{"id":405,"date":"2023-02-28T00:00:00","date_gmt":"2023-02-27T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2017\/11\/27\/dix-cles-pour-gerer-mon-compte-en-banque\/"},"modified":"2025-04-03T15:58:11","modified_gmt":"2025-04-03T13:58:11","slug":"guide-10-cles-gerer-mon-compte","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-10-cles-gerer-mon-compte\/","title":{"rendered":"10 cl\u00e9s pour g\u00e9rer mon compte bancaire"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">Pour g\u00e9rer au mieux votre compte bancaire et ainsi \u00e9viter les incidents, quelques r\u00e8gles simples s'imposent. En agence ou \u00e0 distance, votre banquier est disponible pour r\u00e9pondre \u00e0 toutes vos questions et vous conseiller, avant d'\u00e9ventuelles difficult\u00e9s. Ce guide vous donne 10 cl\u00e9s pour g\u00e9rer votre compte.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-image is-style-default\"><figure data-wp-interactive=\"cdb\/lightbox\" class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" aria-haspopup=\"dialog\" data-wp-on--click=\"actions.open\" data-wp-on--keydown=\"actions.key\" role=\"button\" tabindex=\"0\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/09\/Vignette-guide-10-cles-pour-gerer-compte-bancaire.png\" alt=\"\" class=\"wp-image-31817\" width=\"330\" height=\"458\" title=\"Feuilleter le guide \" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/09\/Vignette-guide-10-cles-pour-gerer-compte-bancaire.png 660w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/09\/Vignette-guide-10-cles-pour-gerer-compte-bancaire-216x300.png 216w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/09\/Vignette-guide-10-cles-pour-gerer-compte-bancaire-58x80.png 58w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/09\/Vignette-guide-10-cles-pour-gerer-compte-bancaire-339x470.png 339w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/09\/Vignette-guide-10-cles-pour-gerer-compte-bancaire-180x250.png 180w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/09\/Vignette-guide-10-cles-pour-gerer-compte-bancaire-36x50.png 36w, https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/09\/Vignette-guide-10-cles-pour-gerer-compte-bancaire-550x763.png 550w\" sizes=\"auto, (max-width: 330px) 100vw, 330px\" \/><\/figure><\/div>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Mini-Guide - 10 cl\u00e9s pour g\u00e9rer mon compte bancaire<\/p><p class=\"postAttachment__fileSize\">174,8 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Mini-Guide - 10 cl\u00e9s pour g\u00e9rer mon compte bancaire&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Mini-Guide - 10 cl\u00e9s pour g\u00e9rer mon compte bancaire\" href=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2017\/11\/Mini-Guide-30-10-cles-pour-bien-gerer-mon-compte.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Mini-Guide - 10 cl\u00e9s pour g\u00e9rer mon compte bancaire<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\">Je me r\u00e9f\u00e8re aux contrats \u00e9crits<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Les contrats \u00e9crits <\/strong>(<a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-convention-de-compte\/\" target=\"_blank\" rel=\"noreferrer noopener\">convention de compte<\/a>, <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/le-decouvert-autorise-en-compte-bancaire\/\" target=\"_blank\" rel=\"noreferrer noopener\">autorisation de d\u00e9couvert<\/a>, etc.) <strong>engagent votre banque et vous-m\u00eame.<\/strong> Vous pourrez vous y r\u00e9f\u00e9rer en cas de besoin. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>La convention de compte<\/strong> (document obligatoire) d\u00e9crit ainsi les r\u00e8gles qui s\u2019appliquent au fonctionnement de votre compte, notamment les conditions dans lesquelles il pourra \u00eatre d\u00e9biteur. Elle pr\u00e9cise \u00e9galement comment <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/\" target=\"_blank\" rel=\"noreferrer noopener\">utiliser vos moyens de paiement<\/a>. Le respect de toutes ces r\u00e8gles permet d\u2019<a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/videos\/bien-gerer-son-compte-pour-eviter-frais-bancaires\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u00e9viter certains frais<\/a> comme les commissions d\u2019intervention.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Je prends connaissance des tarifs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Lisez tout particuli\u00e8rement les conditions et tarifs communiqu\u00e9s par la banque, transmis au moins 2 mois avant chaque changement tarifaire. Cette <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/linformation-sur-les-tarifs-bancaires\/\" target=\"_blank\" rel=\"noreferrer noopener\">information<\/a> est aussi disponible en agence et sur le site Internet de la banque. <strong>Conna\u00eetre les prix pratiqu\u00e9s par votre banque vous permet de :<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>choisir <\/strong>les services qui vous conviennent le mieux ;<\/li><li><strong>comparer<\/strong> avec les tarifs d\u2019autres \u00e9tablissements ;<\/li><li><strong>r\u00e9silier<\/strong> un contrat si vous jugez que son prix est trop \u00e9lev\u00e9 ou que vous n\u2019en avez plus besoin.