{"id":538,"date":"2021-01-07T00:00:00","date_gmt":"2021-01-06T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2014\/10\/07\/lopposition-sur-prelevement\/"},"modified":"2021-12-10T17:48:43","modified_gmt":"2021-12-10T15:48:43","slug":"lopposition-sur-prelevement","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/lopposition-sur-prelevement\/","title":{"rendered":"L'opposition sur pr\u00e9l\u00e8vement"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Il peut arriver que vous ne soyez pas d'accord avec une (ou plusieurs factures) re\u00e7ue (s) d'un m\u00eame cr\u00e9ancier que vous payez habituellement par pr\u00e9l\u00e8vement. Faire opposition \u00e0 un pr\u00e9l\u00e8vement consiste \u00e0 en emp\u00eacher le paiement, sans remettre en cause pour autant le mandat de pr\u00e9l\u00e8vement donn\u00e9 au cr\u00e9ancier.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Comment proc\u00e9der ? Vous pouvez faire une opposition sur pr\u00e9l\u00e8vement jusqu'\u00e0 un jour ouvrable avant sa date d'\u00e9ch\u00e9ance pr\u00e9vue.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour faire opposition sur pr\u00e9l\u00e8vement :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>demandez au cr\u00e9ancier par \u00e9crit de ne pas pr\u00e9senter le pr\u00e9l\u00e8vement,<\/li><li>pr\u00e9cisez \u00e0 votre banque les caract\u00e9ristiques exactes du pr\u00e9l\u00e8vement auquel vous souhaitez faire opposition.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Si le cr\u00e9ancier pr\u00e9sentait n\u00e9anmoins ce pr\u00e9l\u00e8vement \u00e0 la banque, celle-ci le rejetterait.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L'opposition sur pr\u00e9l\u00e8vement est parfois enregistr\u00e9e par la banque pour une dur\u00e9e limit\u00e9e (par exemple 3 mois). Si tel est le cas et que vous souhaitez maintenir l'opposition pour une dur\u00e9e plus longue, vous devez le pr\u00e9ciser.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A savoir : L'opposition sur pr\u00e9l\u00e8vement ne vous exon\u00e8re pas de vos \u00e9ventuelles obligations de paiement envers le cr\u00e9ancier.<\/p>\n\n\n\n<div style=\"height:63px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"focusOn\"><div class=\"focusOn__inner\"><div class=\"titleWithShadowText titleWithShadowText--backgroundColor --mobile\">\n    <div class=\"titleWithShadowText__inner\" style=\"background-color: #19a69b\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg style=\"background-color: #19a69b\" class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg style=\"background-color: #19a69b\" class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Pratique                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Pratique<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        <div class=\"focusOn__articles\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:2,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:2,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"focusOn__articlesInner\"><div class=\"cards\" data-carousel-track><div class=\"focusOn__item\"><article class=\"card card--noBg\" data-block=\"focus-on\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:545,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/opposition-sur-prelevement-aupres-de-la-banque\/&quot;,&quot;title&quot;:&quot;Opposition sur pr\u00e9l\u00e8vement - 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aupr\u00e8s de la banque<\/span>\n                <\/h3>\n                                <p class=\"card__article\">Vous avez fait opposition aupr\u00e8s d&#039;un cr\u00e9ancier \u00e0 un pr\u00e9l\u00e8vement en particulier (erreur de facturation par exemple). Vous pr\u00e9cisez par cette lettre \u00e0 votre banque le (s) (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"focusOn__item\"><article class=\"card card--noBg\" data-block=\"focus-on\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:541,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/opposition-sur-prelevement-aupres-du-creancier\/&quot;,&quot;title&quot;:&quot;Opposition sur pr\u00e9l\u00e8vement - aupr\u00e8s du cr\u00e9ancier&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:0}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"541\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/opposition-sur-prelevement-aupres-du-creancier\/\"\n         data-title=\"Opposition sur pr\u00e9l\u00e8vement - aupr\u00e8s du cr\u00e9ancier\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/opposition-sur-prelevement-aupres-du-creancier\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Pr\u00e9l\u00e8vement<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Opposition sur pr\u00e9l\u00e8vement - aupr\u00e8s du cr\u00e9ancier<\/span>\n                <\/h3>\n                                <p class=\"card__article\">A r\u00e9ception de la facture, vous constatez une erreur (par exemple de montant). Vous contactez donc l&#039;organisme cr\u00e9ancier qui vous a adress\u00e9 cette facture pour lui signaler (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use 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162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" 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class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Le pr\u00e9l\u00e8vement<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Comment cesser de payer un cr\u00e9ancier par pr\u00e9l\u00e8vement ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     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srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/01\/contester-prelevement-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/01\/contester-prelevement-724x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/01\/contester-prelevement-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/01\/contester-prelevement.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Le pr\u00e9l\u00e8vement<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Peut-on faire opposition sur un pr\u00e9l\u00e8vement d\u00e9j\u00e0 effectu\u00e9 ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:522,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-prelevement-sepa\/&quot;,&quot;title&quot;:&quot;Bien utiliser le pr\u00e9l\u00e8vement SEPA&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:12}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" 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class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-prelevement-sepa\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Guides bancaires<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Bien utiliser le pr\u00e9l\u00e8vement SEPA<\/span>\n                <\/h3>\n                                <p class=\"card__article\">Le pr\u00e9l\u00e8vement est un moyen de paiement \u00e0 la fois s\u00fbr et pratique pour payer vos factures r\u00e9guli\u00e8res. Il permet \u00e0 votre banque, avec votre accord, de payer l&#039;organisme ou (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:578,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-fraudes-aux-operations-bancaires\/&quot;,&quot;title&quot;:&quot;Fraudes aux op\u00e9rations bancaires : comprendre, \u00e9viter, r\u00e9agir&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:86}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"578\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-fraudes-aux-operations-bancaires\/\"\n         data-title=\"Fraudes aux op\u00e9rations bancaires : comprendre, \u00e9viter, r\u00e9agir\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-fraudes-aux-operations-bancaires\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Guides bancaires<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Fraudes aux op\u00e9rations bancaires : comprendre, \u00e9viter, r\u00e9agir<\/span>\n                <\/h3>\n                                <p class=\"card__article\">Les services bancaires \u00e0 distance et les moyens de paiement num\u00e9riques font partie du quotidien. Consulter ses comptes, effectuer un virement ou r\u00e9gler un achat en ligne (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Il peut arriver que vous ne soyez pas d'accord avec une (ou plusieurs factures) re\u00e7ue (s) d'un m\u00eame cr\u00e9ancier que vous payez habituellement par pr\u00e9l\u00e8vement. Faire opposition \u00e0 un pr\u00e9l\u00e8vement consiste \u00e0 en emp\u00eacher le paiement, sans remettre en cause pour autant le mandat de pr\u00e9l\u00e8vement donn\u00e9 au cr\u00e9ancier. Comment proc\u00e9der ? Vous pouvez faire [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":5147,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":1,"views":29350,"viewed_at":"1778490157","newsletter":"0","_yoast_wpseo_primary_category":177,"footnotes":""},"categories":[177,119,20],"tags":[],"class_list":["post-538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-le-prelevement","category-les-virements-prelevements-et-tip-sepa","category-mes-moyens-de-paiement"],"yoast_head":"<title>L&#039;opposition sur pr\u00e9l\u00e8vement - Le pr\u00e9l\u00e8vement - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Il peut arriver que vous ne soyez pas d&#039;accord avec une (ou plusieurs factures) re\u00e7ue (s) d&#039;un m\u00eame cr\u00e9ancier que vous payez habituellement par pr\u00e9l\u00e8vement.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/lopposition-sur-prelevement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L&#039;opposition sur pr\u00e9l\u00e8vement - 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