{"id":226,"date":"2024-05-13T00:00:00","date_gmt":"2024-05-12T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2020\/01\/13\/a-verifier-quand-on-recoit-un-cheque\/"},"modified":"2025-03-03T17:44:47","modified_gmt":"2025-03-03T15:44:47","slug":"que-verifier-quand-on-recoit-cheque","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/que-verifier-quand-on-recoit-cheque\/","title":{"rendered":"Que doit-on v\u00e9rifier quand on re\u00e7oit un ch\u00e8que ?"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">Recevoir un ch\u00e8que est plut\u00f4t une bonne nouvelle. Cependant, vous devez vous assurer que tout est correct : mentions, montant, etc.  et qu'il ne contient pas d'alt\u00e9rations apparentes (grattages, ratures, t\u00e2ches\u2026). Ainsi, il pourra \u00eatre trait\u00e9 sans probl\u00e8me.  <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quels \u00e9l\u00e9ments v\u00e9rifier sur le ch\u00e8que ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vous devez v\u00e9rifier la pr\u00e9sence et l'exactitude d'un certain nombre d'informations et mentions obligatoires. <\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">Attention : l'absence d'anomalie visible n'est pas une garantie absolue contre le risque de contrefa\u00e7on. Inversement, la pr\u00e9sence d'une anomalie ne signifie pas n\u00e9cessairement l'existence d'une tentative de fraude.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00e9rifiez les :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>montants <\/strong>du ch\u00e8que, en chiffres et en lettres, doivent correspondre. En cas d'incoh\u00e9rence, c'est le montant en lettres qui fait foi. Et ces deux indications doivent \u00eatre bien lisibles.<\/li><li><strong>date <\/strong>doit \u00eatre indiqu\u00e9e correctement. Ne tardez pas pour encaisser le ch\u00e8que car il se p\u00e9rime au bout d'1 an et 8 jours. Il ne peut donc plus \u00eatre encaiss\u00e9.<\/li><li>v<strong>otre nom<\/strong> appara\u00eet bien comme <strong>b\u00e9n\u00e9ficiaire<\/strong> ; s'il n'est pas d\u00e9j\u00e0 indiqu\u00e9, inscrivez-le imm\u00e9diatement.<\/li><li><strong>nom et\/ou adresse de l'\u00e9metteur<\/strong> ainsi que les coordonn\u00e9es de l'agence bancaire doivent figurer (lieu de paiement et t\u00e9l\u00e9phone) sur le ch\u00e8que.<\/li><li><strong>lignes<\/strong> du ch\u00e8que, elles sont constitu\u00e9es de micro-lettres visibles \u00e0 la loupe. En cas de photocopie, elles sont illisibles.<\/li><li>lieu d'\u00e9mission du ch\u00e8que.<\/li><li>lieu de paiement. Le ch\u00e8que doit \u00eatre payable en France. Il est tout \u00e0 fait conseill\u00e9 de refuser un paiement par ch\u00e8que, m\u00eame libell\u00e9 en euros, s'il est payable sur une banque situ\u00e9e \u00e0 l'\u00e9tranger. Vous \u00e9viterez des frais d'encaissement \u00e9lev\u00e9s et les risques de non-recouvrement en cas d'impay\u00e9.<\/li><li><strong>signature<\/strong>.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">L'absence d'une mention obligatoire (cf. le sp\u00e9cimen ci-dessous) doit particuli\u00e8rement attirer votre attention, mais aussi les points suivants :<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(1) Format diff\u00e9rent de la norme (175 mm x 80 mm)<br>(2) Anomalie apparente dans l'identification du lieu de paiement et du num\u00e9ro de t\u00e9l\u00e9phone de l'agence<br>(3) Absence du nom et\/ou de l'adresse de l'\u00e9metteur<br>(4) Absence ou anomalie de la ligne magn\u00e9tique<\/p>\n\n\n\n<figure data-wp-interactive=\"cdb\/lightbox\" class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"421\" height=\"186\" aria-haspopup=\"dialog\" data-wp-on--click=\"actions.open\" data-wp-on--keydown=\"actions.key\" role=\"button\" tabindex=\"0\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/reception-verification-cheque.jpg\" alt=\"\" class=\"wp-image-4518\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/reception-verification-cheque.jpg 421w, https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/reception-verification-cheque-300x133.jpg 300w, https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/reception-verification-cheque-80x35.jpg 80w, https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/reception-verification-cheque-113x50.jpg 113w\" sizes=\"auto, (max-width: 421px) 100vw, 421px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Comment \u00e9viter les ch\u00e8ques en bois ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le <strong>ch\u00e8que en bois <\/strong>est un ch\u00e8que que vous allez encaisser mais pour lequel vous ne serez pas pay\u00e9, faute de provision sur le compte bancaire \u00e9metteur. