{"id":566,"date":"2021-04-24T00:00:00","date_gmt":"2021-04-23T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2014\/08\/24\/penser-a-faire-jouer-lassurance\/"},"modified":"2021-12-15T16:31:11","modified_gmt":"2021-12-15T14:31:11","slug":"penser-a-faire-jouer-lassurance","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/penser-a-faire-jouer-lassurance\/","title":{"rendered":"Penser \u00e0 faire jouer l'assurance"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Etre assur\u00e9, c'est bien. Encore faut-il penser \u00e0 faire jouer l'assurance quand l'\u00e9v\u00e9nement assur\u00e9 se produit\u2026par exemple en cas de dommage ou de sinistre.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Votre contrat d'assurance pr\u00e9cise la marche \u00e0 suivre quand se produit le risque pour lequel vous \u00eates assur\u00e9, par exemple si vous \u00eates victime d'un accident, d'un vol, etc. pour lequel vous \u00eates couvert par une assurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En cas de doute sur la proc\u00e9dure de d\u00e9claration de sinistre, n'h\u00e9sitez pas \u00e0 t\u00e9l\u00e9phoner \u00e0 votre assureur, par exemple pour obtenir les coordonn\u00e9es pr\u00e9cises o\u00f9 vous adresser. Le plus souvent, vous devez d\u00e9clarer rapidement le sinistre par t\u00e9l\u00e9phone ou en vous rendant directement \u00e0 l'agence qui g\u00e8re votre contrat d'assurance (compagnie d'assurance, courtier d'assurance ou agence bancaire).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le d\u00e9lai pour faire la d\u00e9claration de sinistre peut varier en g\u00e9n\u00e9ral de 2 \u00e0 5 jours selon les cas. V\u00e9rifiez votre contrat, il a pu pr\u00e9voir des d\u00e9lais plus longs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pr\u00e9parez alors tous les \u00e9l\u00e9ments qui permettent d'\u00e9valuer votre pr\u00e9judice, notamment pour l'expert de l'assurance, comme par exemple, les factures d'achat des biens endommag\u00e9s, les bons de garanties. Dans la mesure du possible, laissez tout en l'\u00e9tat jusqu'\u00e0 la visite de l'expert, ne jetez rien ou prenez des photos avant d'intervenir.<\/p>\n\n\n\n<div style=\"height:63px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" 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class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Le principe de l&#039;assurance<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">A qui s&#039;adresser pour souscrire une assurance ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     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srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/06\/GettyImages-1141651532-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/06\/GettyImages-1141651532-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/06\/GettyImages-1141651532-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Pour mes biens<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Quelle assurance pour mon v\u00e9hicule ?<\/span>\n           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Les services d&#039;assistance&nbsp;peuvent comporter (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:556,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/la-protection-de-la-maison\/&quot;,&quot;title&quot;:&quot;La protection de la maison&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/06\/GettyImages-531203129-_BD-150x150.jpg&quot;,&quot;likes&quot;:1}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"556\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-protection-de-la-maison\/\"\n         data-title=\"La protection de la maison\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-protection-de-la-maison\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/06\/GettyImages-531203129-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/06\/GettyImages-531203129-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/06\/GettyImages-531203129-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/06\/GettyImages-531203129-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Pour mes biens<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">La protection de la maison<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Etre assur\u00e9, c'est bien. Encore faut-il penser \u00e0 faire jouer l'assurance quand l'\u00e9v\u00e9nement assur\u00e9 se produit\u2026par exemple en cas de dommage ou de sinistre. Votre contrat d'assurance pr\u00e9cise la marche \u00e0 suivre quand se produit le risque pour lequel vous \u00eates assur\u00e9, par exemple si vous \u00eates victime d'un accident, d'un vol, etc. pour lequel [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":6791,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":0,"views":2877,"viewed_at":"1778427516","newsletter":"0","_yoast_wpseo_primary_category":180,"footnotes":""},"categories":[180,52],"tags":[],"class_list":["post-566","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-le-principe-de-lassurance","category-mes-assurances"],"yoast_head":"<title>Penser \u00e0 faire jouer l&#039;assurance - Le principe de l&#039;assurance - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Etre assur\u00e9, c&#039;est bien. 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