{"id":22013,"date":"2025-01-18T14:58:00","date_gmt":"2025-01-18T12:58:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/?p=22013"},"modified":"2025-07-09T11:22:44","modified_gmt":"2025-07-09T09:22:44","slug":"je-minstalle-en-couple","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/je-minstalle-en-couple\/","title":{"rendered":"Je m'installe en couple"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Vivre d'amour et d'eau fra\u00eeche, sans doute... mais cela suffit-il ? La vie \u00e0 2, \u00e7a ne s'improvise pas. Pas mal de changements sont \u00e0 pr\u00e9voir et n\u00e9cessitent une bonne dose d'organisation, voire de d\u00e9marches ! <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>4 grands changements pour vos finances personnelles<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00catre en <strong>couple<\/strong>, c\u2019est d\u00e9j\u00e0 une aventure. Vivre ensemble, c\u2019est carr\u00e9ment tout un programme ! Si vous ne pouvez plus vivre l\u2019un sans l\u2019autre, pr\u00e9voyez un certain nombre de <strong>d\u00e9marches <\/strong>et des changements c\u00f4t\u00e9 <strong>finances<\/strong>.<\/p>\n\n\n<div class=\"youtube-container\" data-wp-interactive=\"cdb\/video-consent\" data-wp-context=\"{&quot;loaded&quot;:false}\" data-wp-init=\"callbacks.init\">\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe data-src=\"https:\/\/www.youtube.com\/embed\/uFfQmWZpzGk?feature=oembed\" data-wp-watch=\"callbacks.syncIframe\" loading=\"lazy\" title=\"Vie \u00e0 deux : Les 4 grands changements pour vos finances personnelles\" width=\"500\" height=\"281\"  frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<div class=\"video-consent-overlay\" data-wp-watch=\"callbacks.syncOverlay\"><div class=\"video-consent-overlay-text\">Vous devez accepter les cookies de YouTube pour visionner cette vid\u00e9o<\/div><button type=\"button\" class=\"video-consent-overlay-accept-button\" data-wp-on--click=\"actions.accept\">J&#039;accepte - Lancer la vid\u00e9o<\/button><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\">1 - Le logement<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En tant que couple, m\u00eame mari\u00e9 ou Pacs\u00e9, vous devrez signer un <strong>nouveau<\/strong> <strong>bail <\/strong>\u00e0 deux. Si l\u2019un rejoint le logement de l\u2019autre, pr\u00e9venez le propri\u00e9taire pour faire un <strong>avenant <\/strong>au contrat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cela vous permettra de b\u00e9n\u00e9ficier des <strong>m\u00eames droits sur le<\/strong> <strong>logement<\/strong>. Vous ne pourrez pas \u00eatre mis \u00e0 la porte du jour au lendemain. Sauf clause contraire, vous serez <strong>chacun responsable du loyer<\/strong>. Finies aussi les <strong>factures <\/strong>en double : \u00e9lectricit\u00e9, gaz, internet, taxes diverses\u2026 ! Pensez \u00e0 bien pr\u00e9venir tout le monde de votre <strong>nouvelle adresse<\/strong>, surtout votre employeur et votre banquier !<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En cas de <strong>s\u00e9paration<\/strong>, celui qui quitte le logement devra donc continuer de payer sa part jusqu'\u00e0 la fin de son <strong>pr\u00e9avis <\/strong>ou l'arriv\u00e9e d'un nouveau locataire. Autrement dit, tant que le bail n\u2019est pas modifi\u00e9, les 2 doivent payer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2 - La situation administrative<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Emm\u00e9nager en couple peut modifier certaines des <strong>aides <\/strong>ou <strong>allocations <\/strong>auxquelles vous aviez droit jusqu\u2019\u00e0 pr\u00e9sent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Certains organismes comme la <strong>Caisse d\u2019allocations familiales<\/strong> (CAF) prendront l\u2019ensemble de vos revenus (les v\u00f4tres et ceux de votre conjoint) pour calculer vos aides \u00e9ventuelles. Vos <strong>droits sociaux<\/strong> vont donc changer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Informez rapidement la CAF de ce <strong>changement de situation<\/strong> pour \u00e9viter que l\u2019on ne vous r\u00e9clame des sommes ind\u00fbment per\u00e7ues.