{"id":735,"date":"2025-02-10T02:00:00","date_gmt":"2025-02-10T00:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2012\/08\/27\/la-protection-des-personnes-curatelle-tutelle\/"},"modified":"2025-03-04T19:36:30","modified_gmt":"2025-03-04T17:36:30","slug":"protection-personnes-vulnerables-curatelle-tutelle","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/protection-personnes-vulnerables-curatelle-tutelle\/","title":{"rendered":"La protection des personnes vuln\u00e9rables : curatelle, tutelle..."},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">Une personne peut b\u00e9n\u00e9ficier d\u2019une protection juridique en raison d\u2019une alt\u00e9ration de ses capacit\u00e9s physiques ou mentales li\u00e9e \u00e0 l\u2019\u00e2ge, \u00e0 une maladie ou \u00e0 un handicap. On parle alors de \"majeur prot\u00e9g\u00e9\" ou \"majeur incapable\". Il existe plusieurs niveaux de protection, adapt\u00e9s \u00e0 chaque situation, comme la curatelle ou la tutelle. Avant la mise en place d\u2019une telle mesure, la personne concern\u00e9e est syst\u00e9matiquement entendue par le juge des contentieux de la protection. Il est toujours possible de demander la mainlev\u00e9e des mesures de protection si elles ne s'av\u00e8rent plus n\u00e9cessaires.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">En quoi consiste la sauvegarde de justice ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>La sauvegarde de justice est une mesure de protection juridique temporaire et d'urgence.<\/strong> Elle peut \u00eatre mise en place dans les situations suivantes :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>En attendant une mesure plus protectrice, comme la curatelle ou la tutelle.<\/li><li>En cas d\u2019incapacit\u00e9 passag\u00e8re, par exemple apr\u00e8s un accident dont les s\u00e9quelles sont r\u00e9versibles.<\/li><li>Lorsque l\u2019alt\u00e9ration des capacit\u00e9s mentales ou physiques n\u2019emp\u00eache pas d\u2019accomplir les actes de la vie courante.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cette mesure peut concerner des difficult\u00e9s physiques ou psychologiques li\u00e9es \u00e0 une maladie, un handicap, le vieillissement ou une diminution des facult\u00e9s mentales et\/ou physiques emp\u00eachant la personne d\u2019exprimer pleinement sa volont\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La sauvegarde de justice peut \u00eatre demand\u00e9e par un proche (famille, ami) ou par la personne concern\u00e9e si elle est en \u00e9tat de le faire. Elle est <strong>d\u00e9cid\u00e9e par le juge des contentieux de la protection <\/strong>(ancien juge des tutelles) du tribunal judiciaire du lieu de r\u00e9sidence.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le m\u00e9decin traitant peut aussi effectuer une d\u00e9claration aupr\u00e8s du procureur de la R\u00e9publique au tribunal judiciaire du lieu de r\u00e9sidence du malade. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Cette mesure ne peut exc\u00e9der 1 an, renouvelable une seule fois, pour une dur\u00e9e totale de 2 ans maximum<\/strong>.<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">C\u00f4t\u00e9 banque : La gestion courante est confi\u00e9e \u00e0 un mandataire sp\u00e9cial souvent d\u00e9sign\u00e9 par l'int\u00e9ress\u00e9 lui-m\u00eame, ou par le juge des contentieux de la protection.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">La curatelle : dans quels cas ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La <strong>curatelle <\/strong>peut concerner toute personne :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>souffrant d'une alt\u00e9ration de ses capacit\u00e9s physiques ou mentales mais pouvant agir par elle-m\u00eame (maladie mentale, \u00e2ge avanc\u00e9, handicap) ; <\/li><li>d\u00e9pensant excessivement son patrimoine ;<\/li><li>ne remplissant pas ses devoirs familiaux ;<\/li><li>en forte d\u00e9pendance \u00e0 l'alcool ou aux drogues.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Demand\u00e9e par l'int\u00e9ress\u00e9, son conjoint, sa famille, ses amis ou m\u00eame ses voisins, elle est <strong>d\u00e9cid\u00e9e par le<\/strong> <strong>juge des contentieux de la protection<\/strong> au tribunal judiciaire, qui d\u00e9signe un curateur (souvent un membre de la famille). Celui-ci aide la personne dans la gestion de ses biens (obtenir un cr\u00e9dit, placer de l'argent, etc.).