{"id":77,"date":"2025-01-03T00:00:00","date_gmt":"2025-01-02T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2020\/10\/02\/ajpa-une-nouvelle-allocation-pour-le-proche-aidant\/"},"modified":"2025-01-06T16:26:37","modified_gmt":"2025-01-06T14:26:37","slug":"ajpa-proche-aidant","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/ajpa-proche-aidant\/","title":{"rendered":"Quelles aides et dispositifs pour le proche aidant ?"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">Parent en perte d'autonomie, enfant handicap\u00e9, conjoint malade\u2026 Qu'il s'agisse d'apporter des soins, d'assister dans les t\u00e2ches m\u00e9nag\u00e8res et administratives, de faciliter la gestion du budget... dans tous ces cas, vous pouvez \u00eatre amen\u00e9(e) \u00e0 interrompre ou \"all\u00e9ger\" votre activit\u00e9 professsionnelle. Cette situation aura des cons\u00e9quences importantes, au niveau du salaire et aussi de la retraite. Vous avez la possibilit\u00e9 de prendre un cong\u00e9 de \"proche aidant\" et d'\u00eatre r\u00e9mun\u00e9r\u00e9.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Aider un proche : quels impacts c\u00f4t\u00e9 finances ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Aider un proche n\u00e9cessite du temps. On n'a rarement le choix mais il faut cependant avoir conscience des impacts de votre engagement.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Pr\u00e9server votre budget et vos finances personnelles <\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Vous devrez consacrer du temps \u00e0 votre proche, en parall\u00e8le de votre <strong>carri\u00e8re <\/strong>ou en mettant celle-ci entre parenth\u00e8se, du moins temporairement. Outre la perte financi\u00e8re en termes de <strong>salaire <\/strong>et de future <strong>pension de retraite<\/strong>, il sera sans doute compliqu\u00e9 d'accepter de nouvelles responsabilit\u00e9s, des heures suppl\u00e9mentaires, des d\u00e9placements... vous privant potentiellement d'opportunit\u00e9s de carri\u00e8re. Pensez \u00e0 demander l<strong>'allocation de proche aidant<\/strong> (cf plus bas).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aider un proche, c'est parfois \u00eatre amen\u00e9 \u00e0 payer certaines de ses d\u00e9penses. Vous devrez alors faire attention \u00e0 votre propre budget. Il ne s'agit pas en effet de payer \u00e0 sa place. Il pourrait para\u00eetre parfois plus simple pour vous de r\u00e9aliser directement des op\u00e9rations sur votre propre compte pour aider votre proche. Vous prenez alors le risque de d\u00e9s\u00e9quilibrer votre propre budget et de ne pas pouvoir r\u00e9cup\u00e9rer ces sommes. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Aider votre proche \u00e0 g\u00e9rer son budget et ses finances au quotidien<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Une<strong> <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-procuration-sur-compte-bancaire\/\" target=\"_blank\" rel=\"noreferrer noopener\">procuration bancaire<\/a><\/strong> pourra sans doute \u00eatre utile pour l'aider \u00e0 g\u00e9rer les comptes de votre proche. Et si la personne pr\u00e9sente des facult\u00e9s mentales alt\u00e9r\u00e9es, il faudra sans doute envisager des <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/la-protection-des-personnes-curatelle-tutelle\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>mesures de protection,<\/strong><\/a> comme la curatelle ou la tutelle. Dans ce cas, en tant que proche aidant, vous devrez rendre des comptes sur toutes les op\u00e9rations que vous effectuerez.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Il existe de nombreuses<strong> aides financi\u00e8res <\/strong>pour les personnes \u00e2g\u00e9es, d\u00e9pendantes ou handicap\u00e9es. Vous devrez ainsi vous assurer que votre proche b\u00e9n\u00e9ficie bien des aides auxquelles il a droit. Vous pouvez \u00e9ventuellement faire appel \u00e0 un travailleur social.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comment demander 1 cong\u00e9 de proche aidant \u00e0 votre employeur ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vous souhaitez prendre un <strong>cong\u00e9 de proche aidant <\/strong>(ancien \"cong\u00e9 de soutien familial\") ? Vous devez en informer votre <strong>employeur <\/strong>en respectant les conditions et d\u00e9lais d\u00e9termin\u00e9s par la convention ou l'<strong>accord collectif<\/strong> de votre entreprise (ou sinon, par la convention ou l'accord de branche).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En l'absence de dispositions conventionnelles, vous pouvez adresser votre demande par tout moyen permettant de la dater (lettre recommand\u00e9e ou courrier \u00e9lectronique, par exemple) en pr\u00e9cisant :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>votre souhait de suspendre votre contrat de travail pour b\u00e9n\u00e9ficier du <strong>cong\u00e9 de proche aidant<\/strong>,<\/li><li>la <strong>date <\/strong>du d\u00e9part en cong\u00e9,<\/li><li>votre volont\u00e9 de <strong>fractionner <\/strong>le cong\u00e9 (ou de le transformer en <strong>temps partiel<\/strong>), si vous le souhaitez. Ce cong\u00e9 peut en effet \u00eatre pris de mani\u00e8re fractionn\u00e9e, sous forme de journ\u00e9es ou m\u00eame de demi-journ\u00e9es.