{"id":2335,"date":"2025-09-10T12:00:58","date_gmt":"2025-09-10T10:00:58","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/?p=2335"},"modified":"2026-09-08T10:19:00","modified_gmt":"2026-09-08T08:19:00","slug":"se-faire-accompagner-en-cas-de-difficultes-financieres","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/","title":{"rendered":"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ?"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">En cas de difficult\u00e9s financi\u00e8res, l'important est d'agir rapidement. Lorsque la situation devient difficile et les dettes s\u2019accumulent, cela peut cr\u00e9er un sentiment d'isolement, de stress et de questionnement : que faire en cas de probl\u00e8mes d'argent ? Ne restez pas seul, il existe de nombreuses solutions et des organismes pr\u00eats \u00e0 vous accompagner.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">J'ai des difficult\u00e9s financi\u00e8res : par o\u00f9 commencer ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le premier pas est d'\u00e9tablir un constat pr\u00e9cis de votre situation financi\u00e8re. Il est crucial de ne pas faire l'autruche et de mettre \u00e0 plat l'ensemble de vos&nbsp;revenus et de vos d\u00e9penses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-maitriser-mon-budget\/\" target=\"_blank\" rel=\"noreferrer noopener\">cr\u00e9er un budget<\/a> d\u00e9taill\u00e9 pour identifier les postes de d\u00e9penses que vous pourriez r\u00e9duire.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Recensez vos revenus : <\/strong>salaires, allocations, pensions, etc.<\/li><li><strong>Listez vos d\u00e9penses fixes :<\/strong> loyer, remboursement de cr\u00e9dits, assurances.<\/li><li><strong>Estimez vos d\u00e9penses variables :<\/strong> alimentation, transports, loisirs.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour y voir plus clair dans cette d\u00e9marche, vous pouvez utiliser des <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/budget-familial\/\" target=\"_blank\" rel=\"noreferrer noopener\">calculateurs de budget<\/a> ou des applications comme <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/pilotebudget-application-budget\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pilote Budget<\/a>&nbsp;et <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/pilote-depenses-pour-suivre-toutes-ses-depenses-du-quotidien\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pilote D\u00e9penses<\/a>&nbsp;disponibles sur Google Play et l'App Store. Ces deux applications sont <strong>gratuites<\/strong>, <strong>confidentielles<\/strong>, <strong>d\u00e9connect\u00e9es <\/strong>de tout compte bancaire et d'Internet.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure data-wp-interactive=\"cdb\/lightbox\" class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"350\" height=\"350\" aria-haspopup=\"dialog\" data-wp-on--click=\"actions.open\" data-wp-on--keydown=\"actions.key\" role=\"button\" tabindex=\"0\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/02\/Pilote-depenses.gif\" alt=\"\" class=\"wp-image-2645\"\/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Qui peut vous aider en cas de difficult\u00e9s financi\u00e8res ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Face \u00e0 des probl\u00e8mes financiers, vous n'\u00eates pas seul. De nombreux professionnels et institutions sont l\u00e0 pour vous soutenir.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Les Points Conseil Budget (PCB)<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Les Points Conseil Budget sont des structures labellis\u00e9es par l'\u00c9tat. Ces conseillers sont sp\u00e9cialis\u00e9s dans les finances personnelles et peuvent vous aider \u00e0 \u00e9tablir un budget, n\u00e9gocier avec vos cr\u00e9anciers ou monter un dossier de surendettement. C'est un service gratuit et confidentiel.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Les travailleurs sociaux<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Une assistante sociale (du Centre Communal d'Action Sociale, par exemple) peut vous offrir un soutien plus global. Elle vous aidera \u00e0 faire le point sur l'ensemble de votre situation et vous orientera vers les aides financi\u00e8res ou sociales qui correspondent \u00e0 votre cas (situation familiale, revenus, endettement, perte d'emploi...).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En cas de difficult\u00e9s, n'h\u00e9sitez pas \u00e0 vous adresser \u00e0 la Caisse d'Allocations Familiales (CAF) dont vous d\u00e9pendez. Selon votre situation, la CAF peut accorder des aides sp\u00e9cifiques, comme des pr\u00eats d'honneur ou des aides exceptionnelles, pour faire face \u00e0 des d\u00e9penses impr\u00e9vues.