{"id":38224,"date":"2026-06-02T11:37:15","date_gmt":"2026-06-02T09:37:15","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/?p=38224"},"modified":"2026-09-28T15:23:43","modified_gmt":"2026-09-28T13:23:43","slug":"infographie-limiter-frais-etranger","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/infographie-limiter-frais-etranger\/","title":{"rendered":"6 r\u00e9flexes pour limiter ses frais \u00e0 l'\u00e9tranger"},"content":{"rendered":"\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2026\/06\/INFOG-LIMITER-SES-FRAIS-A-LETRANGER.png\" target=\"_blank\" rel=\"noreferrer noopener\">Voir l'infographie<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"has-normal-font-size wp-block-heading\">Voyager \u00e0 l\u2019\u00e9tranger, c\u2019est souvent synonyme de d\u00e9paysement\u2026 mais aussi de frais, parfois inattendus. Paiements par carte, retraits, change de devises, assurances\u202f: de nombreux co\u00fbts peuvent s\u2019additionner sans que l\u2019on s\u2019en rende compte. Voici les comment les anticiper avant le d\u00e9part, pour mieux les limiter.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Je v\u00e9rifie mes moyens de paiement<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Avant le d\u00e9part, prenez le temps de v\u00e9rifier que vos moyens de paiement sont r\u00e9ellement utilisables dans votre pays de destination.<br>Il vaut mieux s'y int\u00e9resser avant le d\u00e9part car, d\u00e9couvrir ces frais une fois sur place, apr\u00e8s avoir multipli\u00e9 les paiements, peut co\u00fbter cher.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">La carte bancaire : <\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Toutes les cartes ne sont pas accept\u00e9es partout (certains pays privil\u00e9gient Visa ou Mastercard).<\/li><li>Les cartes haut de gamme incluent parfois moins de frais \u00e0 l\u2019\u00e9tranger.<\/li><li>Certaines banques proposent des options \u201cinternationales\u201d ou des cartes sans frais de change.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Ce qu\u2019il faut regarder en priorit\u00e9 :<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Les frais de paiement en devise.<\/li><li>Les frais de retrait \u00e0 l\u2019\u00e9tranger.<\/li><li>Les conditions de change appliqu\u00e9es.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>Astuce<\/strong> : emportez <strong>au moins deux moyens de paiement diff\u00e9rents<\/strong> (carte principale + carte de secours ou esp\u00e8ces).<br>Vous pensez \u00eatre pr\u00eat ? Prenez 5 minutes pour tester vos connaissances : <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/payer-a-etranger\/\" target=\"_blank\" rel=\"noreferrer noopener\">Payer \u00e0 l'\u00e9tranger : ce qu'il faut savoir avant de partir<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Je pr\u00e9viens ma banque de ce voyage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/prevenir-banque-avant-vacances\/\" target=\"_blank\" rel=\"noreferrer noopener\">Signaler son d\u00e9part \u00e0 l\u2019\u00e9tranger<\/a> est souvent per\u00e7u comme facultatif\u2026 mais c\u2019est une vraie mesure de s\u00e9curit\u00e9. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Pourquoi c\u2019est utile ?<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Une op\u00e9ration inhabituelle \u00e0 l\u2019\u00e9tranger peut \u00eatre interpr\u00e9t\u00e9e comme une fraude.<\/li><li>Sans information pr\u00e9alable, votre carte peut \u00eatre bloqu\u00e9e automatiquement.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">En pratique :<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Certaines banques permettent de d\u00e9clarer un voyage directement depuis l\u2019application.<\/li><li>Cela peut faciliter les contr\u00f4les et \u00e9viter des blocages inutiles.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>Exemple concret<\/strong> : un paiement en Asie alors que vous \u00eates habituellement en France peut d\u00e9clencher une suspension temporaire de la carte.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. J\u2019adapte mes plafonds de paiement<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/plafonds-carte\/\" target=\"_blank\" rel=\"noreferrer noopener\">Les plafonds de carte bancaire<\/a> sont souvent configur\u00e9s pour un usage quotidien\u2026 pas pour un voyage. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Pourquoi ajuster mes plafonds lors d'un voyage ?<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Pour \u00e9viter les refus de paiement.<\/li><li>Pour faire face \u00e0 des d\u00e9penses plus importantes (h\u00f4tel, location, transport, activit\u00e9s).<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pensez \u00e0 augmenter temporairement les plafonds avant le d\u00e9part et \u00e0 v\u00e9rifier aussi le plafond de retrait.<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>Attention<\/strong> : un plafond trop bas peut vous obliger \u00e0 multiplier les op\u00e9rations, ce qui peut augmenter les co\u00fbts. Dans ce cas, privil\u00e9giez des paiements plus importants plut\u00f4t que plusieurs petits paiements.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Je note les coordonn\u00e9es utiles<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En cas de perte, vol ou fraude, chaque minute compte. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Les num\u00e9ros et coordonn\u00e9es \u00e0 noter avant de partir<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Le num\u00e9ro d\u2019opposition carte.<\/li><li>Le contact d\u2019assistance (souvent disponible 24h\/24).<\/li><li>Les r\u00e9f\u00e9rences de votre carte ou contrat.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c0 l\u2019\u00e9tranger, acc\u00e9der \u00e0 ces informations peut \u00eatre compliqu\u00e9 sans connexion ou sans documents. Avoir ces coordonn\u00e9es \u00e0 port\u00e9 de main, cela acc\u00e9l\u00e8re le blocage et limite les risques financiers.<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>Astuce simple<\/strong> : conserver ces informations sous deux formats (num\u00e9rique et papier s\u00e9par\u00e9 de la carte).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Je v\u00e9rifie mes garanties d\u2019assurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Les cartes bancaires int\u00e8grent souvent des <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/assurance-voyage\/\" target=\"_blank\" rel=\"noreferrer noopener\">assurances utiles en voyage<\/a>, mais elles ne couvrent pas tout.