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3 - Les d\u00e9penses communes<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Chacun est redevable du <strong>loyer<\/strong>, des <strong>factures<\/strong>, des achats au <strong>quotidien<\/strong>, etc. Il faut s\u2019organiser sur le \"qui paie quoi ?\" ou plut\u00f4t \"combien chacun paie ?\". Prendre rendez-vous avec son <strong>banquier <\/strong>permet de trouver une solution adapt\u00e9e pour g\u00e9rer sans accroc les <strong>d\u00e9penses communes<\/strong>. Ouvrir un <strong>compte joint<\/strong> peut \u00eatre une solution.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4 - Les imp\u00f4ts<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En tant que <strong>concubins<\/strong>, vous d\u00e9clarez toujours vos ressources s\u00e9par\u00e9ment. Mais si vous vous <strong>mariez <\/strong>ou si vous vous <strong>pacsez<\/strong>, vous cr\u00e9ez un nouveau <strong>foyer fiscal<\/strong>. Le calcul et le paiement de vos <strong>imp\u00f4ts <\/strong>vont alors changer. Ce foyer fiscal comportera au minimum <strong>2<\/strong> <strong>parts <\/strong>et vous ferez une seule <strong>d\u00e9claration <\/strong>conjointe de revenus.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour le <strong>pr\u00e9l\u00e8vement \u00e0 la source<\/strong>, vous pourrez choisir un <strong>taux commun <\/strong>d\u2019imposition qui prend en compte l\u2019ensemble des revenus du couple ou un <strong>taux individualis\u00e9<\/strong> qui sera fonction de vos seuls revenus personnels. Vous pouvez \u00e0 tout moment v\u00e9rifier le taux appliqu\u00e9 sur votre feuille de paie et sur le site des imp\u00f4ts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans tous les cas, c\u2019est le foyer fiscal qui sera redevable des imp\u00f4ts. Mine de rien, c\u2019est un changement important \u00e0 conna\u00eetre.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les cl\u00e9s pour une relation financi\u00e8re saine<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><strong>\"Bonjour Jade, aujourd\u2019hui vous allez nous raconter une \u00e9tape importante de votre vie : l\u2019installation en couple et comment vous avez g\u00e9r\u00e9 tout \u00e7a, c\u00f4t\u00e9 finances.\"<\/strong><\/em><\/p>\n\n\n<div class=\"youtube-container\" data-wp-interactive=\"cdb\/video-consent\" data-wp-context=\"{&quot;loaded&quot;:false}\" data-wp-init=\"callbacks.init\">\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe data-src=\"https:\/\/www.youtube.com\/embed\/UlkPPVAMOKo?feature=oembed\" data-wp-watch=\"callbacks.syncIframe\" loading=\"lazy\" title=\"Les cl\u00e9s pour une installation en couple sereine\" width=\"500\" height=\"281\"  frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<div class=\"video-consent-overlay\" data-wp-watch=\"callbacks.syncOverlay\"><div class=\"video-consent-overlay-text\">Vous devez accepter les cookies de YouTube pour visionner cette vid\u00e9o<\/div><button type=\"button\" class=\"video-consent-overlay-accept-button\" data-wp-on--click=\"actions.accept\">J&#039;accepte - Lancer la vid\u00e9o<\/button><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\">Bonjour !<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\"<em><strong>Selon vous, sur quoi repose une installation \u00e0 deux r\u00e9ussie ?<\/strong><\/em>\"<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sur le respect et le dialogue bien s\u00fbr\u2026 Et aussi sur une bonne organisation !<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\"<strong><em>Qu\u2019entendez-vous par \"organisation\" <\/em><\/strong><em><strong>?\"<\/strong><\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Soyons clair. Quand on s\u2019installe en couple, c\u2019est important d\u2019assurer ses arri\u00e8res. Comme dit ma m\u00e8re, \u00ab vivre ensemble, c\u2019est un pari avant tout ! \u00bb<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\"<strong><em>Quel a \u00e9t\u00e9 le premier pilier de votre organisation \u00e0 deux ?