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Votre banque<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Les banques et plus largement, les institutions financi\u00e8res, sont des acteurs majeurs dans la pr\u00e9vention et la gestion des difficult\u00e9s financi\u00e8res de leurs clients. N'h\u00e9sitez pas \u00e0 en parler \u00e0 votre conseiller. Il est tenu par un devoir d'accompagnement et peut vous proposer des solutions concr\u00e8tes pour r\u00e9\u00e9quilibrer votre budget en fonction du montant et de la nature de vos difficult\u00e9s. Par exemple, l'<a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/offre-specifique-fragilite-financiere\/\" target=\"_blank\" rel=\"noreferrer noopener\">offre sp\u00e9cifique<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quelles aides financi\u00e8res de l'\u00c9tat pour les personnes en difficult\u00e9 ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Il existe plusieurs aides publiques pour soutenir les foyers en p\u00e9riodes difficiles. Ces aides peuvent \u00eatre des allocations, des r\u00e9ductions ou des pr\u00eats \u00e0 des conditions avantageuses.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Les aides de l'\u00c9tat<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Le Revenu de Solidarit\u00e9 Active (RSA)<\/strong> : C'est une aide pour les personnes qui ne travaillent pas ou qui ont de faibles revenus. Son montant et ses conditions d'\u00e9ligibilit\u00e9 d\u00e9pendent de la composition de votre foyer.<\/li><li><strong>Les aides au logement<\/strong> : APL, ALS ou ALF.<\/li><li><strong>Les ch\u00e8ques \u00e9nergie<\/strong> : Une aide pour payer les factures de gaz, d'\u00e9lectricit\u00e9 ou de fioul.<\/li><li><strong>Les aides exceptionnelles<\/strong> : Certaines collectivit\u00e9s locales (Conseil d\u00e9partemental, CCAS) peuvent accorder des aides ponctuelles pour vous aider \u00e0 surmonter une p\u00e9riode difficile.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Que faire en cas de surendettement ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous ne pouvez plus faire face \u00e0 vos dettes (cr\u00e9dits \u00e0 la consommation en mati\u00e8re financi\u00e8re, arri\u00e9r\u00e9s de loyer, etc.), vous \u00eates en situation de surendettement. Une proc\u00e9dure de traitement existe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>La Commission de Surendettement de la Banque de France<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/\" target=\"_blank\" rel=\"noreferrer noopener\">d\u00e9poser un dossier de surendettement<\/a> aupr\u00e8s de la Banque de France. Si votre dossier est jug\u00e9 recevable, la commission pourra :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>N\u00e9gocier un r\u00e9\u00e9chelonnement de vos dettes<\/strong> : un plan de remboursement adapt\u00e9 \u00e0 vos capacit\u00e9s financi\u00e8res.<\/li><li><strong>Geler les int\u00e9r\u00eats<\/strong> : les cr\u00e9anciers ne peuvent plus vous demander de payer les int\u00e9r\u00eats.<\/li><li><strong>Effacer une partie de vos dettes<\/strong> : si la situation est vraiment critique.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La nouvelle loi sur le surendettement de 2024 (pour application en 2025) a simplifi\u00e9 les proc\u00e9dures pour rendre l'acc\u00e8s \u00e0 la commission plus rapide et plus simple, notamment pour les petits surendettements. Renseignez-vous bien sur ces \u00e9volutions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sans argent, comment payer ses dettes ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous ne pouvez pas honorer vos engagements, la premi\u00e8re chose \u00e0 faire est de contacter vos cr\u00e9anciers (institutions financi\u00e8res, banque, organisme de cr\u00e9dit, etc.). Expliquez-leur vos difficult\u00e9s financi\u00e8res. Des solutions telles qu'une demande de report d'\u00e9ch\u00e9ance ou de baisse de mensualit\u00e9 peuvent \u00eatre envisag\u00e9es.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez \u00e9galement demander de l'aide aupr\u00e8s d'un Point Conseil Budget ou d'une association de consommateurs pour vous aider dans ces n\u00e9gociations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mod\u00e8le de lettre pour expliquer une situation financi\u00e8re difficile<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Il peut \u00eatre utile de formaliser votre demande aupr\u00e8s de vos cr\u00e9anciers. Pour vous aider dans cette d\u00e9marche, nous mettons \u00e0 votre disposition de nombreux <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/category\/boite-a-outils\/modeles-de-lettre\/\" target=\"_blank\" rel=\"noreferrer noopener\">mod\u00e8les de lettre<\/a>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00c0 retenir<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Face \u00e0 des difficult\u00e9s financi\u00e8res, l\u2019inaction est votre pire ennemi.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Agissez vite<\/strong> : plus vous agissez t\u00f4t, plus les solutions sont nombreuses.