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Exemple : Pour \u00e9viter de payer des frais inutiles, privil\u00e9giez les <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/utiliser-sa-carte-bancaire-en-france-aux-distributeurs-dab-et-gab\/\" target=\"_blank\" rel=\"noreferrer noopener\">distributeurs de billets<\/a> de votre banque o\u00f9 les retraits d\u2019esp\u00e8ces sont gratuits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">J'\u00e9tablis mon budget personnel<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pour g\u00e9rer au mieux son ou ses comptes bancaires, il faut comprendre et <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/maitriser-mon-budget\/\" target=\"_blank\" rel=\"noreferrer noopener\">ma\u00eetriser son budget<\/a>. Pour cela, <strong>comparez vos d\u00e9penses \u00e0 vos ressources.<\/strong> Faites la liste de l\u2019ensemble de vos revenus et de vos d\u00e9penses en s\u00e9parant ce qui est certain et r\u00e9current de ce qui est al\u00e9atoire et exceptionnel.<br><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Si <strong>vos revenus sont sup\u00e9rieurs \u00e0 vos d\u00e9penses<\/strong>, la diff\u00e9rence correspond \u00e0 la somme que <strong>vous pouvez <a rel=\"noreferrer noopener\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/mon-epargne\/\" target=\"_blank\">\u00e9pargner<\/a><\/strong>.<\/li><li><strong>Dans le cas contraire, vous devrez identifier les d\u00e9penses \u00e0 r\u00e9duire<\/strong> voire \u00e0 supprimer.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Lire la suite du guide \"10 cl\u00e9s pour g\u00e9rer mon compte bancaire\" : <\/h4>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"wp-block-list\" id=\"block-f4234a09-ec67-4a0b-8a1e-d70314ee8374\"><li>Je mets de l'argent de c\u00f4t\u00e9 <\/li><li>Je consulte r\u00e9guli\u00e8rement mon compte<\/li><li>Je privil\u00e9gie le paiement automatique<\/li><li>Je pr\u00e9vois la provision n\u00e9cessaire au paiement<\/li><li>Je n\u2019anticipe jamais un accord de d\u00e9couvert<\/li><li>Je ne confie \u00e0 personne mes codes bancaires<\/li><li>Je conserve mes moyens de paiement en lieu s\u00fbr<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons aligncenter is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link\" href=\"https:\/\/fr.calameo.com\/read\/002024705f9812b3dd040\" target=\"_blank\" rel=\"noreferrer noopener\">Feuilleter le guide<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\"><strong>Vous \u00eates travailleur social ? <\/strong>Nous vous proposons ce flyer (\u00e0 imprimer par vos soins) pour remettre aux publics que vous accompagnez. Il pr\u00e9sente rapidement le sujet et contient un QR code permettant d'aller consulter le guide en ligne.<\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">FLYER-10-cles-gestion-compte<\/p><p class=\"postAttachment__fileSize\">1,5 Mo<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;FLYER-10-cles-gestion-compte&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"FLYER-10-cles-gestion-compte\" href=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/12\/FLYER-10-cles-gestion-compte.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger FLYER-10-cles-gestion-compte<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" 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bancaires\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/linformation-sur-les-tarifs-bancaires\/\">\n                L&#039;information sur les tarifs bancaires            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">C&#039;est bien s\u00fbr au moment de choisir sa banque et d&#039;ouvrir un compte qu&#039;on est le plus souvent attentif aux tarifs bancaires. S&#039;il est important de suivre l&#039;\u00e9volution de ces...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication publication--extract\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:519,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/convention-compte\/&quot;,&quot;title&quot;:&quot;La convention de compte&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:21}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"519\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/convention-compte\/\"\n         data-title=\"La convention de compte\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"La convention de compte\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/convention-compte\/\">\n                La convention de compte            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">La convention de compte est un contrat entre vous et la banque qui fixe les r\u00e8gles d&#039;ouverture, de fonctionnement et de cl\u00f4ture de votre compte de d\u00e9p\u00f4t, appel\u00e9 aussi compte...