{"id":674,"date":"2020-12-19T00:00:00","date_gmt":"2020-12-18T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2012\/12\/19\/proposer-une-garantie-alternative-a-lassurance-aeras\/"},"modified":"2021-08-27T09:46:26","modified_gmt":"2021-08-27T07:46:26","slug":"proposer-une-garantie-alternative-a-lassurance-aeras","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/","title":{"rendered":"Proposer une garantie alternative \u00e0 l'assurance - AERAS"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Vous avez d\u00e9pos\u00e9 un dossier d'assurance dans le cadre d'un cr\u00e9dit. Aucune solution d'assurance n'a pu \u00eatre trouv\u00e9e. La banque ne peut pas vous octroyer le cr\u00e9dit sans assurance ou garantie. Vous pouvez alors contacter la banque pour essayer de trouver avec elle une garantie alternative de type : cautionnement, hypoth\u00e8que, nantissement ou gage, en remplacement de l'assurance.<\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">lettre-aeras-garantie-alternative<\/p><p class=\"postAttachment__fileSize\">67,3 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;lettre-aeras-garantie-alternative&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"lettre-aeras-garantie-alternative\" href=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2020\/12\/lettre-aeras-garantie-alternative.docx\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger lettre-aeras-garantie-alternative<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Vous avez d\u00e9pos\u00e9 un dossier d'assurance dans le cadre d'un cr\u00e9dit. Aucune solution d'assurance n'a pu \u00eatre trouv\u00e9e. La banque ne peut pas vous octroyer le cr\u00e9dit sans assurance ou garantie. Vous pouvez alors contacter la banque pour essayer de trouver avec elle une garantie alternative de type : cautionnement, hypoth\u00e8que, nantissement ou gage, en [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":3,"views":2626,"viewed_at":"1778483621","newsletter":"0","_yoast_wpseo_primary_category":135,"footnotes":""},"categories":[135,134,4,81],"tags":[],"class_list":["post-674","post","type-post","status-publish","format-standard","hentry","category-assurance","category-credit-modeles-de-lettre","category-boite-a-outils","category-modeles-de-lettre"],"yoast_head":"<title>Proposer une garantie alternative \u00e0 l&#039;assurance - AERAS - Assurance - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Proposer une garantie alternative \u00e0 l&#039;assurance - AERAS - Assurance - Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"og:description\" content=\"Vous avez d\u00e9pos\u00e9 un dossier d&#039;assurance dans le cadre d&#039;un cr\u00e9dit. Aucune solution d&#039;assurance n&#039;a pu \u00eatre trouv\u00e9e. La banque ne peut pas vous octroyer le cr\u00e9dit sans assurance ou garantie. Vous pouvez alors contacter la banque pour essayer de trouver avec elle une garantie alternative de type : cautionnement, hypoth\u00e8que, nantissement ou gage, en [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/\" \/>\n<meta property=\"og:site_name\" content=\"Les cl\u00e9s de la banque - Particulier\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-18T22:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-08-27T07:46:26+00:00\" \/>\n<meta name=\"author\" content=\"bdurand\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"bdurand\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/proposer-une-garantie-alternative-a-lassurance-aeras\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/proposer-une-garantie-alternative-a-lassurance-aeras\\\/\"},\"author\":{\"name\":\"bdurand\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\"},\"headline\":\"Proposer une garantie alternative \u00e0 l'assurance - AERAS\",\"datePublished\":\"2020-12-18T22:00:00+00:00\",\"dateModified\":\"2021-08-27T07:46:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/proposer-une-garantie-alternative-a-lassurance-aeras\\\/\"},\"wordCount\":75,\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\"},\"articleSection\":[\"Assurance\",\"Cr\u00e9dit\",\"Ma bo\u00eete \u00e0 outils\",\"Mod\u00e8les de lettre\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/proposer-une-garantie-alternative-a-lassurance-aeras\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/proposer-une-garantie-alternative-a-lassurance-aeras\\\/\",\"name\":\"Proposer une garantie alternative \u00e0 l'assurance - AERAS - Assurance - Les cl\u00e9s de la banque - Particulier\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#website\"},\"datePublished\":\"2020-12-18T22:00:00+00:00\",\"dateModified\":\"2021-08-27T07:46:26+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/proposer-une-garantie-alternative-a-lassurance-aeras\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/proposer-une-garantie-alternative-a-lassurance-aeras\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/proposer-une-garantie-alternative-a-lassurance-aeras\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Proposer une garantie alternative \u00e0 l'assurance - AERAS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#website\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\",\"name\":\"Les cl\u00e9s de la banque - Particulier\",\"description\":\"Les cl\u00e9s de la banque - Particulier\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#organization\",\"name\":\"Les cl\u00e9s de la banque - Particulier\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2.png\",\"contentUrl\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/uploads\\\/2021\\\/09\\\/cropped-logo_CDB_PP2.png\",\"width\":150,\"height\":100,\"caption\":\"Les cl\u00e9s de la banque - Particulier\"},\"image\":{\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.lesclesdelabanque.com\\\/particulier\\\/#\\\/schema\\\/person\\\/11d94f4884ca2132a01990794f242bfa\",\"name\":\"bdurand\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g\",\"caption\":\"bdurand\"}}]}<\/script>","yoast_head_json":{"title":"Proposer une garantie alternative \u00e0 l'assurance - AERAS - Assurance - Les cl\u00e9s de la banque - Particulier","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/","og_locale":"fr_FR","og_type":"article","og_title":"Proposer une garantie alternative \u00e0 l'assurance - AERAS - Assurance - Les cl\u00e9s de la banque - Particulier","og_description":"Vous avez d\u00e9pos\u00e9 un dossier d'assurance dans le cadre d'un cr\u00e9dit. Aucune solution d'assurance n'a pu \u00eatre trouv\u00e9e. La banque ne peut pas vous octroyer le cr\u00e9dit sans assurance ou garantie. Vous pouvez alors contacter la banque pour essayer de trouver avec elle une garantie alternative de type : cautionnement, hypoth\u00e8que, nantissement ou gage, en [&hellip;]","og_url":"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/","og_site_name":"Les cl\u00e9s de la banque - Particulier","article_published_time":"2020-12-18T22:00:00+00:00","article_modified_time":"2021-08-27T07:46:26+00:00","author":"bdurand","twitter_card":"summary_large_image","twitter_misc":{"Written by":"bdurand","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/#article","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/"},"author":{"name":"bdurand","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/person\/11d94f4884ca2132a01990794f242bfa"},"headline":"Proposer une garantie alternative \u00e0 l'assurance - AERAS","datePublished":"2020-12-18T22:00:00+00:00","dateModified":"2021-08-27T07:46:26+00:00","mainEntityOfPage":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/"},"wordCount":75,"publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization"},"articleSection":["Assurance","Cr\u00e9dit","Ma bo\u00eete \u00e0 outils","Mod\u00e8les de lettre"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/","name":"Proposer une garantie alternative \u00e0 l'assurance - AERAS - Assurance - Les cl\u00e9s de la banque - Particulier","isPartOf":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#website"},"datePublished":"2020-12-18T22:00:00+00:00","dateModified":"2021-08-27T07:46:26+00:00","breadcrumb":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/proposer-une-garantie-alternative-a-lassurance-aeras\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lesclesdelabanque.com\/particulier\/"},{"@type":"ListItem","position":2,"name":"Proposer une garantie alternative \u00e0 l'assurance - AERAS"}]},{"@type":"WebSite","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#website","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/","name":"Les cl\u00e9s de la banque - Particulier","description":"Les cl\u00e9s de la banque - Particulier","publisher":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lesclesdelabanque.com\/particulier\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#organization","name":"Les cl\u00e9s de la banque - Particulier","url":"https:\/\/www.lesclesdelabanque.com\/particulier\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/logo\/image\/","url":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2.png","contentUrl":"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/09\/cropped-logo_CDB_PP2.png","width":150,"height":100,"caption":"Les cl\u00e9s de la banque - Particulier"},"image":{"@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.lesclesdelabanque.com\/particulier\/#\/schema\/person\/11d94f4884ca2132a01990794f242bfa","name":"bdurand","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6dc157533deefd6a4621ae5746d28d0b829e3418e81f920a68c23c1ce9d3dfcf?s=96&d=mm&r=g","caption":"bdurand"}}]}},"_links":{"self":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts\/674","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/comments?post=674"}],"version-history":[{"count":0,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/posts\/674\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/media?parent=674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/categories?post=674"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lesclesdelabanque.com\/particulier\/wp-json\/wp\/v2\/tags?post=674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}