{"id":532,"date":"2024-04-09T00:00:00","date_gmt":"2024-04-08T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2014\/10\/09\/contester-un-virement-passe-en-compte\/"},"modified":"2024-04-16T16:24:28","modified_gmt":"2024-04-16T14:24:28","slug":"contester-un-virement-passe-en-compte","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/contester-un-virement-passe-en-compte\/","title":{"rendered":"Contester un virement pass\u00e9 en compte"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Vous constatez une erreur dans l'ex\u00e9cution d'un virement SEPA ? Ou un virement est pass\u00e9 sans votre ordre ni autorisation ? Vous devez le signaler \u00e0 votre banque au plus vite. Pour contester un virement, vous avez en effet, suivant la date du d\u00e9bit de votre compte, un d\u00e9lai maximum de :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>8 semaines\u00a0<\/strong>quand le montant du virement d\u00e9passe celui qui \u00e9tait pr\u00e9vu,<\/li><li><strong>13 mois<\/strong>, si l'op\u00e9ration a eu lieu dans un pays de l'Union europ\u00e9enne ou de l'Espace \u00e9conomique europ\u00e9en (EEE)<\/li><li><strong>70 jours<\/strong>\u00a0pour une op\u00e9ration dans un pays hors de l\u2019Espace Economique Europ\u00e9en (Pays hors EEE, Saint-Pierre et Miquelon et Saint-Barth\u00e9lemy). Ce d\u00e9lai peut \u00eatre prolong\u00e9 par contrat sans toutefois d\u00e9passer 120 jours.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Voici le mod\u00e8le de lettre que nous vous proposons :<\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">lettre-banque-contestation-virement<\/p><p class=\"postAttachment__fileSize\">66,6 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;lettre-banque-contestation-virement&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"lettre-banque-contestation-virement\" href=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2020\/12\/lettre-banque-contestation-virement.docx\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger lettre-banque-contestation-virement<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg 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changement de RIB pour un virement<\/span>\n                <\/h3>\n                                <p class=\"card__article\">Vous recevez habituellement un salaire ou des prestations sur votre compte. Il est parfois n\u00e9cessaire de communiquer \u00e0 l&#039;organisme payeur un nouveau Relev\u00e9 d&#039;Identit\u00e9 Bancaire (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:280,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/contester-un-virement\/&quot;,&quot;title&quot;:&quot;Comment contester un virement pass\u00e9 en compte ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/annuler-virement-_BD-150x150.jpg&quot;,&quot;likes&quot;:8}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n     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class=\"card__category\">Les virements, pr\u00e9l\u00e8vements et...<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Comment contester un virement pass\u00e9 en compte ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:283,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/dans-quels-cas-utiliser-un-virement\/&quot;,&quot;title&quot;:&quot;Dans quels cas utiliser un virement 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              <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/dans-quels-cas-utiliser-un-virement\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/cas-virement-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/cas-virement-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/cas-virement-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/cas-virement-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Les virements, pr\u00e9l\u00e8vements et...<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Dans quels cas utiliser un virement ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Vous constatez une erreur dans l'ex\u00e9cution d'un virement SEPA ? Ou un virement est pass\u00e9 sans votre ordre ni autorisation ? Vous devez le signaler \u00e0 votre banque au plus vite. Pour contester un virement, vous avez en effet, suivant la date du d\u00e9bit de votre compte, un d\u00e9lai maximum de : 8 semaines\u00a0quand le [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":8,"views":9861,"viewed_at":"1778494168","newsletter":"0","_yoast_wpseo_primary_category":99,"footnotes":""},"categories":[4,81,99],"tags":[],"class_list":["post-532","post","type-post","status-publish","format-standard","hentry","category-boite-a-outils","category-modeles-de-lettre","category-moyens-de-paiement"],"yoast_head":"<title>Contester un virement pass\u00e9 en compte - Moyens de paiement - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/contester-un-virement-passe-en-compte\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Contester un virement pass\u00e9 en compte - Moyens de paiement - Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"og:description\" content=\"Vous constatez une erreur dans l&#039;ex\u00e9cution d&#039;un virement SEPA ? 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