{"id":332,"date":"2023-09-04T09:00:00","date_gmt":"2023-09-04T07:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2018\/12\/07\/la-procedure-de-surendettement\/"},"modified":"2025-07-31T10:20:59","modified_gmt":"2025-07-31T08:20:59","slug":"guide-procedure-surendettement","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/","title":{"rendered":"La proc\u00e9dure de surendettement"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">Vous rencontrez des difficult\u00e9s pour r\u00e9gler vos d\u00e9penses et rembourser vos cr\u00e9dits\u2026 vos dettes augmentent ? N\u2019attendez pas : adressez-vous \u00e0 la Banque de France de votre d\u00e9partement pour b\u00e9n\u00e9ficier de la proc\u00e9dure de surendettement. La commission de surendettement examinera votre dossier. Et s\u2019il est d\u00e9clar\u00e9 recevable, elle vous orientera vers une solution adapt\u00e9e \u00e0 votre situation financi\u00e8re. Cette proc\u00e9dure est gratuite.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure data-wp-interactive=\"cdb\/lightbox\" class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" aria-haspopup=\"dialog\" data-wp-on--click=\"actions.open\" data-wp-on--keydown=\"actions.key\" role=\"button\" tabindex=\"0\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement.png\" alt=\"\" class=\"wp-image-32075\" width=\"317\" height=\"437\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement.png 633w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement-217x300.png 217w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement-290x400.png 290w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement-58x80.png 58w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement-340x470.png 340w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement-181x250.png 181w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement-36x50.png 36w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement-550x759.png 550w\" sizes=\"auto, (max-width: 317px) 100vw, 317px\" \/><\/figure><\/div>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Mini-guide-22-La-procedure-de-surendettement<\/p><p class=\"postAttachment__fileSize\">236,0 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Mini-guide-22-La-procedure-de-surendettement&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Mini-guide-22-La-procedure-de-surendettement\" href=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/11\/Mini-guide-22-La-procedure-de-surendettement.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Mini-guide-22-La-procedure-de-surendettement<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\">Puis-je b\u00e9n\u00e9ficier de la proc\u00e9dure de surendettement ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vous \u00eates domicili\u00e9 en France ou vous \u00eates de nationalit\u00e9 fran\u00e7aise et domicili\u00e9 \u00e0 l\u2019\u00e9tranger ? Et vos cr\u00e9anciers sont \u00e9tablis en France ? Vous pouvez b\u00e9n\u00e9ficier de la proc\u00e9dure de surendettement <strong>si, de bonne foi, vous \u00eates dans l\u2019incapacit\u00e9 manifeste de faire face \u00e0 l\u2019ensemble de vos dettes.<\/strong><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A savoir : Peu importe que vous soyez propri\u00e9taire ou locataire de votre logement.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Toutes mes dettes sont-elles concern\u00e9es ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Les dettes personnelles et professionnelles <\/strong>(sauf statut d'activit\u00e9 in\u00e9ligible)<strong> sont concern\u00e9es.<\/strong> Il s\u2019agit notamment :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>d\u2019\u00e9ch\u00e9ances impay\u00e9es de pr\u00eat immobilier ou \u00e0 la consommation ;<\/li><li>de factures impay\u00e9es d\u2019\u00e9nergie, d\u2019eau, de t\u00e9l\u00e9phone ou de loyers impay\u00e9s ;<\/li><li>d\u2019arri\u00e9r\u00e9s d\u2019imp\u00f4ts ;<\/li><li>de dettes issues d\u2019un engagement de caution.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A savoir : Les dettes alimentaires, amendes li\u00e9es \u00e0 une condamnation p\u00e9nale, r\u00e9parations aux victimes, pr\u00eats sur gage, dettes ayant pour origine des man\u0153uvres frauduleuses commises au pr\u00e9judice d\u2019un organisme de protection sociale sont exclus de la proc\u00e9dure ou sont trait\u00e9s selon des modalit\u00e9s particuli\u00e8res.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A qui m\u2019adresser ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.banque-france.fr\/\" target=\"_blank\" rel=\"noreferrer noopener\">La Banque de France<\/a><\/strong> est votre interlocuteur unique. Elle assure le secr\u00e9tariat de la commission de surendettement, g\u00e9n\u00e9ralement implant\u00e9e dans sa succursale d\u00e9partementale. Vous pouvez vous faire accompagner dans vos d\u00e9marches par une assistante sociale (<a href=\"https:\/\/www.economie.gouv.fr\/cedef\/point-conseil-budget-pcb\" target=\"_blank\" rel=\"noreferrer noopener\">Point Conseil Budget<\/a> ou Centre Communal d\u2019Action Sociale) ou une association sp\u00e9cialis\u00e9e dans l\u2019aide aux personnes en difficult\u00e9s. N\u2019h\u00e9sitez pas \u00e0 solliciter leur soutien.