{"id":822,"date":"2024-09-16T00:00:00","date_gmt":"2024-09-15T22:00:00","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/2012\/08\/07\/louverture-du-compte-par-la-banque\/"},"modified":"2026-06-22T09:58:59","modified_gmt":"2026-06-22T07:58:59","slug":"ouverture-compte-par-la-banque","status":"publish","type":"post","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/ouverture-compte-par-la-banque\/","title":{"rendered":"L'ouverture du compte par la banque"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">Pour vous ouvrir un compte, la banque proc\u00e8de \u00e0 un certain nombre de v\u00e9rifications. Toute ouverture de compte donne lieu \u00e0 l'\u00e9dition d'une convention de compte.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Que v\u00e9rifie la banque avant d'ouvrir un compte ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La banque doit l\u00e9galement obtenir un certain nombre d'informations. Elle  recueille donc votre <strong>pi\u00e8ce d'identit<\/strong>\u00e9, votre <strong>justificatif de domicil<\/strong>e et votre <strong>signature<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avant d'ouvrir le compte et pour vous proposer des services adapt\u00e9s, elle v\u00e9rifie que vous :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>pouvez r\u00e9aliser des actes <\/strong>tels que l'ouverture et l'utilisation d'un<strong> compte bancaire,<\/strong><\/li><li>n'\u00eates <strong>pas interdit d'\u00e9mettre des ch\u00e8ques<\/strong> (interdiction bancaire ou judiciaire),<\/li><li>n'avez <strong>pas <\/strong>fait auparavant un <strong>usage abusif de carte<\/strong> bancaire.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La banque peut toujours refuser l'ouverture du compte. Dans ce cas, elle vous informe de la proc\u00e9dure de <strong>droit au compte.<\/strong><\/p>\n\n\n\n<p class=\"has-common-insert-grey-background-color has-background wp-block-paragraph\">Une r\u00e9glementation sp\u00e9cifique s'applique aux <strong>mineurs <\/strong>et aux <strong>majeurs prot\u00e9g\u00e9s<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Vous recevez la convention de compte et des RIB<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La banque vous remet, conform\u00e9ment \u00e0 la loi, une <strong>convention de compte<\/strong> que vous devez signer. Elle reprend toutes les <strong>caract\u00e9ristiques <\/strong>du compte et les <strong>modalit\u00e9s <\/strong>de son fonctionnement. Lisez donc attentivement ce document. C'est en quelque sorte le guide d'utilisation de votre compte : conservez-le pour vous y r\u00e9f\u00e9rer. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vous recevez \u00e9galement remis la liste des <strong>prix des services bancaires<\/strong>. Vous pouvez \u00e0 tout moment demander gratuitement \u00e0 votre banque une r\u00e9\u00e9dition de votre convention de compte.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Demandez un nombre suffisant de<strong> <\/strong><a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/rib-releve-identite-bancaire\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>relev\u00e9s d'identit\u00e9 bancaire <\/strong>(<strong>RIB<\/strong>)<\/a>. Vous pouvez \u00e9galement en obtenir depuis votre service de banque \u00e0 distance sur le <strong>site <\/strong>ou l'<strong>application<\/strong> de la banque.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">L'ouverture du compte est enregistr\u00e9 au Ficoba<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.legifrance.gouv.fr\/codes\/section_lc\/LEGITEXT000006069577\/LEGISCTA000006133860\/#LEGISCTA000006133860\" target=\"_blank\" rel=\"noreferrer noopener\">L'article 1649 A <\/a>du Code G\u00e9n\u00e9ral des Imp\u00f4ts impose que l'ouverture et la cl\u00f4ture des comptes de toute nature soient d\u00e9clar\u00e9es \u00e0 l'administration fiscale qui l'inscrit au <a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/le-fichier-lie-aux-ouvertures-et-clotures-de-compte-le-ficoba\/\" target=\"_blank\" rel=\"noreferrer noopener\">FICOBA <\/a>(Fichier des comptes bancaires). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ces d\u00e9clarations indiquent notamment pour chaque compte, les noms, pr\u00e9noms, et adresses des titulaires ainsi que leur date et lieu de naissance.<\/p>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" data-wp-interactive=\"fbf\/carousel\" 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class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/ouvrir-un-compte-bancaire\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/demande-ouverture-compte-_BD-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/demande-ouverture-compte-_BD-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/demande-ouverture-compte-_BD-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/04\/demande-ouverture-compte-_BD.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Comment ouvrir un compte ?