{"id":22099,"date":"2024-11-18T17:05:00","date_gmt":"2024-11-18T15:05:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/?p=22099"},"modified":"2026-06-30T15:37:52","modified_gmt":"2026-06-30T13:37:52","slug":"entrer-dans-vie-active","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/entrer-dans-vie-active\/","title":{"rendered":"J'entre dans la vie active"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Grande \u00e9tape dans la vie : le 1er emploi. Avec un changement de statut et de responsabilit\u00e9, il procure des revenus et implique des obligations. Pour d\u00e9marrer du bon pied et mener ses finances personnelles du mieux possible d\u00e8s le d\u00e9but, voici quelques infos utiles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>3 grands changements \u00e0 pr\u00e9voir<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">F\u00e9licitations&nbsp;!&nbsp;Vous avez trouv\u00e9 votre emploi. Quels sont les grands changements quand on d\u00e9marre dans la vie active&nbsp;?<\/p>\n\n\n<div class=\"youtube-container\" data-wp-interactive=\"cdb\/video-consent\" data-wp-context=\"{&quot;loaded&quot;:false}\" data-wp-init=\"callbacks.init\">\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe data-src=\"https:\/\/www.youtube.com\/embed\/yzEQAlzMt8M?feature=oembed\" data-wp-watch=\"callbacks.syncIframe\" loading=\"lazy\" title=\"Les 3 grands changements quand on d\u00e9marre dans la vie active\" width=\"500\" height=\"281\"  frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<div class=\"video-consent-overlay\" data-wp-watch=\"callbacks.syncOverlay\"><div class=\"video-consent-overlay-text\">Vous devez accepter les cookies de YouTube pour visionner cette vid\u00e9o<\/div><button type=\"button\" class=\"video-consent-overlay-accept-button\" data-wp-on--click=\"actions.accept\">J&#039;accepte - Lancer la vid\u00e9o<\/button><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\">1 - Je per\u00e7ois des revenus<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le brut fiscal, le net imposable, le pr\u00e9l\u00e8vement \u00e0 la source\u2026 La <strong><a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/fiche-de-paie\/\" target=\"_blank\" rel=\"noreferrer noopener\">fiche de paie<\/a><\/strong> contient beaucoup d\u2019informations importantes\u00a0! Vous la recevrez chaque mois de votre employeur.\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>L\u2019employeur parle d\u2019un <strong>salaire \u00ab brut&nbsp;\u00bb<\/strong>, y compris pour les <strong>primes<\/strong>, c\u2019est-\u00e0-dire avant d\u00e9duction des cotisations sociales obligatoires.<\/li><li>Le \u00ab&nbsp;<strong>net \u00e0 payer avant imp\u00f4t sur le revenu&nbsp;<\/strong>\u00bb correspond au salaire avant le pr\u00e9l\u00e8vement \u00e0 la source (l\u2019imp\u00f4t d\u00fb et mensualis\u00e9).<\/li><li>Le \u00ab<strong>&nbsp;net \u00e0 payer<\/strong>&nbsp;\u00bb, c\u2019est le salaire qui vous sera r\u00e9ellement vers\u00e9.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Conservez toutes vos fiches de paie pr\u00e9cieusement : elles pourront vous \u00eatre utiles \u00e0 diff\u00e9rents moments de votre vie&nbsp;: cessation de contrat, imp\u00f4ts, y compris retraite\u2026 pour faire valoir vos droits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2 - Je dois avoir un compte pour me faire payer et pour payer mes charges<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sauf exception, les <strong>salaires <\/strong>sont pay\u00e9s par <strong>virement <\/strong>et le paiement en liquide au-dessus de 1 500 euros est interdit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous devez donc avoir un <strong>compte bancaire<\/strong> \u00e0 votre nom. Votre employeur vous demandera de lui fournir un <strong><a rel=\"noreferrer noopener\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/le-rib-releve-didentite-bancaire\/\" target=\"_blank\">RIB<\/a><\/strong> qui permet d\u2019identifier votre banque, l\u2019agence et le num\u00e9ro de votre compte sans erreur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pourrez ainsi r\u00e9gler votre <strong>loyer <\/strong>et vos