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Lire la suite du guide \"La proc\u00e9dure de surendettement\" : <\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Comment <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/deposer-un-dossier-de-surendettement\/\" target=\"_blank\" rel=\"noreferrer noopener\">d\u00e9poser mon dossier<\/a> ?<\/li><li>Quelles sont les cons\u00e9quences du d\u00e9p\u00f4t de mon dossier ?<\/li><li><a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/surendettement-si-le-dossier-est-accepte\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mon dossier est d\u00e9clar\u00e9 recevable<\/a> : que se passe-t-il ?<\/li><li>Et au niveau de ma banque ?<\/li><li>Que peut me proposer la commission de surendettement ?<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link\" href=\"https:\/\/fr.calameo.com\/read\/0020247053983cacbe92c\" target=\"_blank\" rel=\"noreferrer noopener\">Feuilleter le guide<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>Vous \u00eates travailleur social ? <\/strong>Nous vous proposons ce flyer (\u00e0 imprimer par vos soins) pour remettre aux publics que vous accompagnez. Il pr\u00e9sente rapidement le sujet et contient un QR code permettant d'aller consulter le guide en ligne.<\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Flyer-procedure-surendettement<\/p><p class=\"postAttachment__fileSize\">488,9 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Flyer-procedure-surendettement&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Flyer-procedure-surendettement\" href=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/Flyer-procedure-surendettement.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Flyer-procedure-surendettement<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:32607,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/reconnaitre-violences-economiques\/&quot;,&quot;title&quot;:&quot;Sachons reconna\u00eetre les violences \u00e9conomiques,\u202fpour n\u2019\u00eatre ni auteur ni victime !&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/violence-eco-150x150.jpg&quot;,&quot;likes&quot;:21}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"32607\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/reconnaitre-violences-economiques\/\"\n         data-title=\"Sachons reconna\u00eetre les violences \u00e9conomiques,\u202fpour n\u2019\u00eatre ni auteur ni victime !\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">5 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/reconnaitre-violences-economiques\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/violence-eco-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/violence-eco-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/violence-eco-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/violence-eco.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">En cas de difficult\u00e9s<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Sachons reconna\u00eetre les violences \u00e9conomiques,\u202fpour n\u2019\u00eatre ni auteur ni victime !<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:24800,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/une-aide-financiere-durgence-pour-les-victimes-de-violence-conjugale\/&quot;,&quot;title&quot;:&quot;Une aide financi\u00e8re d\\u0027urgence pour les victimes de violence conjugale&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/12\/aide-urgence-2-150x150.jpg&quot;,&quot;likes&quot;:12}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"24800\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/une-aide-financiere-durgence-pour-les-victimes-de-violence-conjugale\/\"\n         data-title=\"Une aide financi\u00e8re d&#039;urgence pour les victimes de violence conjugale\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">5 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/une-aide-financiere-durgence-pour-les-victimes-de-violence-conjugale\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/12\/aide-urgence-2-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/12\/aide-urgence-2-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/12\/aide-urgence-2-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/12\/aide-urgence-2.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">J&#039;ai des difficult\u00e9s<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Une aide financi\u00e8re d&#039;urgence pour les victimes de violence conjugale<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:2335,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/&quot;,&quot;title&quot;:&quot;Difficult\u00e9s financi\u00e8res : comment se faire accompagner ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1-150x150.jpg&quot;,&quot;likes&quot;:31}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"2335\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/\"\n         data-title=\"Difficult\u00e9s financi\u00e8res : comment se faire accompagner ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">5 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/se-faire-accompagner-en-cas-de-difficultes-financieres\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1-705x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2023\/09\/difficultes-705x470-1.