{"id":476,"date":"2017-05-31T00:00:00","date_gmt":"2017-05-31T00:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/entreprise\/2017\/05\/31\/le-virement-a-destination-de-letranger\/"},"modified":"2026-01-21T18:06:34","modified_gmt":"2026-01-21T16:06:34","slug":"virement-vers-etranger","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/entreprise\/virement-vers-etranger\/","title":{"rendered":"Le virement \u00e0 destination de l'\u00e9tranger"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Si vous \u00e9mettez un virement vers l'\u00e9tranger, selon votre accord avec le b\u00e9n\u00e9ficiaire, vous l'\u00e9mettrez soit en euros, soit dans une autre devise.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Le virement \u00e0 destination de l'\u00e9tranger, en euros ou en devises ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><br>En cas d'\u00e9mission d'un virement en monnaie \u00e9trang\u00e8re, cette op\u00e9ration s'effectue en appliquant un taux de change pour transformer vos euros en devises. Les taux de change des devises varient tous les jours (sauf le franc CFA et le franc CFP qui ont une parit\u00e9 fixe avec l'euro).<br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le virement harmonis\u00e9 en euros au niveau europ\u00e9en prend le nom de virement SEPA. La liste des pays concern\u00e9s par les virements SEPA comprend les 28 Etats membres de l'Union Europ\u00e9enne qu'ils fassent partie de la zone euro ou non, plus Monaco, l'Islande, la Norv\u00e8ge, le Liechtenstein et la Suisse.<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Combien \u00e7a co\u00fbte ?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Les prix des virements en euros entre les pays europ\u00e9ens sont align\u00e9s sur les prix nationaux. La mesure concerne les virements pour lesquels le code BIC et l'IBAN du b\u00e9n\u00e9ficiaire ont \u00e9t\u00e9 fournis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les prix des virements hors de l'Union europ\u00e9enne sont plus \u00e9lev\u00e9s. Ces frais sont pour leur plus grande partie g\u00e9n\u00e9ralement \u00e0 la charge de l'\u00e9metteur (option OUR), mais celui-ci peut sp\u00e9cifier, notamment pour les virements europ\u00e9ens, que les frais doivent \u00eatre partag\u00e9s avec le b\u00e9n\u00e9ficiaire (option SHARE), voire en totalit\u00e9 \u00e0 sa charge (option BEN).<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" 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l'\u00e9mettrez soit en euros, soit dans une autre devise. Le virement \u00e0 destination de l'\u00e9tranger, en euros ou en devises ? En cas d'\u00e9mission d'un virement en monnaie \u00e9trang\u00e8re, cette op\u00e9ration s'effectue en appliquant un taux de change pour transformer vos [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":2,"views":11492,"viewed_at":"1778480061","newsletter":"0","_yoast_wpseo_primary_category":161,"footnotes":""},"categories":[104,158,161],"tags":[],"class_list":["post-476","post","type-post","status-publish","format-standard","hentry","category-au-quotidien","category-les-moyens-de-paiement","category-les-paiements-automatiques"],"yoast_head":"<title>Le virement \u00e0 destination de l&#039;\u00e9tranger - Les paiements automatiques - Les cl\u00e9s de la banque - Entreprise<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/virement-vers-etranger\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le virement \u00e0 destination de l&#039;\u00e9tranger - Les paiements automatiques - Les cl\u00e9s de la banque - Entreprise\" \/>\n<meta property=\"og:description\" content=\"Si vous \u00e9mettez un virement vers l&#039;\u00e9tranger, selon votre accord avec le b\u00e9n\u00e9ficiaire, vous l&#039;\u00e9mettrez soit en euros, soit dans une autre devise. Le virement \u00e0 destination de l&#039;\u00e9tranger, en euros ou en devises ? En cas d&#039;\u00e9mission d&#039;un virement en monnaie \u00e9trang\u00e8re, cette op\u00e9ration s&#039;effectue en appliquant un taux de change pour transformer vos [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/virement-vers-etranger\/\" \/>\n<meta property=\"og:site_name\" content=\"Les cl\u00e9s de la banque - Entreprise\" \/>\n<meta property=\"article:published_time\" content=\"2017-05-31T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-21T16:06:34+00:00\" \/>\n<meta name=\"author\" content=\"bdurand\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bdurand\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/virement-vers-etranger\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/virement-vers-etranger\\\/\"},\"author\":{\"name\":\"bdurand\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\"},\"headline\":\"Le virement \u00e0 destination de l'\u00e9tranger\",\"datePublished\":\"2017-05-31T00:00:00+00:00\",\"dateModified\":\"2026-01-21T16:06:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/virement-vers-etranger\\\/\"},\"wordCount\":260,\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/#organization\"},\"articleSection\":[\"Au quotidien\",\"Les moyens de paiement\",\"Les paiements automatiques\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/virement-vers-etranger\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/entreprise\\\/virement-vers-etranger\\\/\",\"name\":\"Le virement \u00e0 destination de l'\u00e9tranger - 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