{"id":608,"date":"2021-05-06T00:00:00","date_gmt":"2021-05-05T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2013\/08\/26\/instrument-financier-les-informations-quon-peut-me-demander\/"},"modified":"2021-12-07T17:57:30","modified_gmt":"2021-12-07T15:57:30","slug":"instrument-financier-les-informations-quon-peut-me-demander","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/","title":{"rendered":"Instrument financier : les informations qu'on peut me demander"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Votre conseiller ne pourra vous recommander un instrument financier adapt\u00e9 \u00e0 votre situation personnelle que s'il conna\u00eet vos objectifs, votre situation financi\u00e8re et votre comp\u00e9tence. Ses questions pourront vous para\u00eetre indiscr\u00e8tes, elles sont cependant n\u00e9cessaires. Elles vous aideront d'ailleurs \u00e0 bien r\u00e9fl\u00e9chir \u00e0 vos contraintes et \u00e0 vos objectifs.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les informations qui vous seront demand\u00e9es<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sauf s'il les a d\u00e9j\u00e0, votre conseiller doit recueillir des informations qui lui permettront de :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>mieux vous conna\u00eetre,<\/li><li>s\u00e9lectionner un instrument financier ad\u00e9quat \u00e0 votre situation personnelle,<\/li><li>v\u00e9rifier, par une \u00e9valuation pr\u00e9alable, l'ad\u00e9quation de son conseil au regard de votre situation.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Les informations, recueillies en g\u00e9n\u00e9ral par un questionnaire, appel\u00e9 \"Recueil de vos exigences et de vos besoins\", concernent donc :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>votre situation actuelle : situation familiale et professionnelle, votre \u00e2ge, vos revenus, votre patrimoine financier, immobilier ...<\/li><li>votre comp\u00e9tence financi\u00e8re : types de services, instruments financiers, contrats qui vous sont familiers...<\/li><li>vos objectifs : but du placement, dur\u00e9e pr\u00e9vue, niveau de risque ...<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-background wp-block-paragraph\" style=\"background-color:#d6d8da\"><strong>A savoir <\/strong>: Vos r\u00e9ponses doivent \u00eatre compl\u00e8tes et refl\u00e9ter la r\u00e9alit\u00e9 de votre situation, sinon vous risquez qu'on vous propose un instrument financier inappropri\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><br>La mise \u00e0 jour de vos informations<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pour s'assurer que les instruments financiers sont toujours adapt\u00e9s, vos informations personnelles seront mises \u00e0 jour notamment :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>lorsque vous informerez votre conseiller d'une \u00e9volution importante de votre situation, de vos objectifs ou de votre niveau d'expertise ou lorsque vous solliciterez une nouvelle \u00e9valuation globale,<\/li><li>lorsque vous souhaiterez r\u00e9aliser un placement inhabituel (par exemple une op\u00e9ration inadapt\u00e9e aux besoins que vous aviez exprim\u00e9s lors de la collecte initiale d'informations par votre conseiller),<\/li><li>ind\u00e9pendamment de toute souscription, lors d'entretiens organis\u00e9s avec votre conseiller, \u00e0 son initiative ou \u00e0 la v\u00f4tre,<\/li><li>pr\u00e9alablement \u00e0 la conclusion d'un mandat de gestion avec votre banque.<\/li><\/ul>\n\n\n\n<p class=\"has-background wp-block-paragraph\" style=\"background-color:#d6d8da\"><br><strong>A noter<\/strong> : Vous avez le droit de ne pas r\u00e9pondre aux questions de votre conseiller. Mais dans ce cas, il ne peut plus v\u00e9rifier l'ad\u00e9quation d'un instrument financier \u00e0 votre cas personnel. Il ne pourra donc pas vous faire de recommandation personnalis\u00e9e, ni conclure avec vous un mandat de gestion.<\/p>\n\n\n\n<div style=\"height:63px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:606,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-recues\/&quot;,&quot;title&quot;:&quot;Souscrire un instrument financier : des informations cl\u00e9s&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/infos-recues-_BD-150x150.jpg&quot;,&quot;likes&quot;:11}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"606\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-recues\/\"\n         data-title=\"Souscrire un instrument financier : des informations cl\u00e9s\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">3 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-recues\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/infos-recues-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/infos-recues-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/infos-recues-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/infos-recues-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">La protection des \u00e9pargnants<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Souscrire un instrument financier : des informations cl\u00e9s<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:602,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/comment-se-passe-linvestissement-dans-un-instrument-financier\/&quot;,&quot;title&quot;:&quot;Comment se passe l\\u0027investissement dans un instrument financier ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/comment-se-passe-investissement-_BD-150x150.jpg&quot;,&quot;likes&quot;:0}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"602\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/comment-se-passe-linvestissement-dans-un-instrument-financier\/\"\n         data-title=\"Comment se passe l&#039;investissement dans un instrument financier ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/comment-se-passe-linvestissement-dans-un-instrument-financier\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/comment-se-passe-investissement-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/comment-se-passe-investissement-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/comment-se-passe-investissement-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/comment-se-passe-investissement-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">La protection des \u00e9pargnants<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Comment se passe l&#039;investissement dans un instrument financier ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:603,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/les-obligations-des-conseillers-en-matiere-de-protection-des-epargnants\/&quot;,&quot;title&quot;:&quot;Les obligations des conseillers en mati\u00e8re de protection des \u00e9pargnants&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/infos-demandees-_BD-150x150.jpg&quot;,&quot;likes&quot;:0}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"603\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/les-obligations-des-conseillers-en-matiere-de-protection-des-epargnants\/\"\n         data-title=\"Les obligations des conseillers en mati\u00e8re de protection des \u00e9pargnants\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/les-obligations-des-conseillers-en-matiere-de-protection-des-epargnants\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/infos-demandees-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/infos-demandees-_BD-614x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/infos-demandees-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/infos-demandees-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">La protection des \u00e9pargnants<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Les obligations des conseillers en mati\u00e8re de protection des \u00e9pargnants<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Votre conseiller ne pourra vous recommander un instrument financier adapt\u00e9 \u00e0 votre situation personnelle que s'il conna\u00eet vos objectifs, votre situation financi\u00e8re et votre comp\u00e9tence. Ses questions pourront vous para\u00eetre indiscr\u00e8tes, elles sont cependant n\u00e9cessaires. Elles vous aideront d'ailleurs \u00e0 bien r\u00e9fl\u00e9chir \u00e0 vos contraintes et \u00e0 vos objectifs. Les informations qui vous seront demand\u00e9es [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":5437,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":1,"views":4075,"viewed_at":"1778479124","newsletter":"0","_yoast_wpseo_primary_category":188,"footnotes":""},"categories":[188,30,276],"tags":[],"class_list":["post-608","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-la-protection-des-epargnants","category-le-choix","category-mon-epargne"],"yoast_head":"<title>Instrument financier : les informations qu&#039;on peut me demander - La protection des \u00e9pargnants - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Votre conseiller ne pourra vous recommander un instrument financier adapt\u00e9 \u00e0 votre situation personnelle que s&#039;il conna\u00eet vos objectifs, votre situation financi\u00e8re et votre comp\u00e9tence.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Instrument financier : les informations qu&#039;on peut me demander - La protection des \u00e9pargnants - Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"og:description\" content=\"Votre conseiller ne pourra vous recommander un instrument financier adapt\u00e9 \u00e0 votre situation personnelle que s&#039;il conna\u00eet vos objectifs, votre situation financi\u00e8re et votre comp\u00e9tence.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/\" \/>\n<meta property=\"og:site_name\" content=\"Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-05T22:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-07T15:57:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/recueil-besoins-REB.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1078\" \/>\n\t<meta property=\"og:image:height\" content=\"719\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"bdurand\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bdurand\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/\"},\"author\":{\"name\":\"bdurand\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\"},\"headline\":\"Instrument financier : les informations qu'on peut me demander\",\"datePublished\":\"2021-05-05T22:00:00+00:00\",\"dateModified\":\"2021-12-07T15:57:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/\"},\"wordCount\":383,\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/05\\\/recueil-besoins-REB.jpg\",\"articleSection\":[\"La protection des \u00e9pargnants\",\"Le choix\",\"Mon \u00e9pargne\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/\",\"name\":\"Instrument financier : les informations qu'on peut me demander - La protection des \u00e9pargnants - Les cl\u00e9s de la banque - Particulier\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/05\\\/recueil-besoins-REB.jpg\",\"datePublished\":\"2021-05-05T22:00:00+00:00\",\"dateModified\":\"2021-12-07T15:57:30+00:00\",\"description\":\"Votre conseiller ne pourra vous recommander un instrument financier adapt\u00e9 \u00e0 votre situation personnelle que s'il conna\u00eet vos objectifs, votre situation financi\u00e8re et votre comp\u00e9tence.