\"<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">J\u2019avais l\u2019appartement le plus grand et le mieux plac\u00e9. Mon copain a donc fait ses cartons et ramen\u00e9 ses affaires chez moi\u2026 mais il fallait que \u00e7a devienne notre \u00ab chez nous \u00bb. Alors, pour que ce soit officiel, on a fait un <strong>avenant <\/strong>au bail. Comme \u00e7a, il devenait aussi <strong>locataire<\/strong>, avec les m\u00eames droits que moi sur le logement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\"<strong><em>C\u2019\u00e9tait peut-\u00eatre aussi une n\u00e9cessit\u00e9 administrative ?\"<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Oui bien s\u00fbr. On avait envie de d\u00e9marrer notre vie de couple de mani\u00e8re \u00e9quilibr\u00e9e. Il a donc d\u00fb fournir des justificatifs de domicile \u00e0 son employeur, \u00e0 son banquier etc. : bail, \u00e9lectricit\u00e9, Internet\u2026 tout \u00e9tait \u00e0 mon nom. En gros, on tenait \u00e0 rester autonomes, ind\u00e9pendants et surtout \u00e0 avoir les m\u00eames <strong>droits <\/strong>et les m\u00eames <strong>obligations <\/strong>! <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\"Et c\u00f4t\u00e9 d\u00e9penses, avez-vous trouv\u00e9 un \u00e9quilibre ?\"<\/em><\/strong><\/p>\n\n\n\n<p class=\"has-fbf-black-color has-text-color wp-block-paragraph\">Bon, on n\u2019a pas les m\u00eames revenus. On ne pouvait donc pas se dire que chacun paie la <strong>moiti\u00e9 <\/strong>des charges, des d\u00e9penses quotidiennes, etc. Pour que ce soit \u00e9quitable, on s\u2019est dit que chacun devait participer, en <strong>proportion <\/strong>de ses revenus, \u00e0 toutes les d\u00e9penses du couple : un vrai casse-t\u00eate au quotidien mais une n\u00e9cessit\u00e9 aussi ! Le salaire le plus bas ne doit pas forc\u00e9ment financer les d\u00e9penses courantes, tandis que l\u2019autre se concentrerait sur les investissements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\"<strong><em>Concr\u00e8tement, comment avez-vous simplifi\u00e9 le paiement des d\u00e9penses ?\"<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On s\u2019est renseign\u00e9 aupr\u00e8s de la <strong>banque<\/strong>. Elle nous a expliqu\u00e9 comment fonctionnait un <strong>compte joint<\/strong> et on a d\u00e9cid\u00e9 d\u2019en ouvrir un. On peut le faire fonctionner comme si chacun \u00e9tait le seul <strong>titulaire, <\/strong>avec sa propre carte bancaire. Les <strong>paiements <\/strong>(virements, pr\u00e9l\u00e8vements\u2026) se font avec nos deux noms.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En pratique, on a calcul\u00e9 un <strong>budget courses<\/strong> mensuel. Pareil pour le loyer, les charges communes, etc. On conna\u00eet nos d\u00e9penses. En fonction de nos revenus respectifs, chacun y verse ce qu\u2019il faut, pour payer tout \u00e7a \"collectivement\". Et on a gard\u00e9 nos <strong>comptes personnels<\/strong>, pour ne pas tout m\u00e9langer\u2026 Mais d\u2019autres solutions sont possibles : \u00e0 chaque couple de choisir celle qui lui convient.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\"<strong><em>Et si de nouvelles d\u00e9penses viennent en plus ?\"<\/em><\/strong><br>Alors, si \u00e7a concerne le logement ou notre vie \u00e0 deux, chacun fait un <strong>virement <\/strong>compl\u00e9mentaire sur le compte joint, et c\u2019est r\u00e9gl\u00e9. C\u2019est plus simple, \u00e7a nous permet de garder une <strong>autonomie financi\u00e8re<\/strong> et surtout de ne pas parler d\u2019argent tout le temps ! On paie notre part. Pour le reste, chacun g\u00e8re son argent comme il l\u2019entend.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Bref : se mettre en couple est une \u00e9tape importante de la vie. S\u2019organiser pour g\u00e9rer les d\u00e9penses du couple est n\u00e9cessaire, mais garder son autonomie financi\u00e8re l\u2019est aussi. <\/em><\/strong>\ud83d\ude09<strong><em> Merci Jade !<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les 5 cl\u00e9s pour pr\u00e9server son autonomie financi\u00e8re<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-image is-style-default\"><figure data-wp-interactive=\"cdb\/lightbox\" class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" aria-haspopup=\"dialog\" data-wp-on--click=\"actions.open\" data-wp-on--keydown=\"actions.key\" role=\"button\" tabindex=\"0\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/03\/Auton-financiere-1.png\" alt=\"\" width=\"400\" height=\"1000\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/03\/Auton-financiere-1.png\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>T\u00e9l\u00e9charger l'infographie<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Le quiz  <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Vous avez bien suivi le module \"Je m'installe en couple\" ?