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication\" style=\"background-color: #ffbb48\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:305,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-droit-au-compte\/&quot;,&quot;title&quot;:&quot;Le droit au compte&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:83}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"305\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-droit-au-compte\/\"\n         data-title=\"Le droit au compte\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">3 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Le droit au compte\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-droit-au-compte\/\">\n                Le droit au compte            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">En France, plus de 99% de la population poss\u00e8de au moins un compte bancaire. Et parce que tout le monde a besoin d\u2019avoir un compte bancaire pour percevoir un salaire, payer...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication publication--extract\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:84,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/compte-joint\/&quot;,&quot;title&quot;:&quot;Le compte joint&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:57}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"84\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/compte-joint\/\"\n         data-title=\"Le compte joint\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">3 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Le compte joint\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/compte-joint\/\">\n                Le compte joint            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">Le compte joint est ouvert par 2 personnes ou plus (cotitulaires) pour faciliter la gestion des d\u00e9penses communes. Il est souvent utilis\u00e9 par des couples (concubins, pacs\u00e9s,...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <\/div><\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave 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compte&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/faire-ses-comptes-_BD-150x150.jpg&quot;,&quot;likes&quot;:27}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"824\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/pointer-son-compte\/\"\n         data-title=\"Pointer r\u00e9guli\u00e8rement son compte\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer 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src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/faire-ses-comptes-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Le suivi du compte<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Pointer r\u00e9guli\u00e8rement son compte<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     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comment ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        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srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/compte-joint-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/compte-joint-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Choisir un type de compte<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Un compte joint : pourquoi et comment ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" 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srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/guichet-accueil-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/guichet-accueil-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/guichet-accueil-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/guichet-accueil-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">En face \u00e0 face ou \u00e0 distance<\/p>\n                                    <\/div>\n            <\/div>\n            <div 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<p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/consulter-son-compte-a-distance\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/consulter-compte-distance-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/consulter-compte-distance-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/consulter-compte-distance-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/consulter-compte-distance-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Le suivi du compte<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Consulter son compte \u00e0 distance<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Pour g\u00e9rer au mieux votre compte bancaire et ainsi \u00e9viter les incidents, quelques r\u00e8gles simples s'imposent. En agence ou \u00e0 distance, votre banquier est disponible pour r\u00e9pondre \u00e0 toutes vos questions et vous conseiller, avant d'\u00e9ventuelles difficult\u00e9s. Ce guide vous donne 10 cl\u00e9s pour g\u00e9rer votre compte. Je me r\u00e9f\u00e8re aux contrats \u00e9crits Les contrats [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":111,"views":104406,"viewed_at":"1778495607","newsletter":"0","_yoast_wpseo_primary_category":6,"footnotes":""},"categories":[40,6,4],"tags":[],"class_list":["post-405","post","type-post","status-publish","format-standard","hentry","category-compte","category-guides-bancaires","category-boite-a-outils"],"yoast_head":"<title>10 cl\u00e9s pour g\u00e9rer mon compte bancaire - Les cl\u00e9s de la banque<\/title>\n<meta name=\"description\" content=\"Pour g\u00e9rer au mieux votre compte bancaire et \u00e9viter les incidents, des r\u00e8gles simples s&#039;imposent. 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