<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Ouvrir un compte bancaire : les modalit\u00e9s pratiques<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--noBg\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:305,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-droit-au-compte\/&quot;,&quot;title&quot;:&quot;Le droit au compte&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:83}\"\n     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<p class=\"card__time\">3 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-droit-au-compte\/\">\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Guides bancaires<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Le droit au compte<\/span>\n                <\/h3>\n                                <p class=\"card__article\">En France, plus de 99% de la population poss\u00e8de au moins un compte bancaire. Et parce que tout le monde a besoin d\u2019avoir un compte bancaire pour percevoir un salaire, payer (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:521,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/le-contenu-de-la-convention-de-compte\/&quot;,&quot;title&quot;:&quot;C\\u0027est quoi une convention de compte ?&quot;,&quot;thumbnail&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/05\/convention-compte-150x150.jpg&quot;,&quot;likes&quot;:13}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg 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class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <a class=\"card__link\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/le-contenu-de-la-convention-de-compte\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/05\/convention-compte-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/05\/convention-compte-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/05\/convention-compte-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/05\/convention-compte.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Le contrat bancaire<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">C&#039;est quoi une convention de compte ?<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:817,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/rib-releve-identite-bancaire\/&quot;,&quot;title&quot;:&quot;Le RIB : Relev\u00e9 d\\u0027Identit\u00e9 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class=\"card__article\">Cette pr\u00e9sentation est ax\u00e9e sur les aspects pratiques du quotidien des clients des banques : \u00e9pargne, cr\u00e9dit, paiements, etc. Elle s&#039;appuie sur des cas concrets pour une (...)<\/p>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus 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class=\"publication__extract\">La convention de compte est un contrat entre vous et la banque qui fixe les r\u00e8gles d&#039;ouverture, de fonctionnement et de cl\u00f4ture de votre compte de d\u00e9p\u00f4t, appel\u00e9 aussi compte...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication publication--extract\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:84,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/compte-joint\/&quot;,&quot;title&quot;:&quot;Le compte joint&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:57}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" 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<p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Le compte joint\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/compte-joint\/\">\n                Le compte joint            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">Le compte joint est ouvert par 2 personnes ou plus (cotitulaires) pour faciliter la gestion des d\u00e9penses communes. Il est souvent utilis\u00e9 par des couples (concubins, pacs\u00e9s,...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication\" style=\"background-color: #f9ae41\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:305,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-droit-au-compte\/&quot;,&quot;title&quot;:&quot;Le droit au compte&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:83}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"305\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-droit-au-compte\/\"\n         data-title=\"Le droit au compte\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">3 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"Le droit au compte\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-droit-au-compte\/\">\n                Le droit au compte            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">En France, plus de 99% de la population poss\u00e8de au moins un compte bancaire. Et parce que tout le monde a besoin d\u2019avoir un compte bancaire pour percevoir un salaire, payer...