{"id":29824,"date":"2024-06-28T11:32:38","date_gmt":"2024-06-28T09:32:38","guid":{"rendered":"https:\/\/www.lesclesdelabanque.com\/particulier\/?post_type=videos&#038;p=29824"},"modified":"2025-06-10T15:22:14","modified_gmt":"2025-06-10T13:22:14","slug":"eco-ptz-eco-pret-a-taux-zero","status":"publish","type":"videos","link":"https:\/\/www.lesclesdelabanque.com\/particulier\/videos\/eco-ptz-eco-pret-a-taux-zero\/","title":{"rendered":"L'\u00e9co-PTZ (\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro)"},"content":{"rendered":"\n<h2 class=\"has-normal-font-size wp-block-heading\">L'\u00e9co-PTZ est un pr\u00eat \u00e0 taux z\u00e9ro accord\u00e9 sans condition de ressources. Il permet de financer des travaux de r\u00e9novation \u00e9nerg\u00e9tique, en vue notamment de r\u00e9duire la facture d\u2019\u00e9nergie de son logement. On vous explique en vid\u00e9o ! <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"youtube-container\" data-wp-interactive=\"cdb\/video-consent\" data-wp-context=\"{&quot;loaded&quot;:false}\" data-wp-init=\"callbacks.init\">\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-4-3 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe data-src=\"https:\/\/www.youtube.com\/embed\/kS4OJibPc4k?feature=oembed\" data-wp-watch=\"callbacks.syncIframe\" loading=\"lazy\" title=\"L&amp;apos;\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro (\u00e9co-PTZ)\" width=\"500\" height=\"375\"  frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n<div class=\"video-consent-overlay\" data-wp-watch=\"callbacks.syncOverlay\"><div class=\"video-consent-overlay-text\">Vous devez accepter les cookies de YouTube pour visionner cette vid\u00e9o<\/div><button type=\"button\" class=\"video-consent-overlay-accept-button\" data-wp-on--click=\"actions.accept\">J&#039;accepte - Lancer la vid\u00e9o<\/button><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Qu'est-ce que l'\u00e9co-PTZ ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>L\u2019\u00e9co-PTZ est un pr\u00eat \u00e0 taux z\u00e9ro<\/strong> accord\u00e9 sans condition de ressources. Il peut financer certains <strong><a href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/renovation-energetique-france-renov\/\" target=\"_blank\" rel=\"noreferrer noopener\">travaux de r\u00e9novation \u00e9nerg\u00e9tique<\/a>.<\/strong> <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Qui est \u00e9ligible \u00e0 l'\u00e9co-PTZ ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Vous devez \u00eatre <strong>propri\u00e9taire du logement<\/strong>, individuel ou en copropri\u00e9t\u00e9. Il doit \u00eatre occup\u00e9 en tant que <strong>r\u00e9sidence principale<\/strong>, par vous-m\u00eame ou un locataire.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quel est le montant et la dur\u00e9e du pr\u00eat ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Son montant est au maximum de <strong>50 000 euros<\/strong>, selon les travaux. Sa dur\u00e9e de remboursement est de <strong>15 ans<\/strong> maximum voire <strong>20 ans<\/strong> selon les travaux. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Quels sont les types de travaux finan\u00e7ables ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Chauffage, isolation des fen\u00eatres, des murs, de la toiture<\/strong>\u2026 Les travaux \u00e9ligibles sont pr\u00e9cis\u00e9s par <a href=\"https:\/\/www.legifrance.gouv.fr\/jorf\/id\/JORFTEXT000045442649\" target=\"_blank\" rel=\"noreferrer noopener\">d\u00e9cret<\/a>. Ils doivent \u00eatre r\u00e9alis\u00e9s par une <strong>entreprise RGE<\/strong>, c'est-\u00e0-dire <strong>Reconnue Garante de l\u2019Environnement.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Peut-on cumuler l'\u00e9co-PTZ avec d'autres aides ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">L\u2019\u00e9co-PTZ peut se cumuler avec <strong><a rel=\"noreferrer noopener\" href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/ma-prime-renov-renovation-energetique\/\" target=\"_blank\">MaPrimeR\u00e9nov'<\/a><\/strong> et d'autres pr\u00eats.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"has-cdb-dark-cyan-background-color has-text-color has-background wp-block-paragraph\" style=\"color:#ffffff\">Attention&nbsp;: face \u00e0 un afflux des demandes et pour garantir un dispositif fiable et de qualit\u00e9, le d\u00e9p\u00f4t de nouveaux dossiers MaPrimeR\u00e9nov' (r\u00e9novation \u00e9nerg\u00e9tique d'ampleur et r\u00e9novation \u00e9nerg\u00e9tique par geste) sera ferm\u00e9 temporairement \u00e0 compter du 1er juillet 2025. Les dossiers, complets et de qualit\u00e9, d\u00e9pos\u00e9s avant le 1<sup>er<\/sup> juillet 2025 pourront donc \u00eatre instruits. MaPrimeAdapt', MaPrimeR\u00e9nov Copropri\u00e9t\u00e9 et MaPrimeLogementD\u00e9cent ne sont pas suspendus.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"titleWithShadowText\">\n    <div class=\"titleWithShadowText__inner\">\n                <div class=\"titleWithShadowText__wrapper\">\n            <svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalLeft\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"239.12 0 188.4 666.65\"> <defs><clipPath id=\"a\"><path clip-rule=\"evenodd\" d=\"M500 0v500H0V0h500z\" \/><\/clipPath><\/defs><g clip-path=\"url(#a)\" transform=\"scale(1.3333)\"><path d=\"M319.23 500h0-139.882 0V0h1.468c0 79.482 64.304 108.12 73.914 180.986h0c9.61 72.865 2.476 64.708 11.96 136.62h0c9.485 71.911 31.518 80.281 44.568 116.901h0c8.7 24.413 11.357 46.244 7.972 65.493z\" fill-rule=\"evenodd\" \/><\/g><\/svg><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--verticalRight\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 289 1024\"><path d=\"M2.514 1024h286.478V0h-3.006c0 162.779-131.695 221.43-151.376 