<\/li><li><strong>Faites votre budget<\/strong> : c'est la base pour comprendre d'o\u00f9 viennent vosprobl\u00e8mes financiers.<\/li><li><strong>Sollicitez de l'aide<\/strong> : Adressez-vous \u00e0 des professionnels<\/li><li><strong>Communiquez avec vos cr\u00e9anciers<\/strong> : Il est souvent possible de n\u00e9gocier des reports d'\u00e9ch\u00e9ance avant que la situation ne devienne ing\u00e9rable.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">FAQ : Vos questions sur les difficult\u00e9s financi\u00e8res<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Comment savoir si l'on a des dettes ?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez commencer \u00e0 consulter la Banque de France pour savoir si vous \u00eates inscrit sur des fichiers d'incidents de paiement, qui recensent les personnes ayant des dettes importantes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En compl\u00e9ment, v\u00e9rifiez vos relev\u00e9s de compte et le courriers que vous avez pu recevoir de la part de cr\u00e9anciers. Si vous constatez des frais pour des impay\u00e9s ou des rappels, c'est que vous avez probablement une dette en cours.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Probl\u00e8me d'argent : o\u00f9 demander une aide financi\u00e8re en cas d'urgence ?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">En cas d'urgence, vous pouvez vous rapprocher de votre CCAS qui peut vous accorder une aide financi\u00e8re d'urgence. La Caisse d'Allocations Familiales (CAF) et les Points Conseil Budget peuvent \u00e9galement vous orienter vers des aides exceptionnelles et des fonds d'urgence.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Recouvrement de cr\u00e9ances : le r\u00f4le des soci\u00e9t\u00e9s de recouvrement<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Une soci\u00e9t\u00e9 de recouvrement peut intervenir \u00e0 la demande d'un cr\u00e9ancier (une entreprise, institution financi\u00e8re...) pour r\u00e9cup\u00e9rer une dette impay\u00e9e. Le cas \u00e9ch\u00e9ant, ces soci\u00e9t\u00e9s sp\u00e9cialis\u00e9es (\"agence de recouvrement\") sont mandat\u00e9es pour mener des actions de relance et de n\u00e9gociation amiable aupr\u00e8s du d\u00e9biteur, dans le respect de la loi.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Puis-je demander de l'aide au Conseil D\u00e9partemental (anciennement conseil g\u00e9n\u00e9ral) ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Oui, vous pouvez demander de l'aide au Conseil d\u00e9partemental. Cet organisme est comp\u00e9tent pour de nombreuses aides sociales, notamment pour le Revenu de Solidarit\u00e9 Active (RSA), les aides aux personnes \u00e2g\u00e9es ou en situation de handicap, ou les aides \u00e0 l'enfance.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Aides financi\u00e8res CCAS : O\u00f9 puis-je trouver une assistante sociale pour m'accompagner ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Pour trouver une assistante sociale, vous pouvez vous adresser au Centre communal d'action sociale (CCAS) de votre mairie, au service social du Conseil d\u00e9partemental ou encore \u00e0 la CAF.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Puis-je faire une demande d'aide financi\u00e8re en ligne ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Oui, c'est possible. Par exemple, vous pouvez d\u00e9poser votre dossier pour la plupart des prestations de la Caisse d'Allocations Familiales (CAF) directement sur son site web.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Comment une entreprise peut-elle faire face \u00e0 des difficult\u00e9s financi\u00e8res ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Vous cherchez des informations sur les entreprises ? Nous mettons \u00e0 disposition un ensemble de ressources \u00e0 propos des <a href=\"https:\/\/www.lesclesdelabanque.com\/entreprise\/category\/vie-de-lentreprise\/les-difficultes-dans-lentreprise\/\" target=\"_blank\" rel=\"noreferrer noopener\">difficult\u00e9s dans l'entreprise<\/a>.&nbsp;<\/p>\n\n\n\n<div style=\"height:51px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">En compl\u00e9ment de l'article \"Se faire accompagner en cas de difficult\u00e9s financi\u00e8res\"<strong>  : <\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li><a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/solidarites-sante.gouv.fr\/affaires-sociales\/lutte-contre-l-exclusion\/PCB\">Liste des PCB<\/a><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:398,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/pilotebudget-application-budget\/&quot;,&quot;title&quot;:&quot;Pilote Budget : une application pour mieux piloter votre budget&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/Pilotebudget-app-_BD-150x150.jpg&quot;,&quot;likes&quot;:52}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"398\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/pilotebudget-application-budget\/\"\n         