{"id":272,"date":"2026-07-08T00:00:00","date_gmt":"2026-07-07T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2019\/07\/08\/comment-regler-mes-depenses-en-voyage-a-letranger\/"},"modified":"2026-07-09T16:44:45","modified_gmt":"2026-07-09T14:44:45","slug":"guide-payer-a-letranger","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-payer-a-letranger\/","title":{"rendered":"Comment payer \u00e0 l'\u00e9tranger ?"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\"><strong>Lors d'un voyage \u00e0 l'\u00e9tranger, la question des paiements peut rapidement devenir une source de pr\u00e9occupation : comment r\u00e9gler ses achats, retirer de l'argent et \u00e9viter les frais impr\u00e9vus ? Quels sont les moyens de paiement \u00e0 privil\u00e9gier et comment les utiliser au mieux ? <strong>Une bonne pr\u00e9paration est la cl\u00e9 pour voyager l'esprit tranquille<\/strong> car la r\u00e9ponse varie selon le pays de destination.<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure data-wp-interactive=\"cdb\/lightbox\" class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" aria-haspopup=\"dialog\" data-wp-on--click=\"actions.open\" data-wp-on--keydown=\"actions.key\" role=\"button\" tabindex=\"0\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Miniature-payer-a-etranger.png\" alt=\"\" class=\"wp-image-35750\" width=\"294\" height=\"410\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Miniature-payer-a-etranger.png 587w, https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Miniature-payer-a-etranger-215x300.png 215w, https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Miniature-payer-a-etranger-57x80.png 57w, https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Miniature-payer-a-etranger-337x470.png 337w, https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Miniature-payer-a-etranger-179x250.png 179w, https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Miniature-payer-a-etranger-36x50.png 36w, https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Miniature-payer-a-etranger-550x767.png 550w\" sizes=\"auto, (max-width: 294px) 100vw, 294px\" \/><\/figure><\/div>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Guide-7-Payer-a-e\u0301tranger-1<\/p><p class=\"postAttachment__fileSize\">215,4 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Guide-7-Payer-a-e\u0301tranger-1&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Guide-7-Payer-a-e\u0301tranger-1\" href=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2026\/07\/Guide-7-Payer-a-e\u0301tranger-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Guide-7-Payer-a-e\u0301tranger-1<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\">Avant le d\u00e9part : une pr\u00e9paration essentielle<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Avant de faire vos valises, pour \u00e9viter les mauvaises surprises, quelques v\u00e9rifications s'imposent. Anticiper vos moyens de paiement vous permettra de voyager en toute s\u00e9r\u00e9nit\u00e9 et vous aidera \u00e0 maitriser votre budget.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Votre carte bancaire, votre meilleure alli\u00e9e<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">En France, comme \u00e0 l'\u00e9tranger, la carte bancaire est pratique pour la majorit\u00e9 de vos d\u00e9penses et retraits.<br>Pour \u00eatre s\u00fbr qu'elle fonctionnera sans accroc :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>V\u00e9rifiez sa date d'expiration<\/strong> et demandez un renouvellement anticip\u00e9 si n\u00e9cessaire.<\/li><li><strong>Informez votre banque<\/strong> de vos dates et de votre destination de voyage pour \u00e9viter un blocage pour suspicion de fraude.<\/li><li><strong>Adaptez les plafonds<\/strong> de paiement et de retrait selon vos besoins estim\u00e9s sur place.<\/li><li><strong>Activez les op\u00e9rations \u00e0 l'\u00e9tranger<\/strong> via votre application bancaire si cette option est requise.<\/li><li><strong>Notez le num\u00e9ro d'urgence<\/strong> pour faire opposition rapidement en cas de perte ou de vol.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>\u00c0 noter :<\/strong> il peut \u00eatre judicieux de pr\u00e9voir une deuxi\u00e8me carte bancaire, \u00e0 conserver s\u00e9par\u00e9ment de la premi\u00e8re, en cas de probl\u00e8me.