370.659-19.681 149.228-5.071 132.522-24.494 279.798C90.691 797.731 45.567 814.872 18.841 889.87 1.023 939.868-4.418 984.578 2.514 1024z\" \/><\/svg><div class=\"titleWithShadowText__textWrapper\">\n                <h4 class=\"titleWithShadowText__title\">\n                    Voir aussi                                    <\/h4>\n                                <span role=\"presentation\" class=\"titleWithShadowText__shadow\">Voir aussi<\/span>\n                                                            <\/div>\n        <\/div>\n            <\/div>\n<div role=\"presentation\" class=\"titleWithShadowText__wave titleWithShadowText__wave--ie\"><\/div><svg class=\"titleWithShadowText__wave titleWithShadowText__wave--horizontal\" viewbox=\"0 0 35171 2240\"><use xlink:href=\"#wave\" href=\"#wave\"><\/use><\/svg><\/div>\n        \n\n<div class=\"carousel\" 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href=\"https:\/\/www.lesclesdelabanque.com\/particulier\/eco-ptz\/\">\n                <picture>\n                        <source media=\"(min-width: 990px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/eco-ptz-290x400.jpg\">\n                        <source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/eco-ptz-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/eco-ptz-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2021\/05\/eco-ptz.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Les diff\u00e9rents types de cr\u00e9dit...<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">L&#039;\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro (\u00e9co-PTZ)<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     data-wp-interactive=\"cdb\/post-actions\"\n     data-wp-context=\"{&quot;id&quot;:28590,&quot;url&quot;:&quot;https:\/\/www.lesclesdelabanque.com\/particulier\/eco-renover-son-logement\/&quot;,&quot;title&quot;:&quot;J\\u0027\u00e9co-r\u00e9nove mon 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src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2024\/06\/eco-renover-son-logement.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Travaux et r\u00e9novation<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">J&#039;\u00e9co-r\u00e9nove mon logement<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><div class=\"carousel__item\"><article class=\"card card--white\" data-block=\"carousel\">\n    <header class=\"card__head\">\n        <div class=\"postActions\"\n     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<source media=\"(min-width: 500px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/11\/panneaux-solaires-928x270.jpg\">\n                        <source media=\"(min-width: 0px)\" srcset=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/11\/panneaux-solaires-382x270.jpg\">\n                        <img decoding=\"async\" src=\"https:\/\/www.lesclesdelabanque.com\/uploads\/2022\/11\/panneaux-solaires.jpg\" alt=\"\" class=\"card__backgroundImg\" loading=\"lazy\" \/>\n        <\/picture>\n                <div class=\"card__content\">\n            <div class=\"card__metas\">\n                <div class=\"card__submetas\">\n                                        <p class=\"card__category\">Travaux et r\u00e9novation<\/p>\n                                    <\/div>\n            <\/div>\n            <div class=\"card__mainInformation\">\n                <h3 class=\"card__title\">\n                    <span class=\"card__title_span\">Travaux de r\u00e9novation \u00e9nerg\u00e9tique : attention aux arnaques<\/span>\n                <\/h3>\n                            <\/div>\n        <\/div>\n    <\/a>\n<\/article>\n        <\/div><\/div><div class=\"navigation\"><button type=\"button\" class=\"navigation__btn navigation__btn--previous\" data-wp-on--click=\"actions.previous\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.prevDisabled\"><span class=\"a11y-hidden\">Voir plus sur la gauche<\/span><svg class=\"navigation__arrow navigation__arrow--previous\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><button type=\"button\" class=\"navigation__btn navigation__btn--next\" data-wp-on--click=\"actions.next\" data-wp-bind--hidden=\"context.hidden\" data-wp-bind--disabled=\"context.nextDisabled\"><span class=\"a11y-hidden\">Voir plus sur la droite<\/span><svg class=\"navigation__arrow navigation__arrow--next\" role=\"presentation\"><use href=\"#arrow\" xlink:href=\"#arrow\" \/><\/svg><\/button><\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>L'\u00e9co-PTZ est un pr\u00eat \u00e0 taux z\u00e9ro accord\u00e9 sans condition de ressources. Il permet de financer des travaux de r\u00e9novation \u00e9nerg\u00e9tique, en vue notamment de r\u00e9duire la facture d\u2019\u00e9nergie de son logement. On vous explique en vid\u00e9o ! Qu'est-ce que l'\u00e9co-PTZ ? L\u2019\u00e9co-PTZ est un pr\u00eat \u00e0 taux z\u00e9ro accord\u00e9 sans condition de ressources. Il [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":29892,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"likes":6,"views":1394,"viewed_at":"1778493532","newsletter":"1","_yoast_wpseo_primary_category":281,"footnotes":""},"categories":[49,47,357,281],"tags":[],"class_list":["post-29824","videos","type-videos","status-publish","has-post-thumbnail","hentry","category-le-choix-dun-credit-adapte","category-les-differents-types-de-credit-immobilier","category-travaux-et-renovation","category-videos"],"yoast_head":"<title>L&#039;\u00e9co-PTZ (\u00e9co-pr\u00eat \u00e0 taux z\u00e9ro) - Les cl\u00e9s de la banque - Particulier<\/title>\n<meta name=\"description\" content=\"L&#039;\u00e9co-PTZ est un pr\u00eat \u00e0 taux z\u00e9ro accord\u00e9 sans condition de ressources. 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