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">En cas de difficult\u00e9s<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Difficult\u00e9s financi\u00e8res : comment se faire accompagner ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:13440,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/attention-aux-mini-credits\/&quot;,&quot;title&quot;:&quot;Attention aux mini-cr\u00e9dits&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/09\/mini-credit-150x150.jpg&quot;,&quot;likes&quot;:47}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"13440\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/attention-aux-mini-credits\/\"\n         data-title=\"Attention aux mini-cr\u00e9dits\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">5 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/attention-aux-mini-credits\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/09\/mini-credit-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/09\/mini-credit-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/09\/mini-credit-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/09\/mini-credit.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Mes cr\u00e9dits<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Attention aux mini-cr\u00e9dits<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Autres guides                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Autres guides<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"publications\"><div class=\"publications__inner\"><article class=\"publication publication--extract\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:396,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/reagir-perte-revenus\/&quot;,&quot;title&quot;:&quot;Bien r\u00e9agir en cas de perte de revenus&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:39}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"396\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/reagir-perte-revenus\/\"\n         data-title=\"Bien r\u00e9agir en cas de perte de revenus\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Bien r\u00e9agir en cas de perte de revenus\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/reagir-perte-revenus\/\">\n                Bien r\u00e9agir en cas de perte de revenus            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">Ch\u00f4mage, maladie, s\u00e9paration\u2026 les accidents de la vie engendrent souvent une perte de revenus. Comment faire face aux d\u00e9penses courantes et au remboursement des cr\u00e9dits alors...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication\" style=\"background-color: #ffbb48\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:337,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-microcredit-personnel-accompagne\/&quot;,&quot;title&quot;:&quot;Le microcr\u00e9dit personnel accompagn\u00e9&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:12}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"337\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-microcredit-personnel-accompagne\/\"\n         data-title=\"Le microcr\u00e9dit personnel accompagn\u00e9\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Le microcr\u00e9dit personnel accompagn\u00e9\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-microcredit-personnel-accompagne\/\">\n                Le microcr\u00e9dit personnel accompagn\u00e9            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">Le microcr\u00e9dit personnel accompagn\u00e9 se veut compl\u00e9mentaire des dispositifs traditionnels de l&#039;aide sociale. Son utilisation reste \u00e0 l&#039;appr\u00e9ciation et sur proposition des...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication publication--extract\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:578,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-fraudes-aux-operations-bancaires\/&quot;,&quot;title&quot;:&quot;Fraudes aux op\u00e9rations bancaires : comprendre, \u00e9viter, r\u00e9agir&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:86}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"578\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-fraudes-aux-operations-bancaires\/\"\n         data-title=\"Fraudes aux op\u00e9rations bancaires : comprendre, \u00e9viter, r\u00e9agir\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Fraudes aux op\u00e9rations bancaires : comprendre, \u00e9viter, r\u00e9agir\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-fraudes-aux-operations-bancaires\/\">\n                Fraudes aux op\u00e9rations bancaires : comprendre, \u00e9viter, r\u00e9agir            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">Les services bancaires \u00e0 distance et les moyens de paiement num\u00e9riques font partie du quotidien. Consulter ses comptes, effectuer un virement ou r\u00e9gler un achat en ligne...