{"id":451,"date":"2026-01-21T00:00:00","date_gmt":"2026-01-20T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2017\/05\/21\/savoir-utiliser-les-moyens-de-paiement\/"},"modified":"2026-01-23T18:06:07","modified_gmt":"2026-01-23T16:06:07","slug":"savoir-utiliser-les-moyens-de-paiement","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/","title":{"rendered":"Savoir utiliser les moyens de paiement"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">En grandissant, l'enfant va avoir acc\u00e8s \u00e0 des moyens de paiement. Vous pouvez lui montrer comment ils s'utilisent et les pr\u00e9cautions \u00e0 prendre.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quel(s) moyen(s) de paiement pour un mineur ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sans compte ni livret, l'enfant peut cependant utiliser une <strong><a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/carte-prepayee\/\" target=\"_blank\" rel=\"noreferrer noopener\">carte pr\u00e9pay\u00e9e<\/a><\/strong> (rechargeable) ou une carte cadeau. Vous l'aurez cr\u00e9dit\u00e9e pour lui d'un certain montant. Son usage (retraits et paiements) est ainsi forc\u00e9ment limit\u00e9 au <strong>montant disponible<\/strong> sur la carte. Selon les cas, d'autres options sont possibles : <strong>paiement sur internet <\/strong>autoris\u00e9 ou non, <strong>plafond <\/strong>d'achat et de paiement personnalis\u00e9 par semaine, suivi des d\u00e9penses.... Elle est fournie avec un <strong>code confidentiel<\/strong>. Elle a la m\u00eame valeur que de l'argent liquide, il faut donc en prendre soin de la m\u00eame fa\u00e7on. L'usage anonyme de ce type de carte est limit\u00e9 \u00e0 un montant de 150 euros. Au-del\u00e0, une pi\u00e8ce d'identit\u00e9 est demand\u00e9e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avec un <strong>livret d'\u00e9pargne<\/strong>, il peut, \u00e0 partir de 12 ans et avec votre accord, disposer d'une <strong>carte de retrait<\/strong> pour r\u00e9cup\u00e9rer de l'argent liquide et payer ses d\u00e9penses. Le retrait est plafonn\u00e9 \u00e0 un montant hebdomadaire que vous pouvez fixer et adapter, par retrait et en cumul par semaine.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A partir de 16 ans et avec votre accord, il peut aussi faire fonctionner un <strong>compte <\/strong>bancaire \u00e0 son nom sous votre <strong>responsabilit\u00e9<\/strong>, disposer d'une <strong>carte de retrait<\/strong> aux distributeurs de billets (DAB) de la banque ou une <strong>carte \u00e0 autorisation syst\u00e9matique<\/strong> qui lui permettra de payer chez les commer\u00e7ants. Parfois, il pourra r\u00e9aliser des virements et disposer d'un <strong>ch\u00e9quier<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quelles pr\u00e9cautions doit-il prendre ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Selon la d\u00e9pense (montant et lieu), certains moyens de paiement sont plus adapt\u00e9s que d'autres : on ne paie pas de la m\u00eame mani\u00e8re un croissant \u00e0 la boulangerie qu'un scooter chez un concessionnaire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez sensibiliser votre enfant aux bons gestes en mati\u00e8re de <strong>s\u00e9curit\u00e9 <\/strong>comme de <strong>suivi budg\u00e9taire<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour les <strong>esp\u00e8ces <\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>compter <\/strong>pr\u00e9cis\u00e9ment l'argent qu'on doit payer,<\/li><li><strong>v\u00e9rifier <\/strong>syst\u00e9matiquement la monnaie rendue, les erreurs sont toujours possibles.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour la <strong>carte<\/strong>, au restaurant, au distributeur de billets ou chez un commer\u00e7ant, etc. :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>v\u00e9rifier <\/strong>que le montant que l'on paie est bien celui que l'on doit (sur le terminal et sur le ticket)<\/li><li>composer son code \u00e0 l'abri des regards,<\/li><li><strong>cacher <\/strong>le clavier avec son autre main,<\/li><li><strong>ranger <\/strong>la carte dans un endroit s\u00fbr,<\/li><li>toujours savoir o\u00f9 elle est.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D'une mani\u00e8re g\u00e9n\u00e9rale, m\u00eame s'il n'est plus obligatoirement d\u00e9livr\u00e9 par le commer\u00e7ant, on peut demander le <strong><a rel=\"noreferrer noopener\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/fin-tickets-papier\/\" target=\"_blank\">ticket de caisse<\/a> <\/strong>et le <strong>ticket de carte<\/strong> bancaire :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>pour <strong>v\u00e9rifier <\/strong>l'op\u00e9ration et ensuite la pointer sur son relev\u00e9 de compte,<\/li><li>au cas o\u00f9 un <strong>\u00e9change <\/strong>ou un <strong>remboursement <\/strong>serait n\u00e9cessaire,<\/li><li>pour faire jouer les <strong>garanties <\/strong>s'il y a lieu.<\/li><\/ul>\n\n\n\n<p class=\"has-background wp-block-paragraph\" style=\"background-color:#d6d8da\">A savoir : en France, depuis ao\u00fbt 2023, <a rel=\"noreferrer noopener\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/fin-tickets-papier\/\" target=\"_blank\">l\u2019impression des tickets de caisse<\/a> ou de carte bancaire n'est plus syst\u00e9matique (loi <a rel=\"noreferrer noopener\" href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFARTI000041553814\" target=\"_blank\">relative \u00e0 la lutte contre le gaspillage et \u00e0 l'\u00e9conomie circulaire<\/a>). Pour recevoir un ticket de caisse et de carte, et donc prouver son achat, vous devrez parfois laisser au minimum votre adresse e-mail. Avant de repartir d\u2019un magasin, si n\u00e9cessaire, v\u00e9rifiez que vous avez bien le ticket papier ou re\u00e7u le e-ticket sur votre e-mail. Conservez-le pr\u00e9cieusement pendant toute la dur\u00e9e de la garantie (2 ans).