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">L\u00e9galement, l'employeur ne peut pas refuser ce cong\u00e9, si le demandeur y a droit.<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">La dur\u00e9e du cong\u00e9 est sp\u00e9cifi\u00e9e dans la convention collective de l'entreprise. Il peut aujourd'hui durer jusqu'\u00e0 3 mois et \u00eatre renouvel\u00e9 jusqu'\u00e0 1 an sur l'ensemble de la carri\u00e8re du salari\u00e9.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comment b\u00e9n\u00e9ficier de l'AJPA, l'allocation journali\u00e8re de proche aidant ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L'<strong>AJPA<\/strong> s\u2019adresse \u00e0 toute personne r\u00e9sidant en France qui r\u00e9duit ou cesse son activit\u00e9 professionnelle pour s\u2019occuper d\u2019un proche, et jusqu'\u00e0 66 jours pour l'ensemble de sa carri\u00e8re. <\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A<strong> <\/strong>savoir<strong> : \u00e0 partir du 1<sup>er<\/sup>&nbsp;janvier&nbsp;2025<\/strong>, lorsque vous aurez atteint cette limite des 66&nbsp;jours, vous pourrez percevoir l'AJPA&nbsp;<strong>\u00e0 nouveau <\/strong>pour 66&nbsp;jours au maximum&nbsp;pour chaque<strong> nouvelle personne<\/strong> \u00e0 qui vous apporterez votre aide, et au maximum pendant 264&nbsp;jours durant toute votre carri\u00e8re professionnelle.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le montant de l\u2019allocation journali\u00e8re du<strong> proche aidant<\/strong> est forfaitaire et calcul\u00e9 sur la base du SMIC net des pr\u00e9l\u00e8vements sociaux obligatoires. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Attribu\u00e9e sans conditions de ressources, l'AJPA est vers\u00e9e par la Caisse d'allocation familiales (Caf) ou la Mutualit\u00e9 sociale agricole (MSA). En 2025, son montant journalier est ainsi fix\u00e9 \u00e0 65,80 \u20ac par journ\u00e9e, soit 32,90 \u20ac par demi-journ\u00e9e.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Que vous soyez salari\u00e9 du secteur priv\u00e9, agent du secteur public, ind\u00e9pendant ou demandeur d'emploi, vous pouvez en b\u00e9n\u00e9ficier si le proche que vous accompagnez est <strong>handicap\u00e9 <\/strong>ou subit une <strong>perte d'autonomie<\/strong> particuli\u00e8re grave. Et si vous-m\u00eame, vous :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u00eates en couple avec cette personne ;<\/li><li>\u00eates son ascendant ou son descendant ou son collat\u00e9ral jusqu'au 4e degr\u00e9 (fr\u00e8re, s\u0153ur, tante, oncle, cousin(e) germain(e), neveu, ni\u00e8ce...) ;<\/li><li>r\u00e9sidez avec cette personne ;<\/li><li>entretenez des liens \u00e9troits et stables et lui venez en aide de mani\u00e8re r\u00e9guli\u00e8re et fr\u00e9quente \u00e0 titre non professionnel.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Vous avez droit \u00e0 22 AJPA maximum par mois.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Constituant un revenu de remplacement, l'indemnisation sera imposable et soumise \u00e0 la Csg-Crds. Elle ne sera pas cumulable avec une autre allocation. L'AJPA ouvrira des droits \u00e0 la retraite.<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">Pour obtenir l'AJPA, vous devrez remplir un <strong><a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/R57305\" target=\"_blank\" rel=\"noreferrer noopener\">formulaire sur le site du service public<\/a> <\/strong>une fois votre employeur inform\u00e9.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quel cong\u00e9 ou aides pour s'occuper d'un enfant ?<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">C'est quoi le cong\u00e9 de pr\u00e9sence parentale ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Ce cong\u00e9 (CPP) vous permet d'adapter votre activit\u00e9 professionnelle si l'\u00e9tat de sant\u00e9 de votre <strong>enfant \u00e0 charge<\/strong> n\u00e9cessite une pr\u00e9sence soutenue et des soins contraignants. Cela peut faire suite \u00e0 une maladie, un accident ou un handicap. L'enfant doit :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>avoir moins de 20 ans,<\/li><li>ne pas percevoir de salaire brut sup\u00e9rieur \u00e0 1082,87\u20ac<\/li><li>ne pas toucher \u00e0 titre personnel un allocation logement ou un prestation familiale.