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <article class=\"publication publication--extract\">\n    <header class=\"publication__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:405,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/guide-10-cles-gerer-mon-compte\/&quot;,&quot;title&quot;:&quot;10 cl\u00e9s pour g\u00e9rer mon compte bancaire&quot;,&quot;thumbnail&quot;:&quot;&quot;,&quot;likes&quot;:111}\"\n     data-wp-init=\"callbacks.init\">\n    <button class=\"postActions__button\" aria-expanded=\"false\" title=\"Voir les actions\" data-wp-on--click=\"actions.toggleMenu\">\n        <svg class=\"postActions__iconMenu\" role=\"presentation\" width=\"26\" height=\"26\">\n            <use href=\"#containsMore\" \/>\n        <\/svg>\n        <span class=\"a11y-hidden\">Voir les actions<\/span>\n    <\/button>\n    <div class=\"postActions__actionsMenu\"\n         data-id=\"405\"\n         data-url=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-10-cles-gerer-mon-compte\/\"\n         data-title=\"10 cl\u00e9s pour g\u00e9rer mon compte bancaire\">\n        <ul class=\"postActions__list\">\n                        <li>\n                                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Aimer cet article\"\n                        class=\"postActions__action postActions__action--like\"\n                        data-wp-on--click=\"actions.like\">\n                    <span class=\"a11y-hidden\">Aimer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\">\n                        <use href=\"#like\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\">\n                        <use href=\"#like--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button role=\"checkbox\" aria-checked=\"false\"\n                        title=\"Enregistrer cet article\"\n                        class=\"postActions__action postActions__action--bookmark\"\n                        data-wp-on--click=\"actions.bookmark\">\n                    <span class=\"a11y-hidden\">Enregistrer cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--inactive\" width=\"12\">\n                        <use href=\"#bookmark\" \/>\n                    <\/svg>\n                    <svg role=\"presentation\" class=\"postActions__icon postActions__icon--active\" width=\"12\">\n                        <use href=\"#bookmark--full\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                                    <li>\n                <button type=\"button\"\n                        title=\"Partager cet article\"\n                        class=\"postActions__action sharePost\"\n                        aria-haspopup=\"dialog\"\n                        data-wp-on--click=\"actions.share\">\n                    <span class=\"a11y-hidden\">Partager cet article<\/span>\n                    <svg role=\"presentation\" class=\"postActions__icon\" width=\"12\">\n                        <use href=\"#share\" \/>\n                    <\/svg>\n                <\/button>\n            <\/li>\n                    <\/ul>\n    <\/div>\n<\/div>\n                        <p class=\"card__time\">2 Min<\/p>\n            <\/header>\n    <div class=\"publication__content\">\n        <p class=\"publication__type\">Guides bancaires<\/p>\n        <h3 class=\"publication__title\">\n            <a class=\"publication__link\" data-title=\"10 cl\u00e9s pour g\u00e9rer mon compte bancaire\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/guide-10-cles-gerer-mon-compte\/\">\n                10 cl\u00e9s pour g\u00e9rer mon compte bancaire            <\/a>\n        <\/h3>\n        <p class=\"publication__extract\">Pour g\u00e9rer au mieux votre compte bancaire et ainsi \u00e9viter les incidents, quelques r\u00e8gles simples s&#039;imposent. En agence ou \u00e0 distance, votre banquier est disponible pour r\u00e9pondre...<\/p>\n    <\/div>\n    <footer class=\"publication__footer\"><svg class=\"publication__icon publication__icon--cdb\"><use href=\"#cdb\" xlink:href=\"#cdb\"\/><\/svg><\/footer>\n<\/article>\n        <\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Pour vous ouvrir un compte, la banque proc\u00e8de \u00e0 un certain nombre de v\u00e9rifications. Toute ouverture de compte donne lieu \u00e0 l'\u00e9dition d'une convention de compte. Que v\u00e9rifie la banque avant d'ouvrir un compte ? La banque doit l\u00e9galement obtenir un certain nombre d'informations. Elle recueille donc votre pi\u00e8ce d'identit\u00e9, votre justificatif de domicile et [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":4115,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"likes":20,"views":11605,"viewed_at":"1764349684","newsletter":"0","_yoast_wpseo_primary_category":125,"footnotes":""},"categories":[125,129,17],"tags":[],"class_list":["post-822","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-comment-ouvrir-un-compte","category-mon-compte","category-ouvrir-un-compte"],"yoast_head":"<title>L&#039;ouverture du compte par la banque - Comment ouvrir un compte ? - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"Pour vous ouvrir un compte, la banque proc\u00e8de \u00e0 un certain nombre de v\u00e9rifications. 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