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Nous vous proposons un petit quiz rapide pour r\u00e9capituler tout cela. C'est parti !<\/strong><\/p>\n\n\n<section class=\"quizBlock quizBlock--step\" data-wp-interactive=\"cdb\/quiz\" data-wp-context=\"{&quot;displayMode&quot;:&quot;step&quot;,&quot;shuffleQuestions&quot;:false,&quot;shuffleAnswers&quot;:false,&quot;intervals&quot;:[{&quot;uid&quot;:&quot;i1&quot;,&quot;min&quot;:0,&quot;max&quot;:69,&quot;title&quot;:&quot;&quot;,&quot;text&quot;:&quot;Oups !\\n\\u003Cp\\u003ECe n\\u0027est pas encore \u00e7a ... Vous avez un peu de temps devant vous ?\\nUne petite r\u00e9vision ne serait pas inutile.\u00a0\\nT\u00e9l\u00e9chargez ici notre petit \\u003Ca rel=\\u0022noopener\\u0022 href=\\u0022https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/01\/quiz-recap-vie-couple.pdf\\u0022\\u003Er\u00e9capitulatif\\u003C\/a\\u003E\\u0022\\u003C\/p\\u003E&quot;,&quot;image&quot;:&quot;&quot;,&quot;linkUrl&quot;:&quot;&quot;,&quot;linkLabel&quot;:&quot;&quot;},{&quot;uid&quot;:&quot;i2&quot;,&quot;min&quot;:70,&quot;max&quot;:100,&quot;title&quot;:&quot;&quot;,&quot;text&quot;:&quot;F\u00e9licitations !\\n\\u003Cp\\u003EVous avez saisi ou \u00e0 peu pr\u00e8s : la vie de couple n\\u0027a rien d\\u0027un long fleuve tranquille alors autant \u00eatre pr\u00e9par\u00e9 ... et ne pas rel\u00e2cher son attention sur ses finances personnelles tout au long de la vie !\\u003C\/p\\u003E&quot;,&quot;image&quot;:&quot;&quot;,&quot;linkUrl&quot;:&quot;&quot;,&quot;linkLabel&quot;:&quot;&quot;}],&quot;labels&quot;:{&quot;questionCounter&quot;:&quot;Question {current} sur {total}&quot;,&quot;previous&quot;:&quot;Pr\u00e9c\u00e9dent&quot;,&quot;next&quot;:&quot;Suivant&quot;,&quot;submit&quot;:&quot;Voir mon r\u00e9sultat&quot;,&quot;restart&quot;:&quot;Recommencer le quiz&quot;,&quot;answerRequired&quot;:&quot;S\u00e9lectionnez au moins une r\u00e9ponse pour continuer.&quot;,&quot;score&quot;:&quot;Votre score : {score} \/ {total}&quot;,&quot;recapTitle&quot;:&quot;D\u00e9tail de vos r\u00e9ponses&quot;,&quot;correct&quot;:&quot;Bonne r\u00e9ponse&quot;,&quot;incorrect&quot;:&quot;Mauvaise r\u00e9ponse&quot;,&quot;expectedAnswers&quot;:&quot;R\u00e9ponse attendue :&quot;,&quot;check&quot;:&quot;Valider ma r\u00e9ponse&quot;}}\" data-wp-init=\"callbacks.init\"><div class=\"quizBlock__intro\"><p>La vie \u00e0 2, \u00e7a ne s\u2019improvise pas. Pas mal de changements sont \u00e0 pr\u00e9voir et n\u00e9cessitent une bonne dose d\u2019organisation c\u00f4t\u00e9 finances. Etes-vous pr\u00eats ?<\/p><\/div><noscript><p class=\"quizBlock__noscript\">Ce quiz n\u00e9cessite JavaScript pour \u00eatre valid\u00e9 et corrig\u00e9.<\/p><\/noscript><div class=\"quizBlock__progress\" hidden><p class=\"quizBlock__progressText\" aria-live=\"polite\"><\/p><div class=\"quizBlock__progressBar\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"6\" aria-valuenow=\"0\"><div class=\"quizBlock__progressFill\"><\/div><\/div><\/div><form class=\"quizBlock__form\" novalidate data-wp-on--submit=\"actions.submit\" data-wp-on--change=\"actions.change\"><fieldset class=\"quizBlock__question\" data-question-uid=\"q99\" data-type=\"single\"><legend class=\"quizBlock__legend\">Vivre \u00e0 deux, \u00e7a n'a pas d'impact c\u00f4t\u00e9 finances.<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/parler-argent-couple-300x197.jpg?_t=1705661304\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q99\" value=\"a268\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Vrai<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q99\" value=\"a269\" data-correct=\"1\"><span class=\"quizBlock__answerText\">Faux<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\nUn certain nombre de questions doivent se poser quand on s'installe \u00e0 deux. En effet, il s'agit de pr\u00e9server les droits de chacun et \u00e7a commence avec le logement. Il faut aussi penser \u00e0 mettre \u00e0 jour son statut car celui-ci a des impacts que ce soit pour les imp\u00f4ts ou encore pour les droits \u00e0 prestation sociale.