{"id":559,"date":"2021-04-29T00:00:00","date_gmt":"2021-04-28T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2014\/08\/29\/lassurance-des-accidents-domestiques\/"},"modified":"2025-07-31T10:24:54","modified_gmt":"2025-07-31T08:24:54","slug":"lassurance-des-accidents-domestiques","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/lassurance-des-accidents-domestiques\/","title":{"rendered":"L'assurance des accidents domestiques"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Vous pouvez souscrire un contrat destin\u00e9 \u00e0 vous couvrir contre les risques de la vie de tous les jours susceptibles d'entra\u00eener une incapacit\u00e9 permanente, m\u00eame partielle, ou un d\u00e9c\u00e8s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous pouvez vous prot\u00e9ger vous-m\u00eame et aussi prot\u00e9ger les membres de votre famille contre :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>les accidents de la vie quotidienne aussi appel\u00e9s<strong>&nbsp;accidents domestiques<\/strong>&nbsp;: les mauvaises chutes, les br\u00fblures, les \u00e9lectrocutions, les accidents de loisir (jardinage, bricolage...) et de sport,<\/li><li>les&nbsp;<strong>accidents m\u00e9dicaux<\/strong>&nbsp;tels que les erreurs de diagnostics, d'anesth\u00e9sie ou encore accidents op\u00e9ratoires,<\/li><li>les&nbsp;<strong>agressions&nbsp;<\/strong>et les attentats d'une mani\u00e8re g\u00e9n\u00e9rale,<\/li><li>les&nbsp;catastrophes naturelles&nbsp;telles que les inondations, les coul\u00e9es de boue ou encore l'effondrement d'un b\u00e2timent.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">La plupart des contrats vous permettent de choisir entre diff\u00e9rentes options permettant une&nbsp;couverture&nbsp;plus ou moins large des risques. Vous pourrez donc ajuster votre contrat le plus pr\u00e9cis\u00e9ment possible \u00e0 vos besoins.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le montant de l'indemnisation&nbsp;vers\u00e9e en cas de&nbsp;sinistre&nbsp;est calcul\u00e9e \u00e0 partir du pr\u00e9judice que vous avez r\u00e9ellement subi. Cette indemnisation est donc personnelle. Certains contrats proposent des indemnit\u00e9s pouvant aller jusqu'\u00e0 1 million d'euro.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ce type de contrat d'assurance&nbsp;est souvent accompagn\u00e9 de prestations d'assistance&nbsp;permettant de vous faciliter la vie quotidienne dans les jours qui suivent l'accident.<\/p>\n\n\n\n<div style=\"height:63px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave 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d&#039;assistance sont en principe associ\u00e9s \u00e0 des contrats d&#039;assurances scolaires ou contre les accidents domestiques. Les services d&#039;assistance&nbsp;peuvent comporter (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:558,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/lassurance-complementaire-sante\/&quot;,&quot;title&quot;:&quot;L\\u0027assurance compl\u00e9mentaire sant\u00e9&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/07\/assurance-sante-150x150.jpg&quot;,&quot;likes&quot;:1}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" 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                                      <p class=\"card__category\">Au quotidien<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">\u00c0 quoi sert une assurance scolaire ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" 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Vous pouvez vous prot\u00e9ger vous-m\u00eame et aussi prot\u00e9ger les membres de votre famille contre : les accidents de la vie quotidienne aussi appel\u00e9s&nbsp;accidents domestiques&nbsp;: les mauvaises [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":6963,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":2,"views":4248,"viewed_at":"1778479958","newsletter":"0","_yoast_wpseo_primary_category":179,"footnotes":""},"categories":[52,179],"tags":[],"class_list":["post-559","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mes-assurances","category-pour-ma-personne-et-ma-famille"],"yoast_head":"<title>L&#039;assurance des accidents domestiques - Pour ma personne et ma famille - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/lassurance-des-accidents-domestiques\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L&#039;assurance des accidents domestiques - Pour ma personne et ma famille - Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"og:description\" content=\"Vous pouvez souscrire un contrat destin\u00e9 \u00e0 vous couvrir contre les risques de la vie de tous les jours susceptibles d&#039;entra\u00eener une incapacit\u00e9 permanente, m\u00eame partielle, ou un d\u00e9c\u00e8s. 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