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Soyez tr\u00e8s prudent et refusez le ch\u00e8que si :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>initialement un <strong>autre moyen de paiement<\/strong> vous avait \u00e9t\u00e9 annonc\u00e9 (virement par exemple),<\/li><li>son <strong>montant est sup\u00e9rieur <\/strong>au montant initialement annonc\u00e9,<\/li><li>c'est pour <strong>rendre service<\/strong> c'est-\u00e0-dire l'encaisser puis transf\u00e9rer l'argent re\u00e7u \u00e0 quelqu'un d'autre. Par ce&nbsp;transit d'argent, l'escroc qui vous fait cette proposition (en g\u00e9n\u00e9ral contre r\u00e9mun\u00e9ration) \"blanchit\" de l'argent, en vous utilisant comme \"mule\". Aussi, refusez si, par la suite, votre acheteur vous demande le remboursement total ou partiel de son ch\u00e8que. Il pourrait alors s'agir d'une fraude.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Et que doit-on v\u00e9rifier sur un ch\u00e8que de banque ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le ch\u00e8que de banque est un ch\u00e8que \u00e9tabli, <strong>\u00e0 la demande du client<\/strong>, par la banque qui aura au pr\u00e9alable pr\u00e9lev\u00e9 le montant correspondant sur le compte du client : son paiement est ainsi garanti.&nbsp;Mais des <strong>escroqueries <\/strong>sont n\u00e9anmoins possibles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour se pr\u00e9munir contre les <strong>faux ch\u00e8ques de banque<\/strong>, vous devez v\u00e9rifier la pr\u00e9sence du filigrane \"<strong><a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/recevoir-cheque-de-banque\/\" target=\"_blank\" rel=\"noreferrer noopener\">CHEQUE DE BANQUE<\/a><\/strong>\" sur la surface du ch\u00e8que. Cette mention est bord\u00e9e en haut et en bas par deux flammes ray\u00e9es et, de part et d'autre, par deux semeuses dont les parties claires et sombres du dessin de l'une sont invers\u00e9es par rapport \u00e0 celles de l'autre.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ce type de ch\u00e8que fait aussi l'objet de tentative de fraude, que ce soit par vol ou falsification.<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A chaque fois que c'est possible, pr\u00e9f\u00e9rez un paiement par un autre moyen que le virement par exemple.<\/p>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n            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       <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Fraudes aux op\u00e9rations bancaires : comprendre, \u00e9viter, r\u00e9agir\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-fraudes-aux-operations-bancaires\/\">\n                Fraudes aux op\u00e9rations bancaires : comprendre, \u00e9viter, r\u00e9agir            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">Les services bancaires \u00e0 distance et les moyens de paiement num\u00e9riques font partie du quotidien. Consulter ses comptes, effectuer un virement ou r\u00e9gler un achat en ligne...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication publication--extract\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:225,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/recevoir-cheque-de-banque\/&quot;,&quot;title&quot;:&quot;Recevoir un ch\u00e8que de banque en paiement : quelles pr\u00e9cautions ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/05\/cheque-banque-150x150.jpg&quot;,&quot;likes&quot;:325}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"225\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/recevoir-cheque-de-banque\/\"\n         data-title=\"Recevoir un ch\u00e8que de banque en paiement : quelles pr\u00e9cautions ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">6 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Recevoir un ch\u00e8que en paiement<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Recevoir un ch\u00e8que de banque en paiement : quelles pr\u00e9cautions ?