<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><fieldset class=\"quizBlock__question\" data-question-uid=\"q100\" data-type=\"single\"><legend class=\"quizBlock__legend\">D\u00e8s qu'on vit ensemble, la d\u00e9claration aux imp\u00f4ts doit \u00eatre commune<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/08\/corriger-declaration-impots-300x186.jpg?_t=1705661357\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q100\" value=\"a270\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Vrai<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q100\" value=\"a271\" data-correct=\"1\"><span class=\"quizBlock__answerText\">Faux<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\nEn tant que concubins, vous d\u00e9clarez toujours vos ressources s\u00e9par\u00e9ment. Mais si vous vous mariez ou si vous vous pacsez, vous cr\u00e9ez un nouveau foyer fiscal. Le calcul et le paiement de vos imp\u00f4ts vont alors changer. Ce foyer fiscal comportera au minimum 2 parts et vous ferez une seule d\u00e9claration conjointe de revenus.<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><fieldset class=\"quizBlock__question\" data-question-uid=\"q101\" data-type=\"single\"><legend class=\"quizBlock__legend\">Celui qui a le plus gros salaire doit payer les charges et l'autre paie les d\u00e9penses du quotidien.<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/10\/iStock_000009488886XSmall.jpg?_t=1705661505\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q101\" value=\"a272\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Vrai<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q101\" value=\"a273\" data-correct=\"1\"><span class=\"quizBlock__answerText\">Faux<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\nIl est rare d'avoir les m\u00eames revenus que son partenaire. Si chaque couple peut s'organiser comme il l'entend, en pratique, il est compliqu\u00e9 que chacun paie la moiti\u00e9 des charges, des d\u00e9penses du quotidien, etc. Si vous visez l'\u00e9quit\u00e9 (et l'harmonie dans le couple), vous pouvez faire en sorte que chacun participe, en proportion de ses revenus, \u00e0 toutes les d\u00e9penses du couple.<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><fieldset class=\"quizBlock__question\" data-question-uid=\"q102\" data-type=\"single\"><legend class=\"quizBlock__legend\">En couple, il faut s'organiser pour...<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/03\/courses-astuces-300x203.jpg?_t=1705661638\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q102\" value=\"a274\" data-correct=\"0\"><span class=\"quizBlock__answerText\">les d\u00e9penses du quotidien<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q102\" value=\"a275\" data-correct=\"0\"><span class=\"quizBlock__answerText\">l'\u00e9pargne<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q102\" value=\"a276\" data-correct=\"0\"><span class=\"quizBlock__answerText\">le logement<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q102\" value=\"a277\" data-correct=\"1\"><span class=\"quizBlock__answerText\">tout \u00e7a \u00e0 la fois<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\nLe logement, les factures, les courses... sont autant de sujets \u00e0 aborder en couple. S\u2019organiser est en effet n\u00e9cessaire pour le quotidien. M\u00eame si chacun peut avoir ses propres envies et projets, ses produits  d'\u00e9pargne personnels (chacun doit ainsi garder son autonomie financi\u00e8re), r\u00e9fl\u00e9chir ensemble \u00e0 une strat\u00e9gie de placements peut aussi \u00eatre utile... pour les enfants (succession), pour la retraite, etc. En parler ensemble, c'est la base.<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><fieldset class=\"quizBlock__question\" data-question-uid=\"q103\" data-type=\"single\"><legend class=\"quizBlock__legend\">Le 1er bon r\u00e9flexe en couple est d'ouvrir un compte joint \u00e0 la banque<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/emission-cheque-ss-provision-_BD-300x200.jpg?