{"id":384,"date":"2023-03-15T00:00:00","date_gmt":"2023-03-14T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2018\/05\/15\/obtenir-une-carte-bancaire\/"},"modified":"2023-04-07T08:55:11","modified_gmt":"2023-04-07T06:55:11","slug":"obtenir-une-carte-bancaire","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/obtenir-une-carte-bancaire\/","title":{"rendered":"Obtenir une carte bancaire"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">Pour avoir une carte bancaire, vous signez un contrat carte dit \"contrat porteur\". Conservez-le car il contient toutes les conditions d'utilisation de votre carte, notamment les plafonds d\u00e9finis pour l'utilisation des distributeurs automatiques de billets (DAB), mais aussi les prestations et les avantages li\u00e9s \u00e0 la carte que vous avez choisie.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comment obtenir une carte ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez obtenir une <strong>carte <\/strong>\u00e0 l'ouverture de votre <strong>compte bancaire<\/strong>. La carte bancaire peut faire partie d'une <strong>offre group\u00e9e<\/strong> (\"package\") comprenant plusieurs produits associ\u00e9s ou encore \u00eatre li\u00e9e \u00e0 un <strong>cr\u00e9dit renouvelable<\/strong>. Dans ce cas, le contrat peut \u00eatre plus large et seule une partie du texte concerne la carte. Choisissez une carte qui correspond \u00e0 vos <strong>besoins<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Plusieurs cartes peuvent \u00eatre rattach\u00e9es \u00e0 un compte. Par exemple, en cas de compte joint, vous pouvez obtenir une carte pour chacun des cotitulaires. Le tarif est d'ailleurs en g\u00e9n\u00e9ral moins cher \u00e0 partir de la 2\u00e8me carte fonctionnant sur un m\u00eame compte.<\/p>\n\n\n\n<p class=\"has-background wp-block-paragraph\" style=\"background-color:#d6d8da\"><strong>A savoir<\/strong> :  la carte bancaire reste la propri\u00e9t\u00e9 de la banque qui peut vous la retirer \u00e0 tout moment si elle l'estime n\u00e9cessaire, sans avoir \u00e0 se justifier. Si la banque n'est pas oblig\u00e9e de vous fournir une carte de paiement, une carte de retrait est incluse dans les services de base.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Recevoir votre carte bancaire et la conserver en s\u00e9curit\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Apr\u00e8s avoir demand\u00e9 \u00e0 avoir une carte, vous recevez plusieurs jours apr\u00e8s une information indiquant que la carte est pr\u00eate et que vous pouvez la retirer \u00e0 votre agence. Vous recevrez plus tard un courrier qui contiendra votre code confidentiel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il est parfois possible de :<br>\u2022 se faire envoyer la carte bancaire \u00e0 <strong>domicile<\/strong>,<br>\u2022 faire tenir votre carte \u00e0 disposition dans une autre <strong>agence <\/strong>de la banque.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u00e8s que vous recevez la carte :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>apposez votre <strong>signature <\/strong>au dos sur la partie pr\u00e9vue \u00e0 cet effet,<\/li><li>notez son num\u00e9ro s\u00e9par\u00e9ment pour faciliter une mise en <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/opposition-sur-carte-bancaire\/\" target=\"_blank\" rel=\"noreferrer noopener\">opposition <\/a>rapide,<\/li><li>d\u00e9truisez l'ancienne carte qu'elle remplace en coupant en deux la puce et la piste magn\u00e9tique ou rapportez-la en agence bancaire.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez l'utiliser le jour m\u00eame. Par mesure de s\u00e9curit\u00e9, vous devez <strong>activer <\/strong>au pr\u00e9alable la carte en effectuant un retrait d'esp\u00e8ces dans un distributeur automatique de billets (DAB) ou un paiement aupr\u00e8s d'un commer\u00e7ant.<\/p>\n\n\n\n<p class=\"has-background wp-block-paragraph\" style=\"background-color:#d6d8da\"><strong>A savoir<\/strong> : Vous devez conserver et utiliser votre carte avec pr\u00e9caution. Vous ne devez la confier \u00e0 personne. L'usage de votre carte est strictement personnel, m\u00eame si elle est rattach\u00e9e \u00e0 un compte joint.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En compl\u00e9ment de l'article \"Obtenir une carte bancaire\" :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a rel=\"noreferrer noopener\" href=\"http:\/\/www.legifrance.gouv.fr\/affichCode.do;jsessionid=0131716A58B2B84E241674CEB6608F46.tpdjo04v_3?cidTexte=LEGITEXT000006072026&amp;dateTexte=20091101\" target=\"_blank\">Legifrance - La carte bancaire aux art. L133-1 et s. C. mon.et fin.<\/a><\/li><\/ul>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" 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Veillez \u00e0 choisir la carte qui correspond \u00e0 vos besoins et suivre ces conseils (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:386,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/la-carte-de-paiement-pour-les-paiements-et-les-retraits\/&quot;,&quot;title&quot;:&quot;La carte de paiement : pour les paiements et les retraits&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-paiement-_BD-150x150.jpg&quot;,&quot;likes&quot;:10}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        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href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-carte-de-paiement-pour-les-paiements-et-les-retraits\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-paiement-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-paiement-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-paiement-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-paiement-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Les diff\u00e9rents types de carte<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">La carte de paiement : pour les paiements et les retraits<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:435,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/le-code-de-la-carte-bancaire-gardez-le-secret\/&quot;,&quot;title&quot;:&quot;Code de carte bancaire : comment le prot\u00e9ger et r\u00e9agir en cas d\\u0027oubli ou de 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role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">11 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/le-code-de-la-carte-bancaire-gardez-le-secret\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/code-secret-carte-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/code-secret-carte-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/code-secret-carte-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/code-secret-carte-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Utiliser sa carte<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Code de carte bancaire : comment le prot\u00e9ger et r\u00e9agir en cas d&#039;oubli ou de vol<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" 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Conservez-le car il contient toutes les conditions d'utilisation de votre carte, notamment les plafonds d\u00e9finis pour l'utilisation des distributeurs automatiques de billets (DAB), mais aussi les prestations et les avantages li\u00e9s \u00e0 la carte que vous avez choisie. Comment obtenir une carte [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":4743,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":12,"views":11472,"viewed_at":"1778493224","newsletter":"0","_yoast_wpseo_primary_category":144,"footnotes":""},"categories":[173,144,59,21,190,270,20],"tags":[],"class_list":["post-384","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debut-dans-la-vie-active","category-disposer-dune-carte","category-jai-des-enfants","category-la-carte","category-le-compte-a-vue","category-mes-moments-de-vie","category-mes-moyens-de-paiement"],"yoast_head":"<title>Obtenir une carte bancaire - Disposer d\u2019une carte - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Pour avoir une carte bancaire, vous signez un contrat carte. 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