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La personne reste autonome pour accomplir des actes simples (achats de la vie quotidienne...). La mise en curatelle lui permet d'\u00eatre<strong> conseill\u00e9e et\/ou accompagn\u00e9e pour les actes importants <\/strong>comportant un engagement comme un cr\u00e9dit, une vente d'un bien immobilier... Il existe <strong>3 niveaux de curatelle (simple, renforc\u00e9e, am\u00e9nag\u00e9e)<\/strong>, limitant plus ou moins les actes qu\u2019elle peut r\u00e9aliser seule.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>La curatelle dure 5 ans, renouvelable une fois.<\/strong><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">C\u00f4t\u00e9 banque : Le juge peut d\u00e9finir pr\u00e9cis\u00e9ment et \u00e0 tout moment ce que la personne peut faire seule ou avec l'assistance de son curateur. Ainsi, par exemple, sous curatelle renforc\u00e9e, elle ne pourra pas effectuer de paiements seule.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comment demander une tutelle ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Particuli\u00e8rement<\/strong> <strong>protectrice<\/strong>, la tutelle peut concerner une personne compl\u00e8tement incapable d'accomplir les actes de la vie civile, notamment si l'\u00e9tat de ses facult\u00e9s mentales ou corporelles n\u00e9cessite de mani\u00e8re permanente l'assistance d'un tiers. <strong>Un certificat m\u00e9dical circonstanci\u00e9 est n\u00e9cessaire<\/strong> pour faire la demande. La tutelle est g\u00e9n\u00e9ralement fix\u00e9e pour <strong>5 ans renouvelables<\/strong>, mais peut \u00eatre port\u00e9e \u00e0 <strong>10 ans<\/strong> si manifestement la situation de la personne ne peut pas s'am\u00e9liorer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La demande peut \u00eatre faite par :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>l\u2019int\u00e9ress\u00e9 lui-m\u00eame ;<\/li><li>son conjoint ;<\/li><li>un parent ;<\/li><li>son curateur (si la personne est d\u00e9j\u00e0 sous curatelle) ;<\/li><li>directement par le tribunal judiciaire ou le juge des contentieux de la protection.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le tuteur est d\u00e9sign\u00e9 en priorit\u00e9 parmi les membres et proches de la famille. La personne sous tutelle se trouve dans la m\u00eame situation qu'un mineur non \u00e9mancip\u00e9 et doit \u00eatre repr\u00e9sent\u00e9e et assist\u00e9e en permanence pour tous les actes de la vie civile. <strong>Le tuteur \u00e9tablit chaque ann\u00e9e un compte de gestion.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Le juge doit<\/strong> <strong>autoriser tout acte impactant le patrimoine<\/strong> (vente d\u2019un bien immobilier, donation\u2026). Les actes de gestion courante peuvent \u00eatre effectu\u00e9s par le tuteur seul.<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">C\u00f4t\u00e9 banque<strong> <\/strong>: La personne ne peut pas ouvrir seule un compte bancaire, \u00e9mettre des ch\u00e8ques, contracter un emprunt, placer son argent. Toutefois, le juge peut autoriser certains actes, comme des achats du quotidien ou des retraits d\u2019argent de faible montant.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">En quoi consiste le mandat de protection future ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous n\u2019\u00eates pas sous tutelle, vous pouvez \u00e9tablir un <strong>mandat de protection future<\/strong>. Ce dispositif vous permet de <strong>d\u00e9signer une ou plusieurs personnes pour vous repr\u00e9senter <\/strong>lorsque vous ne serez plus en mesure de g\u00e9rer seul vos int\u00e9r\u00eats en raison d\u2019une <strong>alt\u00e9ration m\u00e9dicalement constat\u00e9e<\/strong> de vos facult\u00e9s :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>mentales ; <\/li><li>et\/ou corporelles, si elles emp\u00eachent l\u2019expression de votre volont\u00e9.