diff\u00e9rentes <strong>factures <\/strong>: t\u00e9l\u00e9phone &amp; Internet, \u00e9lectricit\u00e9, assurance\u2026 ainsi que toutes vos autres d\u00e9penses : courses, v\u00eatements, loisirs\u2026<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prenez rendez-vous avec votre <strong>banque <\/strong>pour ouvrir un compte courant et\/ou vous assurer d\u2019avoir les produits et <strong>services bancaires<\/strong> qui vous seront utiles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3 - Je deviens un contribuable<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En gagnant votre vie, et sauf exception, vous cessez d\u2019\u00eatre rattach\u00e9 au<strong> foyer fiscal <\/strong>de vos parents. Peu importe le montant de votre salaire, vous devez chaque ann\u00e9e <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/declaration-revenus-a-savoir\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>d\u00e9clarer <\/strong>vos <strong>revenus<\/strong><\/a><strong> <\/strong>de l\u2019ann\u00e9e pr\u00e9c\u00e9dente. Vous recevrez un <strong>num\u00e9ro fiscal unique<\/strong> lors de votre 1<sup>\u00e8re<\/sup> d\u00e9marche sur le site <a rel=\"noreferrer noopener\" href=\"http:\/\/www.impots.gouv.fr\" target=\"_blank\">impots.gouv.fr<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e8s votre entr\u00e9e dans la vie active, un taux neutre d'imposition vous est appliqu\u00e9. Il est calcul\u00e9 sur la base d\u2019un profil type qui correspond \u00e0 votre situation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le montant de l\u2019imp\u00f4t correspondant sera pr\u00e9lev\u00e9 chaque mois directement sur votre salaire avant que celui-ci soit vers\u00e9 sur votre <strong>compte bancaire<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En fonction de votre situation et de vos revenus, vous pouvez ne pas \u00eatre imposable comme plus d\u20191 fran\u00e7ais sur 2.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Les cl\u00e9s pour bien d\u00e9marrer dans la vie active<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><em><strong>\"<\/strong><\/em><strong><em>Bonjour Jade, aujourd\u2019hui vous allez nous parler de votre entr\u00e9e dans la vie active et de la mani\u00e8re dont vous avez pris votre ind\u00e9pendance financi\u00e8re. Merci de partager avec nous quelques bons r\u00e9flexes&nbsp;!<\/em><\/strong><em><strong>\"<\/strong><\/em><\/p>\n\n\n<div class=\"youtube-container\" data-wp-interactive=\"cdb\/video-consent\" data-wp-context=\"{&quot;loaded&quot;:false}\" data-wp-init=\"callbacks.init\">\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe data-src=\"https:\/\/www.youtube.com\/embed\/ZiFIOsOQ83g?feature=oembed\" data-wp-watch=\"callbacks.syncIframe\" loading=\"lazy\" title=\"Les cl\u00e9s pour une entr\u00e9e r\u00e9ussie dans la vie active\" width=\"500\" height=\"281\"  frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<div class=\"video-consent-overlay\" data-wp-watch=\"callbacks.syncOverlay\"><div class=\"video-consent-overlay-text\">Vous devez accepter les cookies de YouTube pour visionner cette vid\u00e9o<\/div><button type=\"button\" class=\"video-consent-overlay-accept-button\" data-wp-on--click=\"actions.accept\">J&#039;accepte - Lancer la vid\u00e9o<\/button><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\"><em><strong>\"<\/strong><\/em><strong><em>Quelle a \u00e9t\u00e9 votre 1<sup>\u00e8re<\/sup> d\u00e9marche en d\u00e9marrant votre vie active <em><strong>?\"<\/strong><\/em><\/em><\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\"Comme j'ai d\u00e9m\u00e9nag\u00e9, j'ai pr\u00e9f\u00e9r\u00e9 ouvrir un <strong>compte <\/strong>dans une autre <strong>banque <\/strong>proche de chez moi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">J'ai rencontr\u00e9 ma banqui\u00e8re pour faire le point sur ma nouvelle <strong>situation financi\u00e8re<\/strong>. On a \u00e9chang\u00e9 sur mes besoins pour adapter mes <strong>produits <\/strong>et services bancaires. Par exemple, j\u2019aime beaucoup voyager et je suis amen\u00e9e \u00e0 me d\u00e9placer pour mon travail. J'ai donc opt\u00e9 pour une <strong>carte <\/strong>avec des garanties \u00e0 l\u2019\u00e9tranger.