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Faut-il emporter des esp\u00e8ces ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00eame si la carte est tr\u00e8s largement accept\u00e9e, il reste indispensable d'avoir un peu d'argent liquide sur soi. Les esp\u00e8ces peuvent vous \u00eatre utiles pour les premi\u00e8res d\u00e9penses en arrivant (taxi, transports) et pour les achats dans les petits commerces, sur les march\u00e9s ou dans les zones plus recul\u00e9es o\u00f9 la carte n'est pas toujours accept\u00e9e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous partez hors de la zone euro, il est conseill\u00e9 de vous renseigner sur la monnaie locale (devise). Vous pouvez changer une somme raisonnable avant de partir aupr\u00e8s de votre banque ou d'un bureau de change.<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>Attention <\/strong>: certaines devises ne sont disponibles que dans leur pays d'origine.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sur place : les bons r\u00e9flexes pour payer malin et en s\u00e9curit\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Une fois arriv\u00e9 \u00e0 destination, quelques habitudes simples vous permettront de g\u00e9rer vos finances efficacement et de vous pr\u00e9munir contre les risques.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Privil\u00e9giez le paiement en devise locale<\/strong>. Lors d'un paiement par carte ou d'un retrait, le terminal ou le distributeur peut vous proposer une conversion en euros. Il est souvent plus avantageux de refuser et de choisir le paiement dans la monnaie du pays pour \u00e9viter des taux de change d\u00e9favorables.<\/li><li><strong>Utilisez des distributeurs automatiques (ATM) s\u00e9curis\u00e9s<\/strong>, de pr\u00e9f\u00e9rence ceux attenants \u00e0 une agence bancaire. En cas de doute sur l'apparence d'un distributeur, il est plus prudent de ne pas l'utiliser.<\/li><li><strong>Ne conservez pas tout votre argent au m\u00eame endroit<\/strong>. R\u00e9partissez vos esp\u00e8ces et vos cartes pour limiter les risques en cas de vol.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">\u26a0\ufe0f Pour vous aider \u00e0 y voir plus clair, nous avons con\u00e7u un parcours interactif :<strong>&nbsp;<a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/payer-a-etranger\/\" target=\"_blank\" rel=\"noreferrer noopener\">Payer \u00e0 l'\u00e9tranger : ce qu'il faut savoir avant de partir<\/a><\/strong>.<br>\u23f1\ufe0f 5 minutes pour booster ses comp\u00e9tences !<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Le cas des autres moyens de paiement<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si la carte et les esp\u00e8ces sont les rois du voyage, qu'en est-il des autres solutions ?<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Paiement mobile et sans contact<\/strong> : ils fonctionnent de plus en plus \u00e0 l'\u00e9tranger, notamment dans les zones touristiques, sur les terminaux compatibles. Les plafonds d'utilisation restent les m\u00eames qu'en France.<\/li><li><strong>Virements<\/strong> : le virement n\u2019est pas forc\u00e9ment adapt\u00e9 aux paiements quotidiens mais il pourra vous \u00eatre utile. Dans la Zone SEPA, il s'effectue au m\u00eame tarif qu'en France. Hors zone SEPA, les virements sont plus lents et co\u00fbteux.<\/li><li><strong>Ch\u00e8ques<\/strong> : Votre ch\u00e9quier fran\u00e7ais ne vous sera pas utile \u00e0 l'\u00e9tranger. Il est recommand\u00e9 de le laisser en s\u00e9curit\u00e9 \u00e0 votre domicile.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">L'essentiel \u00e0 retenir<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour des paiements \u00e0 l'\u00e9tranger sans stress, voici les points cl\u00e9s :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Diversifiez vos moyens de paiement<\/strong> en emportant au moins une carte bancaire et des esp\u00e8ces.<\/li><li><strong>Pr\u00e9parez votre voyage<\/strong> en avertissant votre banque et en v\u00e9rifiant les conditions d'utilisation de votre carte.<\/li><li><strong>Privil\u00e9giez toujours le paiement en devise locale<\/strong> lorsque vous \u00eates hors de la zone euro pour limiter les frais de change.<\/li><li><strong>Surveillez vos comptes<\/strong> pendant et apr\u00e8s votre s\u00e9jour pour d\u00e9tecter rapidement toute op\u00e9ration anormale.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Lire la suite du guide \"Payer \u00e0 l'\u00e9tranger\" :<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Quels sont les avantages de la carte<\/li><li>bancaire \u00e0 l\u2019\u00e9tranger ?<\/li><li>Comment \u00eatre s\u00fbr que ma carte fonctionnera ?<\/li><li>Quelles pr\u00e9cautions prendre pour ma carte ?