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avec l'accord de votre <strong>employeur <\/strong>(au moins 15 jours avant), vous pouvez prendre ce <strong>cong\u00e9 <\/strong>en 1 ou plusieurs fois, voire le transformer en p\u00e9riode d'activit\u00e9 \u00e0 temps partiel ou encore le fractionner en demi-journ\u00e9e. La p\u00e9riode maximale autoris\u00e9e par enfant et par maladie \/ handicap \/ accident est de <strong>310 jours ouvr\u00e9s<\/strong> (soit 3 ans), renouvelable 1 fois.<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A noter : pendant ce cong\u00e9, votre contrat de travail est suspendu. Vous ne touchez plus de salaire. Pensez \u00e0 <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/R15336\" target=\"_blank\" rel=\"noreferrer noopener\">demander l'allocation journali\u00e8re de pr\u00e9sence parentale.<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Comment b\u00e9n\u00e9ficier de l'allocation journali\u00e8re de pr\u00e9sence parentale (AJPP) ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Concernant l'<strong>AJPP<\/strong>, les conditions peuvent varier selon votre situation matrimoniale, votre r\u00e9gime (caf ou MSA) et le nombre d'enfants \u00e0 charge. Son montant est de 65,80 \u20ac par jour en 2025 avec un maximum de 22 jours par mois. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un compl\u00e9ment \u00e0 l'AJPP peut \u00eatre vers\u00e9 si des d\u00e9penses non rembours\u00e9es par la S\u00e9curit\u00e9 sociale doivent \u00eatre engag\u00e9es par la famille qui b\u00e9n\u00e9ficie de faibles ressources (plafond r\u00e9glementaire).<\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">A savoir : l'AJPP n'est pas cumulable avec d'autres prestations sociales comme notamment l'allocation d'\u00e9ducation de l'enfant handicap\u00e9 (AEEH), l'allocation aux adultes handicap\u00e9s (AAH) ou la prestation de compensation du handicap (PCH).<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">En compl\u00e9ment de l'article \"Quelles aides et dispositifs pour le proche aidant ?\" : <\/h4>\n\n\n\n<ul class=\"wp-block-list\"><li><a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F16920\">Le cong\u00e9 de proche aidant sur le site service public<\/a><\/li><li><a href=\"https:\/\/solidarites.gouv.fr\/aidant\" target=\"_blank\" rel=\"noreferrer noopener\">Des solutions pour soutenir le quotidien des aidants sur solidarites.gouv.fr<\/a><\/li><li>Le site <a rel=\"noreferrer noopener\" href=\"https:\/\/www.pour-les-personnes-agees.gouv.fr\/solutions-pour-les-aidants\/soutien-financier\/lallocation-journaliere-du-proche-aidant-quest-ce-que-cest#anchor3\" target=\"_blank\">pourlespersonnesageees.gouv.fr<\/a><\/li><li><a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/R57305\">Formulaire de demande de l'AJPA sur le site service public<\/a><\/li><li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000049889007\" target=\"_blank\">L\u00e9gifrance D\u00e9cret du 5 juillet 2024 relatif \u00e0 la dur\u00e9e de versement de l'allocation journali\u00e8re du proche aidant<\/a><\/li><li><a rel=\"noreferrer noopener\" target=\"_blank\" href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000042495044?r=OSGOKaHkfC\">L\u00e9gifrance - d\u00e9cret du 4 novembre 2020<\/a><\/li><li>Pour aller plus loin, <a rel=\"noreferrer noopener\" href=\"https:\/\/solidarites.gouv.fr\/agir-pour-les-aidants\" target=\"_blank\">voir la strat\u00e9gie de mobilisation et de soutien 2023-2027<\/a> <\/li><li><a rel=\"noreferrer noopener\" href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F1631\" target=\"_blank\">Cong\u00e9 de pr\u00e9sence parentale du salari\u00e9 dans le secteur priv\u00e9 sur Service-Public.fr<\/a> et <a href=\"https:\/\/www.service-public.fr\/particuliers\/vosdroits\/F15132\" target=\"_blank\" rel=\"noreferrer noopener\">Allocation journali\u00e8re de pr\u00e9sence parentale (AJPP) <\/a><\/li><\/ul>\n\n\n\n<div style=\"height:63px\" aria-hidden=\"true\" 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Cette situation aura des cons\u00e9quences importantes, au niveau du salaire et aussi de la [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":6495,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":9,"views":5805,"viewed_at":"1778393814","newsletter":"0","_yoast_wpseo_primary_category":36,"footnotes":""},"categories":[278,36,35,270],"tags":[],"class_list":["post-77","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jai-des-difficultes","category-la-maladie-le-handicap","category-les-accidents-de-la-vie","category-mes-moments-de-vie"],"yoast_head":"<title>Quelles aides et dispositifs pour le proche aidant ? - La maladie, le handicap - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Parent en perte d&#039;autonomie, enfant handicap\u00e9, conjoint malade\u2026, vous pouvez prendre un cong\u00e9 r\u00e9mun\u00e9r\u00e9 de &quot;proche aidant&quot;.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/ajpa-proche-aidant\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quelles aides et dispositifs pour le proche aidant ? 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