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">J'ai programm\u00e9 des <strong>pr\u00e9l\u00e8vements <\/strong>automatiques pour le paiement de mes charges r\u00e9currentes : loyer, \u00e9lectricit\u00e9, internet, t\u00e9l\u00e9phone\u2026 2 ou 3 jours apr\u00e8s le versement de mon revenu. Comme \u00e7a, je suis plus tranquille et mes charges sont pay\u00e9es \u00e0 temps. Je sais que certains fournisseurs ne permettent pas le choix de la date de pr\u00e9l\u00e8vement mais quand c'est possible, c'est mieux.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">J'ai aussi ouvert des <strong>produits d'\u00e9pargne<\/strong> et j'ai mis en place des <strong>virements <\/strong>automatiques en d\u00e9but de mois. Comme \u00e7a, j'\u00e9conomise sans y penser : pour mes projets, mes vacances, pour devenir propri\u00e9taire un jour\u2026 mais aussi pour faire face aux impr\u00e9vus !\"<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>\"<\/em><\/strong><em><strong><strong><em>Justement, quel conseil donner aux jeunes actifs pour bien g\u00e9rer leur budget&nbsp;<em><strong>?\"<\/strong><\/em><\/em><\/strong><\/strong><\/em><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\"Quand on est \u00e9tudiant le <strong>budget <\/strong>est souvent serr\u00e9, on doit faire attention. Le pi\u00e8ge, quand on entre dans la vie active, c'est qu'on touche plus d'argent d'un coup. La tentation est grande de d\u00e9penser sans compter\u2026 D'autant que souvent, \u00e0 ce moment-l\u00e0, on s'installe dans un nouvel appartement, et on doit faire face \u00e0 de nouvelles <strong>d\u00e9penses <\/strong>et <strong>tentations<\/strong>\u2026<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le bon <strong>r\u00e9flexe<\/strong>, c'est donc de calculer ce qu'on peut d\u00e9penser une fois les charges pay\u00e9es et l'argent mis de c\u00f4t\u00e9, puis de bien suivre son compte, plusieurs fois par semaine. Avec l'appli ou le site de la banque, c'est plus facile.\"<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>\"<strong><em>C\u00f4t\u00e9 imp\u00f4ts, \u00e7a a \u00e9t\u00e9 simple pour vou<\/em><\/strong><\/em><\/strong><em><strong>s ?\"<\/strong><\/em><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\"J\u2019avais entendu parler du <strong>pr\u00e9l\u00e8vement \u00e0 la source<\/strong>. De fait, c\u2019est pratique : et comme l\u2019imp\u00f4t est pr\u00e9lev\u00e9 chaque mois avant qu\u2019on touche son revenu, on ne risque pas de d\u00e9penser l\u2019argent qu\u2019on doit aux imp\u00f4ts. Et \u00e7a marche d\u00e8s la 1\u00e8re ann\u00e9e. On ne d\u00e9clare ses revenus que l\u2019ann\u00e9e suivante.\"<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>\"<strong><em>C\u2019est un peu sp\u00e9cial la 1<sup>\u00e8re<\/sup> ann\u00e9e d\u2019imp\u00f4ts, alors<\/em><\/strong><\/em><\/strong><em><strong><em><strong>?\"<\/strong><\/em><\/strong><\/em><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\"Oui, en fait, on paie des imp\u00f4ts tout de suite alors qu\u2019on fait la 1\u00e8re d\u00e9claration de revenus au printemps suivant. Il faut juste comprendre que les imp\u00f4ts nous appliquent un <strong>taux provisoire<\/strong> de pr\u00e9l\u00e8vement \u00e0 la source. On peut le v\u00e9rifier sur sa <strong>fiche de paie<\/strong>. On peut aussi demander \u00e0 modifier ce taux pour \u00e9viter de payer trop d\u2019imp\u00f4t ou \u00e0 l\u2019inverse \u00eatre redevable d\u2019une somme \u00e0 payer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour la 1\u00e8re d\u00e9claration de revenus, c\u2019\u00e9tait facile : tout \u00e9tait pr\u00e9-rempli. Par contre, et chaque ann\u00e9e d\u2019ailleurs, il faut quand m\u00eame v\u00e9rifier que le montant total des imp\u00f4ts d\u00e9j\u00e0 pay\u00e9s et le revenu imposable annuel sont bien les m\u00eames que sur la fiche de paie de d\u00e9cembre.\"<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><em>\"<strong><em>Quelle d\u00e9marche vous a pris le plus de te<\/em><\/strong><\/em><\/strong><em><strong>mps <em><strong><em><strong>?