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Et sur Internet ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sur <strong>Internet<\/strong>, tout est simple et tout va vite. Alors attention au clic de trop. Avant un achat, plusieurs points doivent ainsi \u00eatre v\u00e9rifi\u00e9s :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>l'ordinateur, le t\u00e9l\u00e9phone... doivent \u00eatre prot\u00e9g\u00e9s par un <strong>anti-virus <\/strong>\u00e0 jour et la connexion doit \u00eatre s\u00e9curis\u00e9e : privil\u00e9gier les achats depuis la maison,<\/li><li>le <strong>site marchand<\/strong> doit \u00eatre s\u00fbr, connu, bien not\u00e9 et s\u00e9curis\u00e9 : https doit figurer en t\u00eate d'adresse,<\/li><li>il ne faut pas enregistrer de <strong>donn\u00e9es bancaires<\/strong> sur le site marchand et encore moins indiquer son code confidentiel de carte bancaire,<\/li><li>il ne faut jamais cliquer sur un lien dans un <strong>courriel<\/strong>...<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">En compl\u00e9ment de l'article \"Savoir utiliser les moyens de paiement\" : <\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F21035\" target=\"_blank\">Compte bancaire ou livret d'\u00e9pargne pour un mineur sur le site  Service-public.fr<\/a><\/li><\/ul>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:385,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/la-carte-a-autorisation-systematique-pour-eviter-tout-depassement\/&quot;,&quot;title&quot;:&quot;La carte \u00e0 autorisation syst\u00e9matique : pour \u00e9viter tout d\u00e9passement&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-autorisation-systematique-_BD-150x150.jpg&quot;,&quot;likes&quot;:11}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"385\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-carte-a-autorisation-systematique-pour-eviter-tout-depassement\/\"\n         data-title=\"La carte \u00e0 autorisation syst\u00e9matique : pour \u00e9viter tout d\u00e9passement\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-carte-a-autorisation-systematique-pour-eviter-tout-depassement\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-autorisation-systematique-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-autorisation-systematique-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-autorisation-systematique-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-autorisation-systematique-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Les diff\u00e9rents types de carte<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">La carte \u00e0 autorisation syst\u00e9matique : pour \u00e9viter tout d\u00e9passement<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:387,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/la-carte-de-retrait-uniquement-pour-les-retraits\/&quot;,&quot;title&quot;:&quot;La carte de retrait : uniquement pour les retraits&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-retrait-_BD-150x150.jpg&quot;,&quot;likes&quot;:7}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"387\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-carte-de-retrait-uniquement-pour-les-retraits\/\"\n         data-title=\"La carte de retrait : uniquement pour les retraits\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-carte-de-retrait-uniquement-pour-les-retraits\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-retrait-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-retrait-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-retrait-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/carte-retrait-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Les diff\u00e9rents types de carte<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">La carte de retrait : uniquement pour les retraits<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:254,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-bien-utiliser-carte-bancaire\/&quot;,&quot;title&quot;:&quot;Bien utiliser la carte bancaire&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:38}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"254\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-bien-utiliser-carte-bancaire\/\"\n         data-title=\"Bien utiliser la carte bancaire\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-bien-utiliser-carte-bancaire\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Guides bancaires<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Bien utiliser la carte bancaire<\/span>\n                <\/h3>\n                                <p class=\"card__article\">S\u00e9curis\u00e9e et pratique, la carte bancaire permet de retirer de l&#039;argent et de payer ses achats. Veillez \u00e0 choisir la carte qui correspond \u00e0 vos besoins et suivre ces conseils (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:233,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/carte-bancaire-reflexes-securite\/&quot;,&quot;title&quot;:&quot;Carte bancaire - 9 r\u00e9flexes s\u00e9curit\u00e9&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:46}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"233\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/carte-bancaire-reflexes-securite\/\"\n         data-title=\"Carte bancaire - 9 r\u00e9flexes s\u00e9curit\u00e9\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">3 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/carte-bancaire-reflexes-securite\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Guides