre de change et la LCR - Les esp\u00e8ces et les effets de commerce - Les cl\u00e9s de la banque - Entreprise<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/la-lettre-de-change-et-la-lcr\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La lettre de change et la LCR - Les esp\u00e8ces et les effets de commerce - Les cl\u00e9s de la banque - Entreprise\" \/>\n<meta property=\"og:description\" content=\"Une lettre de change est un document \u00e9mis avec la facture par votre fournisseur. 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