\"<\/strong><\/em><\/strong><\/em><\/strong><\/em><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\"Sans aucun doute, mon d\u00e9m\u00e9nagement ! \u00c0 la fin de mes \u00e9tudes, j\u2019\u00e9tais retourn\u00e9e chez mes parents. Quand j\u2019ai eu mon CDI, j\u2019ai cherch\u00e9 un appartement. Il a fallu trouver une <strong>assurance habitation,<\/strong> mettre en place les contrats pour l\u2019\u00e9lectricit\u00e9, internet, etc. et leur faire suivre mon RIB pour les pr\u00e9l\u00e8vements automatiques.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Puis, j\u2018ai d\u00fb signaler ma <strong>nouvelle situation<\/strong> et mon <strong>changement d\u2019adresse<\/strong> \u00e0 tout le monde : banque, La Poste, S\u00e9curit\u00e9 sociale, mutuelle, CAF, etc. Heureusement, aujourd\u2019hui beaucoup de choses se font en ligne !\"<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>\"Bref : entrer dans la vie active, ce n\u2019est pas si simple\u2026 mais \u00e7a se pr\u00e9pare. Un suivi r\u00e9gulier de ses d\u00e9penses et revenus, vous permettra d\u2019\u00eatre plus zen et pr\u00e9par\u00e9 \ud83d\ude09 Merci Jade !\"<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div style=\"height:49px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Le quiz <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e9crocher son 1er emploi est une grande \u00e9tape vers l'autonomie. Connaissez-vous les r\u00e9flexes et astuces pour d\u00e9marrer du bon pied et mener ses finances personnelles au mieux ?<\/p>\n\n\n<section class=\"quizBlock quizBlock--step\" data-wp-interactive=\"cdb\/quiz\" data-wp-context=\"{&quot;displayMode&quot;:&quot;step&quot;,&quot;shuffleQuestions&quot;:false,&quot;shuffleAnswers&quot;:false,&quot;intervals&quot;:[{&quot;uid&quot;:&quot;i1&quot;,&quot;min&quot;:0,&quot;max&quot;:69,&quot;title&quot;:&quot;&quot;,&quot;text&quot;:&quot;Oups !\\n\\u003Cp\\u003ECe n\\u0027est pas encore \u00e7a ... Vous avez un peu de temps devant vous ?\\nUne petite r\u00e9vision ne serait pas inutile.\u00a0\\nT\u00e9l\u00e9chargez ici notre petit \\u003Ca rel=\\u0022noopener\\u0022 href=\\u0022https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/01\/quiz-recap-vie-active.pdf\\u0022\\u003Er\u00e9capitulatif\\u003C\/a\\u003Eet notre guide \\u0022\\u003Ca rel=\\u0022noopener\\u0022 href=\\u0022https:\/\/www.lesclesdelabanque.com\/particulier\/mon-argent-je-gere\/\\u0022\\u003EMon argent, je g\u00e8re\\u003C\/a\\u003E\\u0022\\u003C\/p\\u003E&quot;,&quot;image&quot;:&quot;&quot;,&quot;linkUrl&quot;:&quot;&quot;,&quot;linkLabel&quot;:&quot;&quot;},{&quot;uid&quot;:&quot;i2&quot;,&quot;min&quot;:70,&quot;max&quot;:100,&quot;title&quot;:&quot;&quot;,&quot;text&quot;:&quot;F\u00e9licitations !\\n\\u003Cp\\u003ERien ou presque ne vous\u00a0 a \u00e9chapp\u00e9. Vous avez les cl\u00e9s pour bien d\u00e9marrer dans la vie active. T\u00e9l\u00e9chargez ici notre petit \\u003Ca rel=\\u0022noopener\\u0022 href=\\u0022https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/01\/quiz-recap-vie-active.pdf\\u0022\\u003Er\u00e9capitulatif\\u003C\/a\\u003E! et notre guide \\u0022\\u003Ca rel=\\u0022noopener\\u0022 href=\\u0022https:\/\/www.lesclesdelabanque.com\/particulier\/mon-argent-je-gere\/\\u0022\\u003EMon argent, je g\u00e8re\\u003C\/a\\u003E\\u0022\\u003C\/p\\u003E&quot;,&quot;image&quot;:&quot;&quot;,&quot;linkUrl&quot;:&quot;&quot;,&quot;linkLabel&quot;:&quot;&quot;}],&quot;labels&quot;:{&quot;questionCounter&quot;:&quot;Question {current} sur {total}&quot;,&quot;previous&quot;:&quot;Pr\u00e9c\u00e9dent&quot;,&quot;next&quot;:&quot;Suivant&quot;,&quot;submit&quot;:&quot;Voir mon r\u00e9sultat&quot;,&quot;restart&quot;:&quot;Recommencer le quiz&quot;,&quot;answerRequired&quot;:&quot;S\u00e9lectionnez au moins une r\u00e9ponse pour continuer.&quot;,&quot;score&quot;:&quot;Votre score : {score} \/ {total}&quot;,&quot;recapTitle&quot;:&quot;D\u00e9tail de vos r\u00e9ponses&quot;,&quot;correct&quot;:&quot;Bonne r\u00e9ponse&quot;,&quot;incorrect&quot;:&quot;Mauvaise r\u00e9ponse&quot;,&quot;expectedAnswers&quot;:&quot;R\u00e9ponse attendue :&quot;,&quot;check&quot;:&quot;Valider ma r\u00e9ponse&quot;}}\" data-wp-init=\"callbacks.init\"><noscript><p class=\"quizBlock__noscript\">Ce quiz n\u00e9cessite JavaScript pour \u00eatre valid\u00e9 et corrig\u00e9.