data-title=\"Pilote Budget : une application pour mieux piloter votre budget\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/pilotebudget-application-budget\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/Pilotebudget-app-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/Pilotebudget-app-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/Pilotebudget-app-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/Pilotebudget-app-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Au quotidien<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Pilote Budget : une application pour mieux piloter votre budget<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:2250,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/pilote-depenses-pour-suivre-ses-depenses-du-quotidien\/&quot;,&quot;title&quot;:&quot;Pilote D\u00e9penses : une application pour suivre ses d\u00e9penses&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/12\/PiloteDepenses-150x150.jpg&quot;,&quot;likes&quot;:48}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"2250\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/pilote-depenses-pour-suivre-ses-depenses-du-quotidien\/\"\n         data-title=\"Pilote D\u00e9penses : une application pour suivre ses d\u00e9penses\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/pilote-depenses-pour-suivre-ses-depenses-du-quotidien\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/12\/PiloteDepenses-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/12\/PiloteDepenses-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/12\/PiloteDepenses-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/12\/PiloteDepenses.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">C\u00f4t\u00e9 d\u00e9penses<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Pilote D\u00e9penses : une application pour suivre ses d\u00e9penses<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:101,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/offre-specifique-fragilite-financiere\/&quot;,&quot;title&quot;:&quot;L\\u0027offre sp\u00e9cifique en cas de situation de fragilit\u00e9 financi\u00e8re&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/offre-specifique-2-_BD-150x150.jpg&quot;,&quot;likes&quot;:26}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"101\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/offre-specifique-fragilite-financiere\/\"\n         data-title=\"L&#039;offre sp\u00e9cifique en cas de situation de fragilit\u00e9 financi\u00e8re\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">3 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/offre-specifique-fragilite-financiere\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/offre-specifique-2-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/offre-specifique-2-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/offre-specifique-2-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/offre-specifique-2-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Les difficult\u00e9s de gestion<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">L&#039;offre sp\u00e9cifique en cas de situation de fragilit\u00e9 financi\u00e8re<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:22,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/&quot;,&quot;title&quot;:&quot;Accueil&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:0}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"22\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/\"\n         data-title=\"Accueil\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Accueil<\/span>\n                <\/h3>\n                                <p class=\"card__article\">Prenez les commandes de vos finances personnelles au quotidien. D\u00e9cryptons ensemble l\u2019univers bancaire pour gagner en autonomie, poser les bonnes questions et prendre vos (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:36553,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/autorisation-decouvert\/&quot;,&quot;title&quot;:&quot;Autorisation de d\u00e9couvert : fonctionnement, frais et limites&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/decouvert-autorise-_BD-150x150.jpg&quot;,&quot;likes&quot;:12}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"36553\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/autorisation-decouvert\/\"\n         data-title=\"Autorisation de d\u00e9couvert : fonctionnement, frais et limites\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">5 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/autorisation-decouvert\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/decouvert-autorise-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/decouvert-autorise-_BD-873x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/decouvert-autorise-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/decouvert-autorise-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">La