bancaires<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Carte bancaire - 9 r\u00e9flexes s\u00e9curit\u00e9<\/span>\n                <\/h3>\n                                <p class=\"card__article\">La s\u00e9curit\u00e9 des paiements par carte s\u2019am\u00e9liore en continu. Cependant, des pr\u00e9cautions simples s\u2019imposent toujours pour \u00e9viter les fraudes comme l\u2019utilisation, par un tiers, (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:239,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/achats-en-ligne-10-reflexes-securite\/&quot;,&quot;title&quot;:&quot;Achats en ligne - 10 r\u00e9flexes s\u00e9curit\u00e9&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:35}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"239\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/achats-en-ligne-10-reflexes-securite\/\"\n         data-title=\"Achats en ligne - 10 r\u00e9flexes s\u00e9curit\u00e9\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/achats-en-ligne-10-reflexes-securite\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Guides bancaires<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Achats en ligne - 10 r\u00e9flexes s\u00e9curit\u00e9<\/span>\n                <\/h3>\n                                <p class=\"card__article\">Acheter en ligne est devenue pratique courante et les ventes ne cessent de progresser. Vous devez rester prudent et vigilant avec les sites commer\u00e7ants, le paiement mais (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:632,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/a-quoi-sert-une-banque\/&quot;,&quot;title&quot;:&quot;A quoi sert une banque ?&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:10}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"632\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/a-quoi-sert-une-banque\/\"\n         data-title=\"A quoi sert une banque ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/a-quoi-sert-une-banque\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Diaporamas<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">A quoi sert une banque ?<\/span>\n                <\/h3>\n                                <p class=\"card__article\">Cette pr\u00e9sentation est ax\u00e9e sur les aspects pratiques du quotidien des clients des banques : \u00e9pargne, cr\u00e9dit, paiements, etc. Elle s&#039;appuie sur des cas concrets pour une (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>En grandissant, l'enfant va avoir acc\u00e8s \u00e0 des moyens de paiement. Vous pouvez lui montrer comment ils s'utilisent et les pr\u00e9cautions \u00e0 prendre. Quel(s) moyen(s) de paiement pour un mineur ? Sans compte ni livret, l'enfant peut cependant utiliser une carte pr\u00e9pay\u00e9e (rechargeable) ou une carte cadeau. Vous l'aurez cr\u00e9dit\u00e9e pour lui d'un certain montant. [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":3210,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":10,"views":3894,"viewed_at":"1778480668","newsletter":"0","_yoast_wpseo_primary_category":141,"footnotes":""},"categories":[140,59,141,270],"tags":[],"class_list":["post-451","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-enfant-mineur","category-jai-des-enfants","category-lapprentissage-de-largent","category-mes-moments-de-vie"],"yoast_head":"<title>Savoir utiliser les moyens de paiement - L&#039;apprentissage de l&#039;argent - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"En grandissant, l&#039;enfant va avoir acc\u00e8s \u00e0 des moyens de paiement. Vous pouvez lui montrer comment ils s&#039;utilisent et les pr\u00e9cautions \u00e0 prendre.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Savoir utiliser les moyens de paiement - L&#039;apprentissage de l&#039;argent - Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"og:description\" content=\"En grandissant, l&#039;enfant va avoir acc\u00e8s \u00e0 des moyens de paiement. Vous pouvez lui montrer comment ils s&#039;utilisent et les pr\u00e9cautions \u00e0 prendre.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/\" \/>\n<meta property=\"og:site_name\" content=\"Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-20T22:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-23T16:06:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/03\/utiliser-moyen-paiement-_BD.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1050\" \/>\n\t<meta property=\"og:image:height\" content=\"692\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"bdurand\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bdurand\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/\"},\"author\":{\"name\":\"bdurand\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\"},\"headline\":\"Savoir utiliser les moyens de paiement\",\"datePublished\":\"2026-01-20T22:00:00+00:00\",\"dateModified\":\"2026-01-23T16:06:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/\"},\"wordCount\":740,\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/03\\\/utiliser-moyen-paiement-_BD.jpg\",\"articleSection\":[\"Enfant mineur\",\"J'ai des enfants\",\"L'apprentissage de l'argent\",\"Mes moments de vie\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/\",\"name\":\"Savoir utiliser les moyens de paiement - L'apprentissage de l'argent - Les cl\u00e9s de la banque - Particulier\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/03\\\/utiliser-moyen-paiement-_BD.jpg\",\"datePublished\":\"2026-01-20T22:00:00+00:00\",\"dateModified\":\"2026-01-23T16:06:07+00:00\",\"description\":\"En grandissant, l'enfant va avoir acc\u00e8s \u00e0 des moyens de paiement. Vous pouvez lui montrer comment ils s'utilisent et les pr\u00e9cautions \u00e0 prendre.