<\/p><\/noscript><div class=\"quizBlock__progress\" hidden><p class=\"quizBlock__progressText\" aria-live=\"polite\"><\/p><div class=\"quizBlock__progressBar\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"5\" aria-valuenow=\"0\"><div class=\"quizBlock__progressFill\"><\/div><\/div><\/div><form class=\"quizBlock__form\" novalidate data-wp-on--submit=\"actions.submit\" data-wp-on--change=\"actions.change\"><fieldset class=\"quizBlock__question\" data-question-uid=\"q94\" data-type=\"single\"><legend class=\"quizBlock__legend\">En quoi consiste la vie active ?<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/01\/perte-emploi-quiz-q5.jpg?_t=1705331087\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q94\" value=\"a254\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Faire du sport r\u00e9guli\u00e8rement<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q94\" value=\"a255\" data-correct=\"1\"><span class=\"quizBlock__answerText\">Travailler et \u00eatre r\u00e9mun\u00e9r\u00e9<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q94\" value=\"a256\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Travailler pour soi, m\u00eame gratuitement<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q94\" value=\"a257\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Etudier<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\nLa vie active se caract\u00e9rise par le fait d'avoir un emploi r\u00e9mun\u00e9r\u00e9. Il peut s'agir d'\u00eatre salari\u00e9 ou d'\u00eatre son propre chef d'entreprise. On peut l'opposer \u00e0 \"non actif\" ou \"sans emploi\".<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><fieldset class=\"quizBlock__question\" data-question-uid=\"q95\" data-type=\"single\"><legend class=\"quizBlock__legend\">La fiche de paie ne sert qu\u2019\u00e0 l\u2019employeur.<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/paie-300x200.jpg?_t=1705659338\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q95\" value=\"a258\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Vrai<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q95\" value=\"a259\" data-correct=\"1\"><span class=\"quizBlock__answerText\">Faux<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\nLa fiche de paie contient beaucoup d\u2019informations importantes ! Conservez toutes vos fiches de paie pr\u00e9cieusement : elles pourront vous \u00eatre utiles \u00e0 diff\u00e9rents moments de votre vie : cessation de contrat, imp\u00f4ts, y compris retraite\u2026 pour faire valoir vos droits.<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><fieldset class=\"quizBlock__question\" data-question-uid=\"q96\" data-type=\"single\"><legend class=\"quizBlock__legend\">On peut toujours se faire payer en esp\u00e8ces par son employeur. C\u2019est plus s\u00fbr.<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/garantie-depots-especes-_BD-300x200.jpg?_t=1705659419\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q96\" value=\"a262\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Vrai<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q96\" value=\"a263\" data-correct=\"1\"><span class=\"quizBlock__answerText\">Faux<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\nSauf exception, les salaires sont pay\u00e9s par virement et le paiement en liquide au-dessus de 1 500 euros est interdit. Fournissez votre RIB \u00e0 votre employeur pour \u00eatre s\u00fbr d\u2019\u00eatre pay\u00e9 sans erreur.<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><fieldset class=\"quizBlock__question\" data-question-uid=\"q97\" data-type=\"single\"><legend class=\"quizBlock__legend\">Avec le 1er emploi, on a aussi des devoirs vis-\u00e0-vis des imp\u00f4ts m\u00eame si on ne gagne pas grand-chose au d\u00e9but.<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/08\/corriger-declaration-impots-300x186.jpg?