carte<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Autorisation de d\u00e9couvert : fonctionnement, frais et limites<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:750,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/comment-etablir-votre-budget\/&quot;,&quot;title&quot;:&quot;Comment \u00e9tablir votre budget ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/etablir-budget-_BD-150x150.jpg&quot;,&quot;likes&quot;:20}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"750\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/comment-etablir-votre-budget\/\"\n         data-title=\"Comment \u00e9tablir votre budget ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">5 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/comment-etablir-votre-budget\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/etablir-budget-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/etablir-budget-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/etablir-budget-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/etablir-budget-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Au quotidien<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Comment \u00e9tablir votre budget ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En cas de difficult\u00e9s financi\u00e8res, l'important est d'agir rapidement. Lorsque la situation devient difficile et les dettes s\u2019accumulent, cela peut cr\u00e9er un sentiment d'isolement, de stress et de questionnement : que faire en cas de probl\u00e8mes d'argent ? Ne restez pas seul, il existe de nombreuses solutions et des organismes pr\u00eats \u00e0 vous accompagner. J'ai [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":23617,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":31,"views":48667,"viewed_at":"1778495724","newsletter":"1","_yoast_wpseo_primary_category":127,"footnotes":""},"categories":[127,270,275],"tags":[],"class_list":["post-2335","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-en-cas-de-difficultes","category-mes-moments-de-vie","category-mon-budget"],"yoast_head":"<title>Difficult\u00e9s financi\u00e8res : comment se faire accompagner ? - En cas de difficult\u00e9s - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"En cas de difficult\u00e9s financi\u00e8res, r\u00e9agir t\u00f4t est essentiel. Ne restez pas seul, plusieurs interlocuteurs peuvent vous aider, tour d&#039;horizon.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ? - En cas de difficult\u00e9s - Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"og:description\" content=\"En cas de difficult\u00e9s financi\u00e8res, r\u00e9agir t\u00f4t est essentiel. Ne restez pas seul, plusieurs interlocuteurs peuvent vous aider, tour d&#039;horizon.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/\" \/>\n<meta property=\"og:site_name\" content=\"Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-10T10:00:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-08T08:19:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"705\" \/>\n\t<meta property=\"og:image:height\" content=\"470\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"bdurand\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bdurand\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/\"},\"author\":{\"name\":\"bdurand\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\"},\"headline\":\"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ?\",\"datePublished\":\"2025-09-10T10:00:58+00:00\",\"dateModified\":\"2026-09-08T08:19:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/\"},\"wordCount\":1400,\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2023\\\/09\\\/difficultes-705x470-1.jpg\",\"articleSection\":[\"En cas de difficult\u00e9s\",\"Mes moments de vie\",\"Mon budget\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/\",\"name\":\"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ? - En cas de difficult\u00e9s - Les cl\u00e9s de la banque - Particulier\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2023\\\/09\\\/difficultes-705x470-1.jpg\",\"datePublished\":\"2025-09-10T10:00:58+00:00\",\"dateModified\":\"2026-09-08T08:19:00+00:00\",\"description\":\"En cas de difficult\u00e9s financi\u00e8res, r\u00e9agir t\u00f4t est essentiel. Ne restez pas seul, plusieurs interlocuteurs peuvent vous aider, tour d'horizon.