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si vous \u00eates sous curatelle, vous ne pouvez conclure un mandat de protection future qu'avec l'assistance de votre curateur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un parent qui n'est pas lui-m\u00eame sous curatelle ou tutelle, peut d\u00e9signer un ou plusieurs mandataires charg\u00e9s de le repr\u00e9senter au cas o\u00f9 son enfant (mineur ou majeur dont il a la charge mat\u00e9rielle et affective) ne pourrait plus pourvoir seul \u00e0 ses int\u00e9r\u00eats.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">En compl\u00e9ment de l'article \"La protection des personnes vuln\u00e9rables : curatelle, tutelle\u2026\" : <\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F2075\" target=\"_blank\">La sauvegarde de justice sur le site du service public<\/a>  et <a rel=\"noreferrer noopener\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/id\/LEGISCTA000006150532\/\" target=\"_blank\">art. 433 \u00e0 439 C. civ.<\/a><\/li><li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F2094\" target=\"_blank\">La curatelle sur le site du service public<\/a>  et <a rel=\"noreferrer noopener\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/id\/LEGISCTA000006165757\/\" target=\"_blank\">art. 467 et S c. civ.<\/a><\/li><li><a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/www.legifrance.gouv.fr\/codes\/section_lc\/LEGITEXT000006070721\/LEGISCTA000031323021\/#LEGISCTA000031323225\">Legifrance - La tutelle aux art 390 \u00e0 413 et s. c. civ.<\/a> et<a rel=\"noreferrer noopener\" href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F2120\" target=\"_blank\"> sur le site du service public<\/a><\/li><li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F33832\" target=\"_blank\">Le compte de gestion sur le site du service public<\/a><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath 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class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">La maladie, le handicap<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Quelles aides et dispositifs pour le proche aidant ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:736,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/maladie-handicap-surveiller-son-budget\/&quot;,&quot;title&quot;:&quot;Maladie, handicap : surveiller son 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width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">&lt; 1 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/maladie-handicap-surveiller-son-budget\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/maladie-handicap-budget-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/maladie-handicap-budget-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/maladie-handicap-budget-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/maladie-handicap-budget-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">La maladie, le handicap<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Maladie, handicap : surveiller son budget<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Une personne peut b\u00e9n\u00e9ficier d\u2019une protection juridique en raison d\u2019une alt\u00e9ration de ses capacit\u00e9s physiques ou mentales li\u00e9e \u00e0 l\u2019\u00e2ge, \u00e0 une maladie ou \u00e0 un handicap. On parle alors de \"majeur prot\u00e9g\u00e9\" ou \"majeur incapable\". Il existe plusieurs niveaux de protection, adapt\u00e9s \u00e0 chaque situation, comme la curatelle ou la tutelle. Avant la mise [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":6434,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":6,"views":16526,"viewed_at":"1778490228","newsletter":"0","_yoast_wpseo_primary_category":36,"footnotes":""},"categories":[278,36,35,270],"tags":[],"class_list":["post-735","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jai-des-difficultes","category-la-maladie-le-handicap","category-les-accidents-de-la-vie","category-mes-moments-de-vie"],"yoast_head":"<title>La protection des personnes vuln\u00e9rables : curatelle, tutelle... - La maladie, le handicap - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Une personne peut \u00eatre prot\u00e9g\u00e9e en cas de capacit\u00e9s r\u00e9duites par l&#039;\u00e2ge, la maladie, le handicap... 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