_t=1705659487\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q97\" value=\"a264\" data-correct=\"1\"><span class=\"quizBlock__answerText\">Vrai<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q97\" value=\"a265\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Faux<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\nPeu importe le montant de votre salaire, vous devez chaque ann\u00e9e d\u00e9clarer vos revenus de l\u2019ann\u00e9e pr\u00e9c\u00e9dente. Vous recevrez un num\u00e9ro fiscal unique lors de votre 1\u00e8re d\u00e9marche sur le site impots.gouv.fr.<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><fieldset class=\"quizBlock__question\" data-question-uid=\"q98\" data-type=\"single\"><legend class=\"quizBlock__legend\">\u00catre pay\u00e9 ne signifie pas qu\u2019on doive d\u00e9penser sans compter. Tenir un budget est un bon r\u00e9flexe d\u00e8s le d\u00e9but.<\/legend><img decoding=\"async\" class=\"quizBlock__questionImage\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/resister-tentations-2-_BD-300x221.jpg?_t=1705659560\" alt=\"\" loading=\"lazy\"><ul class=\"quizBlock__answers\"><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q98\" value=\"a266\" data-correct=\"1\"><span class=\"quizBlock__answerText\">Vrai<\/span><\/label><\/li><li class=\"quizBlock__answer\"><label><input type=\"radio\" name=\"quiz15-q98\" value=\"a267\" data-correct=\"0\"><span class=\"quizBlock__answerText\">Faux<\/span><\/label><\/li><\/ul><p class=\"quizBlock__feedback\" role=\"status\" hidden><\/p><div class=\"quizBlock__explanation\" hidden>C'est \u00e7a !\r\nLe hic, quand on entre dans la vie active, c\u2019est qu\u2019on touche plus d\u2019argent d\u2019un coup. La tentation est grande de d\u00e9penser sans compter\u2026 surtout si en m\u00eame temps, on s\u2019installe dans un nouvel appartement\u2026 Calculer ses charges et mettre de l\u2019argent de c\u00f4t\u00e9, c\u2019est important. Et suivre ses comptes r\u00e9guli\u00e8rement aussi !<\/div><p class=\"quizBlock__error\" role=\"alert\" hidden><\/p><\/fieldset><div class=\"quizBlock__controls\" hidden><button type=\"button\" class=\"quizBlock__button quizBlock__button--previous\" data-wp-on--click=\"actions.previous\"><\/button><button type=\"button\" class=\"quizBlock__button quizBlock__button--next\" data-wp-on--click=\"actions.next\"><\/button><button type=\"submit\" class=\"quizBlock__button quizBlock__button--submit\"><\/button><\/div><\/form><div class=\"quizBlock__result\" role=\"status\" aria-live=\"polite\" tabindex=\"-1\" hidden><\/div><\/section>\n\n\n<p class=\"wp-block-paragraph\"><strong>Merci d\u2019avoir suivi ce module<\/strong>&nbsp;<strong>!<\/strong><\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h3 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h3>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:594,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/fiche-de-paie\/&quot;,&quot;title&quot;:&quot;Lire et comprendre sa fiche de paie&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/paie-150x150.jpg&quot;,&quot;likes&quot;:27}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"594\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/fiche-de-paie\/\"\n         data-title=\"Lire et comprendre sa fiche de paie\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">9 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/fiche-de-paie\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/paie-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/paie-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/paie-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/paie.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Le premier emploi<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Lire et comprendre sa fiche de paie<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:825,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/comparer-les-banques\/&quot;,&quot;title&quot;:&quot;Comparatif de banques : comment choisir la meilleure banque ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/06\/Comparer-banque-150x150.jpg&quot;,&quot;likes&quot;:15}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"825\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/comparer-les-banques\/\"\n         data-title=\"Comparatif de banques : comment choisir la meilleure banque ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n         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srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/06\/Comparer-banque-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/06\/Comparer-banque-858x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/06\/Comparer-banque-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/06\/Comparer-banque.