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Ce qu\u2019il faut v\u00e9rifier :<\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li>Assistance m\u00e9dicale et rapatriement.<\/li><li>Assurance voyage (annulation, retard, perte de bagages).<\/li><li>Conditions d\u2019activation (ex : avoir pay\u00e9 le voyage avec la carte).<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>Attention <\/strong>: il est fr\u00e9quent de penser \u00eatre couvert alors que les conditions ne sont pas remplies. Le bon reflexe, c'est de lire le r\u00e9capitulatif des garanties avant le d\u00e9part pour \u00e9viter les doublons inutiles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. J\u2019opte pour un forfait mobile adapt\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">On pense aux frais bancaires\u2026 mais beaucoup moins aux frais mobiles, qui peuvent pourtant \u00eatre tr\u00e8s \u00e9lev\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les appels, SMS et internet peuvent \u00eatre fortement factur\u00e9s. Pensez \u00e0 <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Activer une option internationale.<\/li><li>Utiliser le Wi-Fi d\u00e8s que possible.<\/li><li>Limiter les donn\u00e9es mobiles.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>\u00c0 noter <\/strong>: certaines op\u00e9rations n\u00e9cessitent une validation (code SMS, application bancaire). Sans r\u00e9seau, cela peut devenir bloquant.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ce qu\u2019il faut retenir<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ces 6 r\u00e9flexes ne prennent que peu de temps \u00e0 mettre en place, mais ils peuvent avoir un impact direct sur votre budget.<br>En appliquant ses 6 r\u00e9flexes :<br><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Vous limitez les frais inutiles.<\/li><li>Vous \u00e9vitez les blocages de paiement.<\/li><li>Vous s\u00e9curisez votre voyage.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:318,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/vacances-au-ski-quelles-assurances\/&quot;,&quot;title&quot;:&quot;Quelles assurances pour mes vacances au ski ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/01\/assu-ski-150x150.jpg&quot;,&quot;likes&quot;:14}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"318\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/vacances-au-ski-quelles-assurances\/\"\n         data-title=\"Quelles assurances pour mes vacances au ski ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                    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srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/01\/assu-ski-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/01\/assu-ski.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Mes vacances<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Quelles assurances pour mes vacances au ski ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n   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500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/07\/retour-vacances-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/07\/retour-vacances-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/07\/retour-vacances.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Mes vacances<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Retour de vacances : les bons r\u00e9flexes pour un budget serein\u00a0<\/span>\n       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media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/05\/payer-vacances-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/05\/payer-vacances-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/05\/payer-vacances-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/05\/payer-vacances.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Mes vacances<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Argent et vacances : comment financer et payer ses vacances ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:18864,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/arnaques-locations-vacances\/&quot;,&quot;title&quot;:&quot;Arnaque \u00e0 la location de vacances : comment s\\u0027en prot\u00e9ger&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Arnaques-location-vacances-150x150.jpg&quot;,&quot;likes&quot;:19}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" 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article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" 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Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/arnaques-locations-vacances\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Arnaques-location-vacances-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Arnaques-location-vacances-724x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Arnaques-location-vacances-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2025\/07\/Arnaques-location-vacances.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Mes vacances<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Arnaque \u00e0 la location de vacances : comment s&#039;en prot\u00e9ger<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Voyager \u00e0 l\u2019\u00e9tranger, c\u2019est souvent synonyme de d\u00e9paysement\u2026 mais aussi de frais, parfois inattendus. Paiements par carte, retraits, change de devises, assurances\u202f: de nombreux co\u00fbts peuvent s\u2019additionner sans que l\u2019on s\u2019en rende compte. Voici les comment les anticiper avant le d\u00e9part, pour mieux les limiter. 1. Je v\u00e9rifie mes moyens de paiement Avant le d\u00e9part, [&hellip;]<\/p>\n","protected":false},"author":48,"featured_media":38227,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":1,"views":0,"viewed_at":"","newsletter":"1","_yoast_wpseo_primary_category":153,"footnotes":""},"categories":[153,354],"tags":[],"class_list":["post-38224","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-les-paiements-a-letranger","category-mes-vacances"],"yoast_head":"<title>6 r\u00e9flexes pour limiter ses frais \u00e0 l&#039;\u00e9tranger - Les paiements \u00e0 l&#039;\u00e9tranger - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Des astuces concr\u00e8tes pour voyager sans exploser son budget. 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