\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/recevoir-cheque-de-banque\/\">\n                Recevoir un ch\u00e8que de banque en paiement : quelles pr\u00e9cautions ?            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">Pour un paiement de montant important (voiture par exemple), la plupart des personnes pensent au ch\u00e8que de banque. C&#039;est un ch\u00e8que \u00e9tabli, \u00e0 la demande du client, par la...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication\" style=\"background-color: #19a69b\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:374,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/le-cheque-8-reflexes-securite\/&quot;,&quot;title&quot;:&quot;Le ch\u00e8que - 8 r\u00e9flexes s\u00e9curit\u00e9&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:53}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"374\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/le-cheque-8-reflexes-securite\/\"\n         data-title=\"Le ch\u00e8que - 8 r\u00e9flexes s\u00e9curit\u00e9\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Le ch\u00e8que - 8 r\u00e9flexes s\u00e9curit\u00e9\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/le-cheque-8-reflexes-securite\/\">\n                Le ch\u00e8que - 8 r\u00e9flexes s\u00e9curit\u00e9            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">Avec un ch\u00e8que, vous pouvez payer ou \u00eatre pay\u00e9. Dans les 2 cas, vous devez \u00eatre particuli\u00e8rement vigilant pour \u00e9viter les tentatives de fraude. Conservez votre ch\u00e9quier en...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication publication--extract\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:200,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-bien-utiliser-cheque\/&quot;,&quot;title&quot;:&quot;Bien utiliser le ch\u00e8que&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:28}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"200\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-bien-utiliser-cheque\/\"\n         data-title=\"Bien utiliser le ch\u00e8que\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Bien utiliser le ch\u00e8que\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-bien-utiliser-cheque\/\">\n                Bien utiliser le ch\u00e8que            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">Rarement utilis\u00e9 chez nos voisins europ\u00e9ens, le ch\u00e8que l&#039;est de moins en moins en France. D&#039;autres moyens de paiement, en particulier la carte bancaire, le pr\u00e9l\u00e8vement, le...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Recevoir un ch\u00e8que est plut\u00f4t une bonne nouvelle. Cependant, vous devez vous assurer que tout est correct : mentions, montant, etc. et qu'il ne contient pas d'alt\u00e9rations apparentes (grattages, ratures, t\u00e2ches\u2026). Ainsi, il pourra \u00eatre trait\u00e9 sans probl\u00e8me. Quels \u00e9l\u00e9ments v\u00e9rifier sur le ch\u00e8que ? Vous devez v\u00e9rifier la pr\u00e9sence et l'exactitude d'un certain nombre [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":28369,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":11,"views":52724,"viewed_at":"1778494492","newsletter":"0","_yoast_wpseo_primary_category":108,"footnotes":""},"categories":[27,20,108],"tags":[],"class_list":["post-226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-le-cheque","category-mes-moyens-de-paiement","category-recevoir-un-cheque-en-paiement"],"yoast_head":"<title>Que doit-on v\u00e9rifier quand on re\u00e7oit un ch\u00e8que ? - Recevoir un ch\u00e8que en paiement - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Assurez-vous que le ch\u00e8que ne contient pas d&#039;alt\u00e9rations apparentes et que toutes les informations obligatoires apparaissent sur le ch\u00e8que.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/que-verifier-quand-on-recoit-cheque\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Que doit-on v\u00e9rifier quand on re\u00e7oit un ch\u00e8que ? - 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