_t=1705661866\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q103\" value=\"a278\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Vrai<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q103\" value=\"a279\" data-correct=\"1\"><span class=\"quizBlock__answerText\">Faux<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\n Pas forc\u00e9ment. Ouvrir un compte joint peut \u00eatre une solution pour g\u00e9rer les d\u00e9penses communes mais ce n'est pas la seule. A chaque couple de trouver son organisation. Prendre rendez-vous avec son banquier permet de trouver une solution adapt\u00e9e pour g\u00e9rer sans accroc les finances personnelles du couple et de chacun.<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><fieldset class=\"quizBlock__question\" data-question-uid=\"q104\" data-type=\"single\"><legend class=\"quizBlock__legend\">Pourquoi pr\u00e9server son autonomie financi\u00e8re quand on est en couple ?<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/03\/autonomie-financiere-300x200.jpg?_t=1705662014\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q104\" value=\"a282\" data-correct=\"0\"><span class=\"quizBlock__answerText\">pour faire face en cas de s\u00e9paration<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q104\" value=\"a283\" data-correct=\"0\"><span class=\"quizBlock__answerText\">pour \u00e9viter les difficult\u00e9s en cas de d\u00e9c\u00e8s<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz16-q104\" value=\"a284\" data-correct=\"1\"><span class=\"quizBlock__answerText\">pour ne pas \u00eatre pris au d\u00e9pourvu, quelles que soient la difficult\u00e9 dans le couple et l'\u00e9tape dans la vie<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\nOn pense rarement aux mauvais jours, ni \u00e0 la s\u00e9paration, ni au d\u00e9c\u00e8s. L'autonomie financi\u00e8re repose d'abord sur des revenus propres et sur le fait de d\u00e9tenir un compte bancaire personnel pour ma\u00eetriser ses revenus et ses d\u00e9penses. En cas de compte joint, il est n\u00e9cessaire suivre r\u00e9guli\u00e8rement la gestion du compte, de suivre les op\u00e9rations et de garder ses codes d'acc\u00e8s personnels.<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><div class=\"quizBlock__controls\" hidden><button type=\"button\" class=\"quizBlock__button quizBlock__button--previous\" data-wp-on--click=\"actions.previous\"><\/button><button type=\"button\" class=\"quizBlock__button quizBlock__button--next\" data-wp-on--click=\"actions.next\"><\/button><button type=\"submit\" class=\"quizBlock__button quizBlock__button--submit\"><\/button><\/div><\/form><div class=\"quizBlock__result\" role=\"status\" aria-live=\"polite\" tabindex=\"-1\" hidden><\/div><\/section>\n\n\n<p class=\"wp-block-paragraph\"><strong>Merci d\u2019avoir suivi ce module<\/strong>&nbsp;!<\/p>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"titleWithShadowText\">\n    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939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:17454,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/parler-argent-en-couple\/&quot;,&quot;title&quot;:&quot;Quand parler d\\u0027argent en couple ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/parler-argent-couple-150x150.jpg&quot;,&quot;likes&quot;:29}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"17454\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/parler-argent-en-couple\/\"\n         data-title=\"Quand parler d&#039;argent en couple ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n         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srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/parler-argent-couple-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/parler-argent-couple-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/parler-argent-couple-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/parler-argent-couple.