{"id":725,"date":"2021-04-14T00:00:00","date_gmt":"2021-04-13T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2012\/09\/14\/la-banque-peut-elle-detenir-dautres-informations\/"},"modified":"2021-12-10T17:55:55","modified_gmt":"2021-12-10T15:55:55","slug":"la-banque-peut-elle-detenir-dautres-informations","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/la-banque-peut-elle-detenir-dautres-informations\/","title":{"rendered":"La banque peut-elle d\u00e9tenir d'autres informations ?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">La banque peut d\u00e9tenir d'autres informations sur vous si elles les estiment pertinentes. Elle respecte dans tous les cas la r\u00e9glementation en vigueur.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les informations commerciales et de risque<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La banque conserve souvent :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>des informations commerciales comme par exemple le r\u00e9sum\u00e9 de vos entretiens avec votre charg\u00e9 de compte,<\/li><li>des informations qui lui ont permis d'\u00e9valuer son risque en cas de cr\u00e9dit<\/li><li>des informations qui lui ont permis d'\u00e9valuer son risque en cas de d\u00e9livrance de moyens de paiement (inscription au Fichier Central des Ch\u00e8ques par exemple).<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><br>Les informations sur votre situation professionnelle et familiale<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">La banque conserve souvent :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>des informations notamment sur votre situation professionnelle, \u00e9conomique et financi\u00e8re, en raison de la lutte contre le blanchiment d'argent et le financement du terrorisme,<\/li><li>des informations sur votre situation familiale : mari\u00e9, pacs\u00e9 ou concubin. Les incidences l\u00e9gales sont importantes concernant les dettes du couple.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><br>A savoir : La collecte des donn\u00e9es et la gestion des fichiers r\u00e9pondent \u00e0 des r\u00e8gles juridiques pr\u00e9cises, contr\u00f4l\u00e9es par la <a href=\"http:\/\/www.cnil.fr\" target=\"_blank\" rel=\"noreferrer noopener\">CNIL <\/a>(Commission Informatique et des Libert\u00e9s).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sauf quelques exceptions l\u00e9gales, la banque ne peut pas conserver d'informations ayant trait \u00e0 vos origines raciales, ethniques, vos opinions politiques, philosophiques ou religieuses, \u00e0 votre appartenance syndicale, \u00e0 votre sant\u00e9 ou \u00e0 votre vie sexuelle, ni porter un jugement subjectif ou p\u00e9joratif vous concernant.<\/p>\n\n\n\n<div style=\"height:63px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:344,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/donner-des-informations-pour-avoir-des-produits-et-des-services-adaptes\/&quot;,&quot;title&quot;:&quot;Donner des informations pour avoir des produits et des services adapt\u00e9s&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-469750130-150x150.jpg&quot;,&quot;likes&quot;:0}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"344\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/donner-des-informations-pour-avoir-des-produits-et-des-services-adaptes\/\"\n         data-title=\"Donner des informations pour avoir des produits et des services adapt\u00e9s\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        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width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/donner-des-informations-pour-avoir-des-produits-et-des-services-adaptes\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-469750130-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-469750130-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-469750130-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-469750130.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">A ma banque<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Donner des informations pour avoir des produits et des services adapt\u00e9s<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:726,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/la-protection-de-mes-informations-personnelles\/&quot;,&quot;title&quot;:&quot;La protection de mes informations 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                      title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        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            <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-1286601829.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Mes droits sur les fichiers<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">La protection de mes informations personnelles<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n    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media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-117455474-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-117455474-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-117455474.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">A ma banque<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Les informations n\u00e9cessairement d\u00e9tenues par ma banque<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:727,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/mes-droits-sur-les-fichiers-de-la-banque\/&quot;,&quot;title&quot;:&quot;Mes droits sur les fichiers de la banque&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:0}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span 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postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/mes-droits-sur-les-fichiers-de-la-banque\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Mes droits sur les fichiers<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Mes droits sur les fichiers de la banque<\/span>\n                <\/h3>\n                                <p class=\"card__article\">La loi Informatique et Libert\u00e9s a pos\u00e9 le principe de l&#039;acc\u00e8s par toute personne physique aux donn\u00e9es \u00e0 caract\u00e8re personnel la concernant, lorsqu&#039;elles sont enregistr\u00e9es (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>La banque peut d\u00e9tenir d'autres informations sur vous si elles les estiment pertinentes. Elle respecte dans tous les cas la r\u00e9glementation en vigueur. Les informations commerciales et de risque La banque conserve souvent : des informations commerciales comme par exemple le r\u00e9sum\u00e9 de vos entretiens avec votre charg\u00e9 de compte, des informations qui lui ont [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":5959,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":1,"views":3997,"viewed_at":"1778482285","newsletter":"0","_yoast_wpseo_primary_category":210,"footnotes":""},"categories":[210,334,129],"tags":[],"class_list":["post-725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-ma-banque","category-mes-informations-mon-compte","category-mon-compte"],"yoast_head":"<title>La banque peut-elle d\u00e9tenir d&#039;autres informations ? - A ma banque - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"La banque peut d\u00e9tenir d&#039;autres informations sur vous si elles les estiment pertinentes. 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