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication\" style=\"background-color: #ffbb48\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:69,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-maitriser-mon-budget\/&quot;,&quot;title&quot;:&quot;Ma\u00eetriser mon budget&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:116}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"69\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-maitriser-mon-budget\/\"\n         data-title=\"Ma\u00eetriser mon budget\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">5 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Hors-s\u00e9rie<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Ma\u00eetriser mon budget\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-maitriser-mon-budget\/\">\n                Ma\u00eetriser mon budget            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">G\u00e9rer son budget peut sembler fastidieux, on ne sait pas toujours comment proc\u00e9der, par o\u00f9 commencer, ni quels outils utiliser. C\u2019est pourtant particuli\u00e8rement utile pour...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Vous rencontrez des difficult\u00e9s pour r\u00e9gler vos d\u00e9penses et rembourser vos cr\u00e9dits\u2026 vos dettes augmentent ? N\u2019attendez pas : adressez-vous \u00e0 la Banque de France de votre d\u00e9partement pour b\u00e9n\u00e9ficier de la proc\u00e9dure de surendettement. La commission de surendettement examinera votre dossier. Et s\u2019il est d\u00e9clar\u00e9 recevable, elle vous orientera vers une solution adapt\u00e9e \u00e0 [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":43,"views":18038,"viewed_at":"1778492951","newsletter":"0","_yoast_wpseo_primary_category":6,"footnotes":""},"categories":[33,6,4],"tags":[],"class_list":["post-332","post","type-post","status-publish","format-standard","hentry","category-difficultes","category-guides-bancaires","category-boite-a-outils"],"yoast_head":"<title>La proc\u00e9dure de surendettement - Guides bancaires - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Vous rencontrez des difficult\u00e9s pour r\u00e9gler vos d\u00e9penses, rembourser vos cr\u00e9dits\u2026 vos dettes augmentent ? Adressez-vous \u00e0 la Banque de France.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La proc\u00e9dure de surendettement - Guides bancaires - Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"og:description\" content=\"Vous rencontrez des difficult\u00e9s pour r\u00e9gler vos d\u00e9penses, rembourser vos cr\u00e9dits\u2026 vos dettes augmentent ? Adressez-vous \u00e0 la Banque de France.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/\" \/>\n<meta property=\"og:site_name\" content=\"Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-04T07:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-31T08:20:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement.png\" \/>\n\t<meta property=\"og:image:width\" content=\"633\" \/>\n\t<meta property=\"og:image:height\" content=\"874\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"stavares\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"stavares\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/\"},\"author\":{\"name\":\"stavares\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/person\\\/e487a34cd7d9e3d5deccf435a6c97ff7\"},\"headline\":\"La proc\u00e9dure de surendettement\",\"datePublished\":\"2023-09-04T07:00:00+00:00\",\"dateModified\":\"2025-07-31T08:20:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/\"},\"wordCount\":443,\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2024\\\/10\\\/vignette-procedure-surendettement.png\",\"articleSection\":[\"Difficult\u00e9s\",\"Guides bancaires\",\"Ma bo\u00eete \u00e0 outils\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/\",\"name\":\"La proc\u00e9dure de surendettement - Guides bancaires - Les cl\u00e9s de la banque - Particulier\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2024\\\/10\\\/vignette-procedure-surendettement.png\",\"datePublished\":\"2023-09-04T07:00:00+00:00\",\"dateModified\":\"2025-07-31T08:20:59+00:00\",\"description\":\"Vous rencontrez des difficult\u00e9s pour r\u00e9gler vos d\u00e9penses, rembourser vos cr\u00e9dits\u2026 vos dettes augmentent ? Adressez-vous \u00e0 la Banque de France.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2024\\\/10\\\/vignette-procedure-surendettement.png\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2024\\\/10\\\/vignette-procedure-surendettement.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/guide-procedure-surendettement\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"La proc\u00e9dure de surendettement\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#website\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\",\"name\":\"Les cl\u00e9s de la banque - Particulier\",\"description\":\"Les cl\u00e9s de la banque - Particulier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\",\"name\":\"Les cl\u00e9s de la banque - Particulier\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2.png\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2.png\",\"width\":150,\"height\":100,\"caption\":\"Les cl\u00e9s de la banque - Particulier\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/person\\\/e487a34cd7d9e3d5deccf435a6c97ff7\",\"name\":\"stavares\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5cc28294dbf9a99b35b14eb8950904e35476ed5aa434f96f8bcc8ccff59bab58?