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/03\\\/utiliser-moyen-paiement-_BD.jpg\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/03\\\/utiliser-moyen-paiement-_BD.jpg\",\"width\":1050,\"height\":692},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/savoir-utiliser-les-moyens-de-paiement\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Savoir utiliser les moyens de paiement\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#website\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\",\"name\":\"Les cl\u00e9s de la banque - Particulier\",\"description\":\"Les cl\u00e9s de la banque - Particulier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\",\"name\":\"Les cl\u00e9s de la banque - Particulier\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2.png\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2.png\",\"width\":150,\"height\":100,\"caption\":\"Les cl\u00e9s de la banque - Particulier\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\",\"name\":\"bdurand\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"caption\":\"bdurand\"}}]}<\/script>","yoast_head_json":{"title":"Savoir utiliser les moyens de paiement - L'apprentissage de l'argent - Les cl\u00e9s de la banque - Particulier","description":"En grandissant, l'enfant va avoir acc\u00e8s \u00e0 des moyens de paiement. Vous pouvez lui montrer comment ils s'utilisent et les pr\u00e9cautions \u00e0 prendre.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/","og_locale":"fr_FR","og_type":"article","og_title":"Savoir utiliser les moyens de paiement - L'apprentissage de l'argent - Les cl\u00e9s de la banque - Particulier","og_description":"En grandissant, l'enfant va avoir acc\u00e8s \u00e0 des moyens de paiement. Vous pouvez lui montrer comment ils s'utilisent et les pr\u00e9cautions \u00e0 prendre.","og_url":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/","og_site_name":"Les cl\u00e9s de la banque - Particulier","article_published_time":"2026-01-20T22:00:00+00:00","article_modified_time":"2026-01-23T16:06:07+00:00","og_image":[{"width":1050,"height":692,"url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/03\/utiliser-moyen-paiement-_BD.jpg","type":"image\/jpeg"}],"author":"bdurand","twitter_card":"summary_large_image","twitter_misc":{"Written by":"bdurand","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/#article","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/"},"author":{"name":"bdurand","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/person\/11d94f4884ca2132a01990794f242bfa"},"headline":"Savoir utiliser les moyens de paiement","datePublished":"2026-01-20T22:00:00+00:00","dateModified":"2026-01-23T16:06:07+00:00","mainEntityOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/"},"wordCount":740,"publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/03\/utiliser-moyen-paiement-_BD.jpg","articleSection":["Enfant mineur","J'ai des enfants","L'apprentissage de l'argent","Mes moments de vie"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/","name":"Savoir utiliser les moyens de paiement - L'apprentissage de l'argent - Les cl\u00e9s de la banque - Particulier","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/#primaryimage"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/03\/utiliser-moyen-paiement-_BD.jpg","datePublished":"2026-01-20T22:00:00+00:00","dateModified":"2026-01-23T16:06:07+00:00","description":"En grandissant, l'enfant va avoir acc\u00e8s \u00e0 des moyens de paiement. Vous pouvez lui montrer comment ils s'utilisent et les pr\u00e9cautions \u00e0 prendre.","breadcrumb":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/#primaryimage","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/03\/utiliser-moyen-paiement-_BD.jpg","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/03\/utiliser-moyen-paiement-_BD.jpg","width":1050,"height":692},{"@type":"BreadcrumbList","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/savoir-utiliser-les-moyens-de-paiement\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lesclesdelabanque.com\/particulier\/"},{"@type":"ListItem","position":2,"name":"Savoir utiliser les moyens de paiement"}]},{"@type":"WebSite","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#website","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/","name":"Les cl\u00e9s de la banque - Particulier","description":"Les cl\u00e9s de la banque - Particulier","publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lesclesdelabanque.com\/particulier\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization","name":"Les cl\u00e9s de la banque - Particulier","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/logo\/image\/","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2.png","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2.png","width":150,"height":100,"caption":"Les cl\u00e9s de la banque - Particulier"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/person\/11d94f4884ca2132a01990794f242bfa","name":"bdurand","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","caption":"bdurand"}}]}},"_links":{"self":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts\/451","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/comments?post=451"}],"version-history":[{"count":0,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts\/451\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/media\/3210"}],"wp:attachment":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/media?parent=451"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/categories?post=451"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/tags?post=451"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}