{"id":726,"date":"2021-04-11T00:00:00","date_gmt":"2021-04-10T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2012\/09\/11\/la-protection-de-mes-informations-personnelles\/"},"modified":"2021-12-13T17:04:22","modified_gmt":"2021-12-13T15:04:22","slug":"la-protection-de-mes-informations-personnelles","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/la-protection-de-mes-informations-personnelles\/","title":{"rendered":"La protection de mes informations personnelles"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Que ce soit le niveau de vos avoirs d\u00e9pos\u00e9s \u00e0 la banque, le montant de vos revenus, les op\u00e9rations que vous r\u00e9alisez, etc. votre banquier d\u00e9tient n\u00e9cessairement beaucoup d'informations personnelles vous concernant. <\/strong>Ces informations sont prot\u00e9g\u00e9es contre la prospection commerciale et par le secret bancaire.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">La prospection commerciale<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vous \u00eates inform\u00e9 (par votre banquier ou votre assureur) que les informations que vous lui fournissez seront utilis\u00e9es dans le seul cadre de la gestion de votre dossier, conform\u00e9ment \u00e0 la r\u00e9glementation en vigueur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ainsi, elles ne feront pas l'objet d'un traitement \u00e0 des fins de prospection commerciale sans votre accord pr\u00e9alable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En cas de doute sur le bien-fond\u00e9 des demandes d'informations, vous pouvez saisir la commission Nationale de l'Informatique et des Libert\u00e9s (CNIL).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><br>Le secret bancaire<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Une fois communiqu\u00e9es, vos informations sont prot\u00e9g\u00e9es par le secret bancaire : La banque n'a pas le droit de divulguer les informations personnelles qu'elle d\u00e9tient sur ses clients. Vous pouvez donc r\u00e9pondre en toute confiance aux questions de votre conseiller car mieux il vous conna\u00eetra, mieux il pourra vous aider. Parall\u00e8lement, ne soyez pas surpris si votre banque refuse de vous donner un solde de compte par t\u00e9l\u00e9phone par exemple.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le secret bancaire peut toutefois \u00eatre lev\u00e9 dans quelques cas tr\u00e8s pr\u00e9cis pr\u00e9vus par la loi (r\u00e9quisition judiciaire ou des douanes, saisie ou avis \u00e0 tiers d\u00e9tenteur, surendettement, r\u00e9quisition fiscale, soup\u00e7on de blanchiment). Vous pourrez acc\u00e9der \u00e0 vos propres donn\u00e9es personnelles collect\u00e9es et utilis\u00e9es par la banque.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour aller plus loin :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a target=\"_blank\" href=\"http:\/\/www.legifrance.gouv.fr\/affichCode.do?cidTexte=LEGITEXT000006072026\" rel=\"noreferrer noopener\">Le site Legifrance - Cas de lev\u00e9e du secret bancaire aux art. L511-33 et L 511-34 C. mon. et fin.<\/a><\/li><li><a target=\"_blank\" href=\"https:\/\/www.cnil.fr\/fr\" rel=\"noreferrer noopener\">Le site de la CNIL<\/a><\/li><\/ul>\n\n\n\n<div style=\"height:63px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h2 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h2>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" data-wp-context=\"{&quot;perView&quot;:4,&quot;perViewTablet&quot;:2,&quot;perViewMobile&quot;:1,&quot;scroll&quot;:1,&quot;loop&quot;:true}\" data-wp-init=\"callbacks.init\"><div class=\"carousel__cards cards\" data-carousel-track><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:723,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/que-faire-en-cas-de-probleme-lies-au-fichier-de-la-banque\/&quot;,&quot;title&quot;:&quot;Que faire en cas de probl\u00e8me li\u00e9s au fichier de la banque ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-1130318175-150x150.jpg&quot;,&quot;likes&quot;:2}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"723\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/que-faire-en-cas-de-probleme-lies-au-fichier-de-la-banque\/\"\n         data-title=\"Que faire en cas de probl\u00e8me li\u00e9s au fichier de la banque ?\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" 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href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/informations-detenues-par-banque\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-117455474-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-117455474-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-117455474-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/GettyImages-117455474.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                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         <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/mes-droits-sur-les-fichiers-de-la-banque\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Mes droits sur les fichiers<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Mes droits sur les fichiers de la banque<\/span>\n                <\/h3>\n                                <p class=\"card__article\">La loi Informatique et Libert\u00e9s a pos\u00e9 le principe de l&#039;acc\u00e8s par toute personne physique aux donn\u00e9es \u00e0 caract\u00e8re personnel la concernant, lorsqu&#039;elles sont enregistr\u00e9es (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Que ce soit le niveau de vos avoirs d\u00e9pos\u00e9s \u00e0 la banque, le montant de vos revenus, les op\u00e9rations que vous r\u00e9alisez, etc. votre banquier d\u00e9tient n\u00e9cessairement beaucoup d'informations personnelles vous concernant. Ces informations sont prot\u00e9g\u00e9es contre la prospection commerciale et par le secret bancaire. La prospection commerciale Vous \u00eates inform\u00e9 (par votre banquier ou [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":5986,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":2,"views":9225,"viewed_at":"1778495739","newsletter":"0","_yoast_wpseo_primary_category":209,"footnotes":""},"categories":[209,334,129],"tags":[],"class_list":["post-726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mes-droits-sur-les-fichiers","category-mes-informations-mon-compte","category-mon-compte"],"yoast_head":"<title>La protection de mes informations personnelles - Mes droits sur les fichiers - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Que ce soit le niveau de vos avoirs d\u00e9pos\u00e9s \u00e0 la banque, le montant de vos revenus, les op\u00e9rations que vous r\u00e9alisez, etc. votre banquier d\u00e9tient n\u00e9cessairement beaucoup d&#039;informations personnelles vous concernant.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-protection-de-mes-informations-personnelles\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La protection de mes informations personnelles - 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