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5cc28294dbf9a99b35b14eb8950904e35476ed5aa434f96f8bcc8ccff59bab58?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5cc28294dbf9a99b35b14eb8950904e35476ed5aa434f96f8bcc8ccff59bab58?s=96&d=mm&r=g\",\"caption\":\"stavares\"}}]}<\/script>","yoast_head_json":{"title":"La proc\u00e9dure de surendettement - Guides bancaires - Les cl\u00e9s de la banque - Particulier","description":"Vous rencontrez des difficult\u00e9s pour r\u00e9gler vos d\u00e9penses, rembourser vos cr\u00e9dits\u2026 vos dettes augmentent ? Adressez-vous \u00e0 la Banque de France.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/","og_locale":"fr_FR","og_type":"article","og_title":"La proc\u00e9dure de surendettement - Guides bancaires - Les cl\u00e9s de la banque - Particulier","og_description":"Vous rencontrez des difficult\u00e9s pour r\u00e9gler vos d\u00e9penses, rembourser vos cr\u00e9dits\u2026 vos dettes augmentent ? Adressez-vous \u00e0 la Banque de France.","og_url":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/","og_site_name":"Les cl\u00e9s de la banque - Particulier","article_published_time":"2023-09-04T07:00:00+00:00","article_modified_time":"2025-07-31T08:20:59+00:00","og_image":[{"width":633,"height":874,"url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement.png","type":"image\/png"}],"author":"stavares","twitter_card":"summary_large_image","twitter_misc":{"Written by":"stavares","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/#article","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/"},"author":{"name":"stavares","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/person\/e487a34cd7d9e3d5deccf435a6c97ff7"},"headline":"La proc\u00e9dure de surendettement","datePublished":"2023-09-04T07:00:00+00:00","dateModified":"2025-07-31T08:20:59+00:00","mainEntityOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/"},"wordCount":443,"publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement.png","articleSection":["Difficult\u00e9s","Guides bancaires","Ma bo\u00eete \u00e0 outils"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/","name":"La proc\u00e9dure de surendettement - Guides bancaires - Les cl\u00e9s de la banque - Particulier","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/#primaryimage"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement.png","datePublished":"2023-09-04T07:00:00+00:00","dateModified":"2025-07-31T08:20:59+00:00","description":"Vous rencontrez des difficult\u00e9s pour r\u00e9gler vos d\u00e9penses, rembourser vos cr\u00e9dits\u2026 vos dettes augmentent ? Adressez-vous \u00e0 la Banque de France.","breadcrumb":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/#primaryimage","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement.png","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/10\/vignette-procedure-surendettement.png"},{"@type":"BreadcrumbList","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-procedure-surendettement\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lesclesdelabanque.com\/particulier\/"},{"@type":"ListItem","position":2,"name":"La proc\u00e9dure de surendettement"}]},{"@type":"WebSite","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#website","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/","name":"Les cl\u00e9s de la banque - Particulier","description":"Les cl\u00e9s de la banque - Particulier","publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lesclesdelabanque.com\/particulier\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization","name":"Les cl\u00e9s de la banque - Particulier","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/logo\/image\/","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2.png","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2.png","width":150,"height":100,"caption":"Les cl\u00e9s de la banque - Particulier"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/person\/e487a34cd7d9e3d5deccf435a6c97ff7","name":"stavares","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/5cc28294dbf9a99b35b14eb8950904e35476ed5aa434f96f8bcc8ccff59bab58?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5cc28294dbf9a99b35b14eb8950904e35476ed5aa434f96f8bcc8ccff59bab58?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5cc28294dbf9a99b35b14eb8950904e35476ed5aa434f96f8bcc8ccff59bab58?s=96&d=mm&r=g","caption":"stavares"}}]}},"_links":{"self":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts\/332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/comments?post=332"}],"version-history":[{"count":0,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts\/332\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/media?parent=332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/categories?post=332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/tags?post=332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}