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2023\\\/09\\\/difficultes-705x470-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2023\\\/09\\\/difficultes-705x470-1.jpg\",\"width\":705,\"height\":470},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/se-faire-accompagner-en-cas-de-difficultes-financieres\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#website\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\",\"name\":\"Les cl\u00e9s de la banque - Particulier\",\"description\":\"Les cl\u00e9s de la banque - Particulier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\",\"name\":\"Les cl\u00e9s de la banque - Particulier\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2.png\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2.png\",\"width\":150,\"height\":100,\"caption\":\"Les cl\u00e9s de la banque - Particulier\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\",\"name\":\"bdurand\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"caption\":\"bdurand\"}}]}<\/script>","yoast_head_json":{"title":"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ? - En cas de difficult\u00e9s - Les cl\u00e9s de la banque - Particulier","description":"En cas de difficult\u00e9s financi\u00e8res, r\u00e9agir t\u00f4t est essentiel. Ne restez pas seul, plusieurs interlocuteurs peuvent vous aider, tour d'horizon.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/","og_locale":"fr_FR","og_type":"article","og_title":"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ? - En cas de difficult\u00e9s - Les cl\u00e9s de la banque - Particulier","og_description":"En cas de difficult\u00e9s financi\u00e8res, r\u00e9agir t\u00f4t est essentiel. Ne restez pas seul, plusieurs interlocuteurs peuvent vous aider, tour d'horizon.","og_url":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/","og_site_name":"Les cl\u00e9s de la banque - Particulier","article_published_time":"2025-09-10T10:00:58+00:00","article_modified_time":"2026-09-08T08:19:00+00:00","og_image":[{"width":705,"height":470,"url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1.jpg","type":"image\/jpeg"}],"author":"bdurand","twitter_card":"summary_large_image","twitter_misc":{"Written by":"bdurand","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/#article","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/"},"author":{"name":"bdurand","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/person\/11d94f4884ca2132a01990794f242bfa"},"headline":"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ?","datePublished":"2025-09-10T10:00:58+00:00","dateModified":"2026-09-08T08:19:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/"},"wordCount":1400,"publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1.jpg","articleSection":["En cas de difficult\u00e9s","Mes moments de vie","Mon budget"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/","name":"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ? - En cas de difficult\u00e9s - Les cl\u00e9s de la banque - Particulier","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/#primaryimage"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1.jpg","datePublished":"2025-09-10T10:00:58+00:00","dateModified":"2026-09-08T08:19:00+00:00","description":"En cas de difficult\u00e9s financi\u00e8res, r\u00e9agir t\u00f4t est essentiel. Ne restez pas seul, plusieurs interlocuteurs peuvent vous aider, tour d'horizon.","breadcrumb":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/#primaryimage","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1.jpg","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1.jpg","width":705,"height":470},{"@type":"BreadcrumbList","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lesclesdelabanque.com\/particulier\/"},{"@type":"ListItem","position":2,"name":"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ?"}]},{"@type":"WebSite","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#website","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/","name":"Les cl\u00e9s de la banque - Particulier","description":"Les cl\u00e9s de la banque - Particulier","publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lesclesdelabanque.com\/particulier\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization","name":"Les cl\u00e9s de la banque - Particulier","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/logo\/image\/","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2.png","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2.png","width":150,"height":100,"caption":"Les cl\u00e9s de la banque - Particulier"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/person\/11d94f4884ca2132a01990794f242bfa","name":"bdurand","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","caption":"bdurand"}}]}},"_links":{"self":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts\/2335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/comments?post=2335"}],"version-history":[{"count":0,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts\/2335\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/media\/23617"}],"wp:attachment":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/media?parent=2335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/categories?post=2335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/tags?post=2335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}