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Choisir sa banque<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Comparatif de banques : comment choisir la meilleure banque ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:828,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/ouvrir-un-compte-bancaire\/&quot;,&quot;title&quot;:&quot;Ouvrir un compte bancaire : les modalit\u00e9s pratiques&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/demande-ouverture-compte-_BD-150x150.jpg&quot;,&quot;likes&quot;:26}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"828\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/ouvrir-un-compte-bancaire\/\"\n         data-title=\"Ouvrir un compte bancaire : les modalit\u00e9s pratiques\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">7 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/ouvrir-un-compte-bancaire\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/demande-ouverture-compte-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/demande-ouverture-compte-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/demande-ouverture-compte-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/demande-ouverture-compte-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Comment ouvrir un compte ?<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Ouvrir un compte bancaire : les modalit\u00e9s pratiques<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:817,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/rib-releve-identite-bancaire\/&quot;,&quot;title&quot;:&quot;Le RIB : Relev\u00e9 d\\u0027Identit\u00e9 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class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Comment ouvrir un compte ?<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Le RIB : Relev\u00e9 d&#039;Identit\u00e9 Bancaire<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg 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href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n      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srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/assurance-vie-retraite-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/assurance-vie-retraite-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/assurance-vie-retraite-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/assurance-vie-retraite-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Ma retraite<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Je pr\u00e9pare ma retraite<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n\n<div style=\"height:34px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Grande \u00e9tape dans la vie : le 1er emploi. Avec un changement de statut et de responsabilit\u00e9, il procure des revenus et implique des obligations. Pour d\u00e9marrer du bon pied et mener ses finances personnelles du mieux possible d\u00e8s le d\u00e9but, voici quelques infos utiles. 3 grands changements \u00e0 pr\u00e9voir F\u00e9licitations&nbsp;!&nbsp;Vous avez trouv\u00e9 votre emploi. [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":22111,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":34,"views":22976,"viewed_at":"1778478202","newsletter":"1","_yoast_wpseo_primary_category":174,"footnotes":""},"categories":[173,59,174,270],"tags":[],"class_list":["post-22099","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debut-dans-la-vie-active","category-jai-des-enfants","category-le-premier-emploi","category-mes-moments-de-vie"],"yoast_head":"<title>J&#039;entre dans la vie active - Le premier emploi - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Grande \u00e9tape : le 1er emploi. 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