<\/li><li>Comment obtenir une carte de remplacement en urgence ?<\/li><li>Dois-je emporter des esp\u00e8ces avant de partir ?<\/li><li>Quelles pr\u00e9cautions pour mon argent liquide ?<\/li><li>Paiement mobile, sans contact, cartes<\/li><li>pr\u00e9pay\u00e9es, ch\u00e8ques, ch\u00e8ques vacances fonctionnent-ils \u00e0 l\u2019\u00e9tranger ?<\/li><li>Puis-je faire des virements si besoin ?<\/li><li>Quelles pr\u00e9cautions \u00e0 mon retour en France ?<\/li><li>L\u2019essentiel<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div style=\"height:39px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link\" href=\"https:\/\/fr.calameo.com\/read\/0020247057f27b4250334\" target=\"_blank\" rel=\"noreferrer noopener\">Feuilleter<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>Vous \u00eates travailleur social ? <\/strong>Nous vous proposons ce flyer (\u00e0 imprimer par vos soins) pour remettre aux publics que vous accompagnez. Il pr\u00e9sente rapidement le sujet et contient un QR code permettant d'aller consulter le guide en ligne.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">FLYER-payer-a-letranger<\/p><p class=\"postAttachment__fileSize\">1,4 Mo<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;FLYER-payer-a-letranger&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"FLYER-payer-a-letranger\" href=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/10\/FLYER-payer-a-letranger.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger FLYER-payer-a-letranger<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use 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srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/assurances-services-lies-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/assurances-services-lies-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Disposer d\u2019une carte<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Choisir les assurances et les services li\u00e9s \u00e0 la carte bancaire<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div 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Consulter ses comptes, effectuer un virement ou r\u00e9gler un achat en ligne...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication\" style=\"background-color: #f9ae41\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:8089,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/linformation-sur-les-tarifs-bancaires\/&quot;,&quot;title&quot;:&quot;L\\u0027information sur les tarifs bancaires&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:24}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"8089\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/linformation-sur-les-tarifs-bancaires\/\"\n         data-title=\"L&#039;information sur les tarifs bancaires\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"L&#039;information sur les tarifs bancaires\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/linformation-sur-les-tarifs-bancaires\/\">\n                L&#039;information sur les tarifs bancaires            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">C&#039;est bien s\u00fbr au moment de choisir sa banque et d&#039;ouvrir un compte qu&#039;on est le plus souvent attentif aux tarifs bancaires. S&#039;il est important de suivre l&#039;\u00e9volution de ces...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Lors d'un voyage \u00e0 l'\u00e9tranger, la question des paiements peut rapidement devenir une source de pr\u00e9occupation : comment r\u00e9gler ses achats, retirer de l'argent et \u00e9viter les frais impr\u00e9vus ? Quels sont les moyens de paiement \u00e0 privil\u00e9gier et comment les utiliser au mieux ? Une bonne pr\u00e9paration est la cl\u00e9 pour voyager l'esprit tranquille [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":16,"views":17911,"viewed_at":"1778493227","newsletter":"0","_yoast_wpseo_primary_category":6,"footnotes":""},"categories":[6,153,4,99,78],"tags":[],"class_list":["post-272","post","type-post","status-publish","format-standard","hentry","category-guides-bancaires","category-les-paiements-a-letranger","category-boite-a-outils","category-moyens-de-paiement","category-paiement"],"yoast_head":"<title>Comment payer \u00e0 l&#039;\u00e9tranger ? - Guides bancaires - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Vous partez \u00e0 l&#039;\u00e9tranger ? D\u00e9couvrez comment g\u00e9rer vos paiements (carte, esp\u00e8ces, mobile) et \u00e9viter les frais. 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