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/05\\\/recueil-besoins-REB.jpg\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/05\\\/recueil-besoins-REB.jpg\",\"width\":1078,\"height\":719},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/instrument-financier-les-informations-quon-peut-me-demander\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Instrument financier : les informations qu'on peut me demander\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#website\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\",\"name\":\"Les cl\u00e9s de la banque - Particulier\",\"description\":\"Les cl\u00e9s de la banque - Particulier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\",\"name\":\"Les cl\u00e9s de la banque - Particulier\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2.png\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2.png\",\"width\":150,\"height\":100,\"caption\":\"Les cl\u00e9s de la banque - Particulier\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\",\"name\":\"bdurand\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"caption\":\"bdurand\"}}]}<\/script>","yoast_head_json":{"title":"Instrument financier : les informations qu'on peut me demander - La protection des \u00e9pargnants - Les cl\u00e9s de la banque - Particulier","description":"Votre conseiller ne pourra vous recommander un instrument financier adapt\u00e9 \u00e0 votre situation personnelle que s'il conna\u00eet vos objectifs, votre situation financi\u00e8re et votre comp\u00e9tence.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/","og_locale":"fr_FR","og_type":"article","og_title":"Instrument financier : les informations qu'on peut me demander - La protection des \u00e9pargnants - Les cl\u00e9s de la banque - Particulier","og_description":"Votre conseiller ne pourra vous recommander un instrument financier adapt\u00e9 \u00e0 votre situation personnelle que s'il conna\u00eet vos objectifs, votre situation financi\u00e8re et votre comp\u00e9tence.","og_url":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/","og_site_name":"Les cl\u00e9s de la banque - Particulier","article_published_time":"2021-05-05T22:00:00+00:00","article_modified_time":"2021-12-07T15:57:30+00:00","og_image":[{"width":1078,"height":719,"url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/recueil-besoins-REB.jpg","type":"image\/jpeg"}],"author":"bdurand","twitter_card":"summary_large_image","twitter_misc":{"Written by":"bdurand","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/#article","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/"},"author":{"name":"bdurand","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/person\/11d94f4884ca2132a01990794f242bfa"},"headline":"Instrument financier : les informations qu'on peut me demander","datePublished":"2021-05-05T22:00:00+00:00","dateModified":"2021-12-07T15:57:30+00:00","mainEntityOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/"},"wordCount":383,"publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/recueil-besoins-REB.jpg","articleSection":["La protection des \u00e9pargnants","Le choix","Mon \u00e9pargne"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/","name":"Instrument financier : les informations qu'on peut me demander - La protection des \u00e9pargnants - Les cl\u00e9s de la banque - Particulier","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/#primaryimage"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/#primaryimage"},"thumbnailUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/recueil-besoins-REB.jpg","datePublished":"2021-05-05T22:00:00+00:00","dateModified":"2021-12-07T15:57:30+00:00","description":"Votre conseiller ne pourra vous recommander un instrument financier adapt\u00e9 \u00e0 votre situation personnelle que s'il conna\u00eet vos objectifs, votre situation financi\u00e8re et votre comp\u00e9tence.","breadcrumb":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/#primaryimage","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/recueil-besoins-REB.jpg","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/recueil-besoins-REB.jpg","width":1078,"height":719},{"@type":"BreadcrumbList","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/instrument-financier-les-informations-quon-peut-me-demander\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lesclesdelabanque.com\/particulier\/"},{"@type":"ListItem","position":2,"name":"Instrument financier : les informations qu'on peut me demander"}]},{"@type":"WebSite","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#website","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/","name":"Les cl\u00e9s de la banque - Particulier","description":"Les cl\u00e9s de la banque - Particulier","publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lesclesdelabanque.com\/particulier\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization","name":"Les cl\u00e9s de la banque - Particulier","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/logo\/image\/","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2.png","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2.png","width":150,"height":100,"caption":"Les cl\u00e9s de la banque - Particulier"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/person\/11d94f4884ca2132a01990794f242bfa","name":"bdurand","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","caption":"bdurand"}}]}},"_links":{"self":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts\/608","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/comments?post=608"}],"version-history":[{"count":0,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts\/608\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/media\/5437"}],"wp:attachment":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/media?parent=608"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/categories?post=608"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/tags?post=608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}