{"id":228,"date":"2021-03-13T00:00:00","date_gmt":"2021-03-12T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2020\/01\/13\/opposition-sur-cheque-consequences-pour-le-beneficiaire-du-cheque\/"},"modified":"2021-12-15T16:22:13","modified_gmt":"2021-12-15T14:22:13","slug":"opposition-sur-cheque-consequences-pour-le-beneficiaire-du-cheque","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/opposition-sur-cheque-consequences-pour-le-beneficiaire-du-cheque\/","title":{"rendered":"Opposition sur ch\u00e8que : Cons\u00e9quences pour le b\u00e9n\u00e9ficiaire du ch\u00e8que"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Si vous \u00eates b\u00e9n\u00e9ficiaire d'un ch\u00e8que mis en opposition, la marche \u00e0 suivre est diff\u00e9rente pour vous faire payer, selon que l'opposition est bien fond\u00e9e ou non.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">L'opposition est bien fond\u00e9e<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Le ch\u00e8que a effectivement \u00e9t\u00e9 perdu ou vol\u00e9 :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>entre son \u00e9mission et sa remise en compte ou<\/li><li>entre sa remise en compte et sa pr\u00e9sentation \u00e0 la chambre de compensation.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">L'opposition est justifi\u00e9e. La personne qui a fait le ch\u00e8que vous demandera une lettre de d\u00e9sistement ou de renonciation, pour que le ch\u00e8que ne puisse jamais \u00eatre encaiss\u00e9 au cas o\u00f9 il serait retrouv\u00e9. Il vous doit toujours de l'argent et vous paiera soit par un autre ch\u00e8que, soit par un autre moyen de paiement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">L'opposition est abusive<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Celui qui a fait le ch\u00e8que n'avait pas le droit de faire opposition car la situation ne correspondait \u00e0 aucun cas autoris\u00e9 par la loi (par exemple ni perte, ni vol, ni fraude, etc.).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous devez demander au juge des r\u00e9f\u00e9r\u00e9s la mainlev\u00e9e de l'opposition, ce qui permet de d\u00e9bloquer le paiement ; le ch\u00e8que peut alors \u00eatre repr\u00e9sent\u00e9 au paiement pour \u00eatre cr\u00e9dit\u00e9 sur votre compte.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour aller plus loin : <a target=\"_blank\" href=\"http:\/\/www.legifrance.gouv.fr\/affichCode.do;jsessionid=810B7EB457D96E7ABE6E966AA26FB89F.tpdjo03v_2?cidTexte=LEGITEXT000006072026\" rel=\"noreferrer noopener\">Legifrance- L'opposition sur ch\u00e8que aux art.L 131-35 et L131-84 C. mon. et fin.<\/a><\/p>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" 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class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">La perte ou le vol de ch\u00e8que<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Faire opposition sur ch\u00e8que : proc\u00e9dure, motifs et d\u00e9lais<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     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L'opposition est bien fond\u00e9e Le ch\u00e8que a effectivement \u00e9t\u00e9 perdu ou vol\u00e9 : entre son \u00e9mission et sa remise en compte ou entre sa remise en compte et [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":4439,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":2,"views":28231,"viewed_at":"1778493748","newsletter":"0","_yoast_wpseo_primary_category":106,"footnotes":""},"categories":[106,27,20],"tags":[],"class_list":["post-228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-la-perte-ou-le-vol-de-cheque","category-le-cheque","category-mes-moyens-de-paiement"],"yoast_head":"<title>Opposition sur ch\u00e8que : Cons\u00e9quences pour le b\u00e9n\u00e9ficiaire du ch\u00e8que - La perte ou le vol de ch\u00e8que - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Si vous \u00eates b\u00e9n\u00e9ficiaire d&#039;un ch\u00e8que mis en opposition, la marche \u00e0 suivre est diff\u00e9rente pour vous faire payer, selon que l&#039;opposition est bien fond\u00e9e ou non.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/opposition-sur-cheque-consequences-pour-le-beneficiaire-du-cheque\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Opposition sur ch\u00e8que : Cons\u00e9quences pour le b\u00e9n\u00e9ficiaire du ch\u00e8que - 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