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Ma vie de couple<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Quand parler d&#039;argent en couple ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:16902,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/budget-mariage\/&quot;,&quot;title&quot;:&quot;Quel budget pour un mariage ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/mariage-budget-150x150.jpg&quot;,&quot;likes&quot;:14}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg 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href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n   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<picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/mariage-budget-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/mariage-budget-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/mariage-budget-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/02\/mariage-budget.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Ma vie de couple<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Quel budget pour un mariage ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:3727,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/impots-declaration-revenus-a-savoir\/&quot;,&quot;title&quot;:&quot;Imp\u00f4ts : tout ce qu\\u0027il faut savoir sur la d\u00e9claration de revenus&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/03\/declaration-impots-150x150.jpg&quot;,&quot;likes&quot;:30}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"3727\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/impots-declaration-revenus-a-savoir\/\"\n         data-title=\"Imp\u00f4ts : tout ce qu&#039;il faut savoir sur la d\u00e9claration de revenus\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span 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<p class=\"card__time\">9 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/impots-declaration-revenus-a-savoir\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/03\/declaration-impots-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/03\/declaration-impots-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/03\/declaration-impots-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/03\/declaration-impots.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">C\u00f4t\u00e9 ressources<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Imp\u00f4ts : tout ce qu&#039;il faut savoir sur la d\u00e9claration de revenus<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:419,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/compte-joint-pourquoi-comment\/&quot;,&quot;title&quot;:&quot;Un compte joint : pourquoi et comment 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src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/compte-joint-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Choisir un type de compte<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Un compte joint : pourquoi et comment ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" 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srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/03\/education-financiere-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/03\/education-financiere-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/03\/education-financiere-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">L&#039;apprentissage de l&#039;argent<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Education financi\u00e8re : de quoi 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La vie \u00e0 2, \u00e7a ne s'improvise pas. Pas mal de changements sont \u00e0 pr\u00e9voir et n\u00e9cessitent une bonne dose d'organisation, voire de d\u00e9marches ! 4 grands changements pour vos finances personnelles \u00catre en couple, c\u2019est d\u00e9j\u00e0 une aventure. Vivre ensemble, c\u2019est carr\u00e9ment tout [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":22061,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":26,"views":10378,"viewed_at":"1778487574","newsletter":"1","_yoast_wpseo_primary_category":383,"footnotes":""},"categories":[353,383,270],"tags":[],"class_list":["post-22013","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jai-des-projets","category-ma-vie-de-couple","category-mes-moments-de-vie"],"yoast_head":"<title>Je m&#039;installe en couple - Ma vie de couple - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"La vie \u00e0 2, \u00e7a ne s&#039;improvise pas. 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